CAC · Camden National Corp
$56.67
+0.17 (+0.30%)
At close · Aug 21
Market Cap
$954.68M
Shares
16.90M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$56.67
Open$56.96
Day$55.73–57.46
52W close$35.45–59.77
Avg vol 30d95K
Short int639K · 3.8% float · 5.9d
Short vol68%
Last earningsJul 28, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 6
Up next
Next earnings call
Oct 27, 2026
Est · unconfirmed
· in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 6, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Bullish
Fundamentals
Strong
Quant / Vol
Low
Market backdrop
VIX 15.1 · calm
Equity put/call 0.51
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+17%
above
Price vs 50-day avg
+2%
above
RSI (14)
49
neutral
MACD trend
Negative
52-week position
87%
near high
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+4%
trailing
6-month return
+21%
trailing
YTD return
+31%
this year
Relative strength
+9%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $55 › 200d $49 — 50d above 200d
Institutional flow
Accumulating
+9% holders QoQ · +31 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
3.78% of float · ▼ -6.3% MoM · 5.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
191 holders — near 3-yr high, broad support
Squeeze score
60
elevated · 0–100
Fundamentals
Revenue growth
+17%
Y/Y
EPS growth
+6%
Y/Y
Free cash flow
$58.2M
Valuation
P/E 10.8
below peers
Balance sheet
$539.8M
net debt
Quant / Vol
risk profile
Volatility
28%
annualized · 1-yr
Max drawdown
−15%
past year
ATR
2.5%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Jun 30, 2026
Non-interest income
· third quarter
$13.5M – $14M
Non-interest expense
· third quarter
$37M – $38M
Prior guidance
period ended
· from the Earnings Call filed Mar 31, 2026
Noninterest income
· second quarter
$13M
Noninterest expense
· second quarter
$37.5M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+17%
Bullish
Price vs 50-day avg
+2%
Bullish
RSI (14)
49
Neutral
MACD trend
Negative
Bearish
52-week position
87%
Bullish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $55 › 200d $49 — 50d above 200d
Institutional flow
Accumulating
+9% holders QoQ · +31 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
3.78% of float · ▼ -6.3% MoM · 5.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
191 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $35
Now $57 · 87%
Range high $60
vs 200-day avg +17%
vs 50-day avg +2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| ACL on loans | 45.6M | At or for the Six Months Ended June 30, 2026 | — |
| ACL on loans to total loans | 0.91% | At June 30, 2026 | — |
| Adjusted diluted earnings per share non-GAAP | $2.64 | For The Six Months Ended June 30, 2026 | — |
| Adjusted net income non-GAAP | 44.9M | For The Six Months Ended June 30, 2026 | — |
| Adjusted pre-tax, pre-provision income non-GAAP | 58.68M | For The Six Months Ended June 30, 2026 | — |
| Adjusted return on average assets non-GAAP | 1.31% | For The Six Months Ended June 30, 2026 | — |
| Adjusted return on average equity non-GAAP | 12.75% | For The Six Months Ended June 30, 2026 | — |
| Annualized net charge-offs-to-average-loans ratio | 0.04% | the second quarter of 2026 | — |
|
|
|||
| Assets under administration across wealth and brokerage businesses | $2.6B | At June 30, 2026 | — |
| Banking centers | 72 | At June 30, 2026 | — |
| Book value per share | $42.96 | At June 30, 2026 | — |
| Common equity ratio | 10.44% | At June 30, 2026 | — |
| Core net interest margin (fully-taxable equivalent) (non-GAAP) non-GAAP | 2.94% | Six Months Ended June 30, 2026 | — |
| Efficiency ratio (non-GAAP) non-GAAP | 53.22% | Six Months Ended June 30, 2026 | — |
|
|
|||
| Net charge-offs | 946K | At or for the Six Months Ended June 30, 2026 | — |
| Non-performing assets | 12.14M | At or for the Six Months Ended June 30, 2026 | — |
| Non-performing loans | 12.14M | At or for the Six Months Ended June 30, 2026 | — |
| Non-performing loans to total loans | 0.24% | At or for the Six Months Ended June 30, 2026 | — |
| Pre-tax, pre-provision income (non-GAAP) non-GAAP | 58.68M | Six Months Ended June 30, 2026 | — |
| Return on average tangible equity | 18.32% | For The Six Months Ended June 30, 2026 | — |
| Tangible common equity ratio non-GAAP | 7.91% | June 30, 2026 | — |
| Total loans 30-89 days past due | 7.28M | At or for the Six Months Ended June 30, 2026 | — |
| ACL coverage ratio | 4.2 | Q1 2026 | — |
| Committed loan pipeline | $128.3M | Q1 2026 | — |
| Common Equity Tier 1 ratio | 12.01% | Q1 2026 | — |
| Core net interest margin non-GAAP | 2.92% | Q1 2026 | — |
| Loan-to-deposit ratio | 89% | Q1 2026 | — |
| Net interest margin | 3.24% | Q1 2026 | — |
| Past-due loans | 0.06% | Q1 2026 | — |
| Return on average assets | 1.28% | Q1 2026 | — |
| Return on average equity | 12.58% | Q1 2026 | — |
| Tangible book value per share non-GAAP | $30.58 | Q1 2026 | — |
| Tier 1 leverage ratio | 9.43% | Q1 2026 | — |
| Tier 1 risk-based ratio | 13.32% | Q1 2026 | — |
| Total risk-based ratio | 14.27% | Q1 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CAC
this stock
Camden National Corp
|
$954.68M | +30.6% | +17.0% | 10.8 | 3.8% |
|
MFG
Mizuho Financial Group Inc
|
$124.83B | +40.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$121.52B | -35.4% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | +0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +19.4% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CAC | -3.6% | +3.7% | +20.8% | -2.1% | +30.6% |
| SPY | -1.4% | +3.6% | +11.6% | +2.5% | +12.3% |
| vs SPY | -2.2% | +0.1% | +9.3% | -4.6% | +18.4% |
Capital returns
Latest dividend
$0.42
/ share · ex Jul 15, 2026
Paid (TTM)
$1.68
/ share · 4 payouts
Dividend yield (TTM, derived)
2.96%
Buyback program
· as of Jan 1, 2026
Authorized
shares 850,000
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
750686
CUSIP
133034108
13F (30d)
169 filings
168 filers
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