BWFG · Bankwell Financial Group, Inc.
$66.06
+0.42 (+0.64%)
At close · Aug 20
Market Cap
$526.63M
Shares
7.97M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$66.06
Open$65.41
Day$65.00–66.44
52W close$40.01–68.15
Avg vol 30d72K
Short int396K · 5.0% float · 4.7d
Short vol58%
Last earningsJul 23, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 5
Up next
Next earnings call
Oct 20, 2026
Est · unconfirmed
· in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 5, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Strong Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Bullish
Fundamentals
Excellent
Quant / Vol
Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+27%
above
Price vs 50-day avg
+7%
above
RSI (14)
56
neutral
MACD trend
Negative
52-week position
93%
near high
Momentum
relative strength
1-month return
+9%
trailing
6-month return
+41%
trailing
YTD return
+44%
this year
Relative strength
+30%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $62 › 200d $52 — 50d above 200d
Institutional flow
Accumulating
+5% holders QoQ · +19 funds added
Insider flow
Accumulating
Net +$530.5K over 90 days · 29% sells
Short interest
Rising
4.97% of float · ▲ +21.9% MoM · 4.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
125 holders — near 3-yr high, broad support
Squeeze score
66
elevated · 0–100
Fundamentals
Revenue growth
+44%
Y/Y
EPS growth
+262%
Y/Y
Free cash flow
$27.1M
Valuation
P/E 12.3
below peers
Balance sheet
$96.4M
net cash
Quant / Vol
risk profile
Volatility
26%
annualized · 1-yr
Max drawdown
−12%
past year
ATR
2.6%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Jul 23, 2026
Net Interest Income
· full year 2026
Initiated
$115M – $117M
Loan growth
· full year 2026
Initiated
5% – 7%
Non-interest Income
· full year 2026
Initiated
$12M – $13M
Non-interest expense
· full year 2026
Initiated
$65M – $67M
Prior guidance
period ended
· from the Earnings Call filed Jun 30, 2025
Net interest income
· full year 2025
$97M – $98M
Noninterest income
· full year 2025
$7M – $8M
Noninterest expense
· full year 2025
$58M – $59M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+27%
Bullish
Price vs 50-day avg
+7%
Bullish
RSI (14)
56
Neutral
MACD trend
Negative
Bearish
52-week position
93%
Bullish
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $62 › 200d $52 — 50d above 200d
Institutional flow
Accumulating
+5% holders QoQ · +19 funds added
Insider flow
Accumulating
Net +$530.5K over 90 days · 29% sells
Short interest
Rising
4.97% of float · ▲ +21.9% MoM · 4.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
125 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $40
Now $66 · 93%
Range high $68
vs 200-day avg +27%
vs 50-day avg +7%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| ACL-Loans as a percentage of nonperforming loans | 193.14% | Q2 2026 | — |
| ACL-Loans as a percentage of total loans | 1.03% | Q2 2026 | — |
| Average yield on new loan production | 7% | Q2 2026 | — |
| Brokered deposits reduction | 50.6% | Q2 2026 | — |
| Common shares issued and outstanding | 7,973,180 | As of June 30, 2026 | — |
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| Core deposit growth | $128M | Q2 2026 | — |
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| Earning asset yields | 6.26% | Q2 2026 | — |
| Fully Diluted Tangible Book Value per Common Share | $40.25 | As of June 30, 2026 | — |
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| Funded loan originations | $268.2M | Q2 2026 | — |
| Gross loans growth | $93.1M | Q2 2026 | — |
| Interest rate spread | 2.62% | For the Six Months Ended June 30, 2026 | — |
| Net Interest Margin | 3.43% | For the Six Months Ended June 30, 2026 | — |
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| Noninterest expense to average assets non-GAAP | 1.8% | Q2 2026 | — |
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| Nonperforming loans as a % of total loans | 0.54% | Q2 2026 | — |
| Return on average assets non-GAAP | 1.46% | Q2 2026 | — |
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| Return on average shareholders' equity non-GAAP | 15.49% | Q2 2026 | — |
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| SBA originations | $26M | Q2 2026 | — |
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| Tangible Common Equity to Tangible Assets | 9.24% | As of June 30, 2026 | — |
| Tier I Capital to Average Assets non-GAAP | 10.36% | Q2 2026 | — |
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| Total capital to risk-weighted assets non-GAAP | 12.7% | Q2 2026 | — |
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| Total common equity tier 1 capital to risk-weighted assets non-GAAP | 11.66% | Q2 2026 | — |
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| Total deposit costs | 2.94% | Q2 2026 | — |
| Wholesale Ratio non-GAAP | 16.3% | Q2 2026 | — |
| Dividend payout non-GAAP | 14.18% | Q1 2026 | — |
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| Efficiency Ratio non-GAAP | 55.8% | Q1 2026 | — |
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| Net loan (recoveries) charge-offs as a percentage of average loans non-GAAP | 0.01% | Q1 2026 | — |
| Net loan growth | $27.1M | the quarter ended March 31, 2026 | — |
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| Yield on new loan production | 7.53% | the quarter ended March 31, 2026 | — |
| Noninterest income as a percentage of revenue | 11.13% | Q4 2025 | — |
| Nonperforming assets as a percentage of total assets | 0.49% | Q4 2025 | — |
| Return on average tangible shareholders' equity non-GAAP | 12.31% | Q4 2025 | — |
| SBA loan sale gains | $2.2M | Q4 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
BWFG
this stock
Bankwell Financial Group, Inc.
|
$526.63M | +44.2% | +44.0% | 12.3 | 5.0% |
|
MFG
Mizuho Financial Group Inc
|
$123.19B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| BWFG | -2.9% | +9.1% | +41.5% | -3.1% | +44.2% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | -0.9% | +5.8% | +30.3% | -5.2% | +32.3% |
Capital returns
Latest dividend
$0.20
/ share · ex Aug 10, 2026
Paid (TTM)
$0.80
/ share · 4 payouts
Dividend yield (TTM, derived)
1.21%
Buyback program
· as of Oct 28, 2024
Authorized
shares 250,000
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1505732
CUSIP
06654A103
13F (30d)
118 filings
117 filers
Visit website
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