Jeffrey Miller

“Net premiums earned increased 8.9% to $224.4 million for the third quarter of 2023. Net premiums written increased by 6.3%, with accelerating premium rate increases and strong retention offset partially by lower new business volume and planned attrition in states we are exiting or have targeted for profit improvement.”

“Net premiums earned increased 8% to $215.2 million for the first quarter of 2023. Net premiums written grew by 8.6%, with premium rate increases and continuing strong retention contributing to growth across our lines of business despite planned attrition in several regions where we are working to improve profitability.”

“I'll provide a brief overview of the quarterly results and then turn the call over to Jeff Hay for more information specific to our Commercial and Personal Lines segments.”

“Good morning, and welcome to the Donegal Group conference call for the first quarter ended March 31, 2021. Yesterday afternoon, we issued a news release outlining our financial results.”