DGICA · Donegal Group Inc
Price & Indicators
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Metrics snapshot
Useful current figures from the complete screener profile.
AI Brief
Q2 FY26 earnings call · Jul 30, 2026TL;DR. Donegal Group posted solid Q2 2026 results with a 95.6% combined ratio, 32% higher net income of $22.3 million, and book value growth to $17.98, driven by lower weather losses and strong investment income, while net premiums written declined 3.2% on softening market conditions and the expense ratio rose to 35.8%.
- + Combined ratio improved to 95.6% from 97.7% on lower weather losses and favorable prior-year reserve development
- + Net income rose 32% to $22.3 million and book value per share grew to $17.98 from $17.33
- + Net investment income increased 16% to $14.5 million with yield rising to 3.99%
- + Weather-related losses fell sharply to $11.9 million (5.3 points) from $25.8 million (11.1 points)
- + Commercial lines net premiums written grew 0.8% with new business goals achieved
- − Net premiums written declined 3.2% with personal lines down 9.7% on soft market conditions
- − Expense ratio rose to 35.8% from 32.2% on higher incentive compensation and technology costs
- − Large fire losses increased to 6.7 points of loss ratio from 5.2 points with commercial fire severity up 45%
- − Personal auto core loss ratio deteriorated 4.5 percentage points year-over-year
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
DGICA
this stock
Donegal Group Inc
|
$679.65M | -8.6% | -1.2% | — | 2.3% |
|
CB
Chubb Ltd
|
$128.80B | +6.0% | +6.5% | 11.8 | 0.9% |
|
PGR
Progressive Corp/Oh/
|
$119.47B | -7.6% | +16.3% | 10.3 | 1.1% |
|
TKOMY
Tokio Marine Holdings, Inc.
|
$100.71B | +35.0% | — | — | 0.0% |
|
TRV
Travelers Companies, Inc.
|
$75.72B | +24.2% | +5.2% | 9.8 | 3.0% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| DGICA | +1.0% | -5.9% | +5.6% | +2.7% | -8.6% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | +1.2% | -5.5% | -6.6% | +1.8% | -21.4% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.