Tracy French

“We're working on some stuff that funds pretty quickly. I was just going to say on the Texas asset quality, a lot of that smaller things. It's a lot of it, but it's small things and most of those, if I look back, were on banks that Happy State acquired.”

“Well, first of all, congratulations on the 25 years. I could have sworn it's been 40. Congratulations on that, Mr. Allison, and what a story you've created. Good reports.”

“Johnny, I don’t think there’s anything that you didn’t cover or Stephen. Kevin covered for the Banks. But all I know is our group of outstanding bankers will stay focused and we will do what’s the best thing for the shareholders.”

“Well, John, you made me feel comfortable just listening to your numbers and the strength and soundness we have. I will compliment you and the board on that. It’s been entertaining every quarter in the banking world.”

“I was thinking of what Johnny used all those adjectives when he started his prepared remarks. I came up with the word 'entertaining.' It's certainly been an entertaining year.”