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DGICA · Donegal Group Inc

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$18.46 -0.29 (-1.55%) At close · Aug 17
Market Cap
$685.04M
Shares
37.12M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$18.46 Open$18.76 Day$18.41–19.06 52W close$16.32–20.95 Avg vol 30d121K Short int886K · 2.4% float · 8.9d Short vol53% Last earningsJul 30, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 4

Up next

Next earnings call
Oct 29, 2026 Est · unconfirmed · in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 4, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Buy Momentum Weak Sentiment Neutral Fundamentals Fair Quant / Vol Low
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Buy
      50 / 200-day cross Golden cross
      Price vs 200-day avg +0%
      above
      Price vs 50-day avg −1%
      below
      RSI (14) 42
      neutral
      MACD trend Negative
      52-week position 46%
      mid-range
      Momentum
      relative strength
      Weak
      1-month return −1%
      trailing
      6-month return +6%
      trailing
      YTD return −8%
      this year
      Relative strength −7%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) Golden cross
      50d $19 › 200d $18 — 50d above 200d
      Institutional flow Distributing
      -5% holders QoQ · +19 funds added
      Insider flow Accumulating
      Net +$967.4K over 90 days · 80% sells
      Short interest Rising
      2.39% of float · ▲ +11.1% MoM · 8.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      151 holders — mid 3-yr range
      Squeeze score 68
      elevated · 0–100
      Fundamentals
      Fair
      Revenue growth −1%
      Y/Y
      Free cash flow $70.0M
      Quant / Vol
      risk profile
      Low
      Volatility 24%
      annualized · 1-yr
      Max drawdown −22%
      past year
      ATR 2.9%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Apr 30, 2026
      Expense ratio impact of allocated costs related to the systems m · full year of 2026 1.4%
      Prior guidance period ended · from the Earnings Call filed Dec 31, 2023
      Reinsurance premiums spend increase · 2024 $5M
      Bond reinvestment cash flow · 2024 $120M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 2
      50 / 200-day cross
      Golden cross Bullish
      Price vs 200-day avg
      +0% Bullish
      Price vs 50-day avg
      −1% Neutral
      RSI (14)
      42 Neutral
      MACD trend
      Negative Bearish
      52-week position
      46% Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) Golden cross
      50d $19 › 200d $18 — 50d above 200d
      Institutional flow Distributing
      -5% holders QoQ · +19 funds added
      Insider flow Accumulating
      Net +$967.4K over 90 days · 80% sells
      Short interest Rising
      2.39% of float · ▲ +11.1% MoM · 8.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      151 holders — mid 3-yr range
      Price context
      position in its 52-week range
      Range low $16 Now $18 · 46% Range high $21
      vs 200-day avg +0% vs 50-day avg -1% 50-day above 200-day golden cross

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Net premiums written non-GAAP 465.7M Six Months Ended June 30, 2026
      Non-GAAP operating income – Class A non-GAAP $0.85 Six Months Ended June 30, 2026
      Non-GAAP operating income – Class B non-GAAP $0.79 Six Months Ended June 30, 2026
      Book value per share $17.54 Q1 2026
      Loss ratio - core losses 53.4% Q1 2026
      Return on average equity 13.4% Full year 2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Insurance - Property & Casualty — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      DGICA
      Donegal Group Inc
      this stock
      $685.04M -7.6% -1.2% 2.4%
      CB
      Chubb Ltd
      $133.73B +9.2% +6.5% 12.2 1.1%
      PGR
      Progressive Corp/Oh/
      $121.86B -10.5% +16.3% 10.5 1.4%
      TKOMY
      Tokio Marine Holdings, Inc.
      $90.32B +27.4% 0.0%
      TRV
      Travelers Companies, Inc.
      $77.25B +25.7% +5.2% 10.0 3.6%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      151
      % held
      37.4%
      Net QoQ
      +331.5K sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      173
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      885.8K
      Days to cover
      8.9d
      Change
      +88.4K sh
      View
      Short Volume
      Short vol %
      53%
      As of
      Aug 17, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      4.0K
      Value
      $79.0K
      As of
      Jul 31, 2026
      View
      Off-Exchange
      Off-exchange %
      44.2%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net buying
      Net (90d)
      +$967.4K
      Buyers / Sellers
      1 / 4
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $978.0M
      Net income (FY)
      $79.3M
      View
      Buybacks
      Remaining
      shares 3.2K
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 4, 2026
      This year
      15
      View
      Proposed Sales
      Value
      $216.6K
      Shares
      11.3K
      Filed
      Aug 5, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 30, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      DGICA -1.1% -0.8% +5.9% -6.5% -7.6%
      SPY -0.1% +4.1% +12.4% +3.4% +13.3%
      vs SPY -1.1% -4.9% -6.6% -9.9% -20.9%

      Capital returns

      Latest dividend
      $0.193 / share · ex Jul 31, 2026
      Raised 5.5%
      Paid (TTM)
      $0.752 / share · 4 payouts
      Dividend yield (TTM, derived)
      4.07%
      Buyback program · as of Dec 31, 2014
      Authorized
      Spent (derived)
      Remaining
      shares 3,222

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 800457 CUSIP 257701201 13F (30d) 140 filings 139 filers Visit website Investor relations