Osvaldo Giménez

“And building on Martin's comment regarding POS devices and not increasing the prices, that was driven by two things. On the one hand, the payback periods continued to be in line with what we expected, and therefore there was no need to do that.”

“Yes, IMAL is down from what I think was an exceptionally high quarter, still at 39% for the quarter.”

“So, I think we see the total receipts in line with what we expected when we look at the segments in terms of past-due dates. We see that basically performing as we expected them to perform.”

“I think advertising is beginning to scratch the surface of its potential. There's room to increase the number of advertisers across many product categories, but obviously, as we grow into more and more categories.”

“I think that we are still very, very early on regarding payroll. We are very excited about the opportunity in terms of having more principles, and we are just really getting started with the ballot, and we cannot comment on it yet.”