Sebastian Siemiatkowski

“We delivered above the high end of our guidance on every line for the second consecutive quarter. Revenue grew faster than volume, and transaction margin dollars, which is our most important metric, grew faster than both.”

“I mean, I'm a pretty big shareholder myself and I'm very optimistic about what I'm seeing.”

“We delivered above the high end of every line. Revenue, $1.012 billion, up 44%. Transaction margin, $389 million, up 44%. Adjusted operating profit, $68 million, against $3 million a year ago.”

“Look, I think that, you know, as you said, rightfully, I've I've been building this company for 20 years now, and it's taught me there's one very consistent pattern, and that is whenever we enter a new market, the first years look expensive, and the following years, you look smart.”

“Klarna is accelerating its growth of our banking relationships and our revenue per customer. Millions of consumers are adopting more of our services, the Klarna Card, Klarna's Deposit accounts, Klarna Fair Financing products and, of course, our well-known buy now, pay later services.”