DCOM · Dime Commercial Bancshares, Inc. /NY/

Track DCOM — free

$39.92 -0.71 (-1.75%) At close · Aug 19

Market Cap

$1.78B

44.16M

Up next

Next earnings call

Oct 22, 2026 Est · unconfirmed · in 9 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Jul 31, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Ask ALVIS about this →

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Buy Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Moderate

Market backdrop VIX 14.9 · calm Equity put/call 0.52

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +15%

above

Price vs 50-day avg −1%

below

RSI (14) 45

neutral

MACD trend Negative

52-week position 89%

near high

Momentum

relative strength

Very Strong

1-month return +1%

trailing

6-month return +20%

trailing

YTD return +33%

this year

Relative strength +8%

vs S&P · 6-mo

Sentiment

smart money

Bullish

Trend (MA cross) No cross

50d $40 › 200d $35 — 50d above 200d

Institutional flow Accumulating

+5% holders QoQ · +31 funds added

Insider flow Distributing

Net -$8.9M over 90 days · 100% sells

Short interest Falling

8.13% of float · ▼ -1.2% MoM · 10.5 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

215 holders — near 3-yr high, broad support

Squeeze score 63

elevated · 0–100

Fundamentals

Excellent

Revenue growth +19%

Y/Y

EPS growth +329%

Y/Y

Free cash flow $181.4M

Valuation P/E 14.5

in line

Balance sheet $876.8M

net cash

Quant / Vol

risk profile

Moderate

Volatility 29%

annualized · 1-yr

Max drawdown −19%

past year

ATR 2.0%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the Earnings Call filed Jun 30, 2026

near to medium term

CET1 ratio 11.25% – 11.5%

CRE ratio up to 350%

until we reach approximately 25% of total loans

Multifamily loans as a percentage of total loans up to 25%

Prior guidance period ended · from the Earnings Call filed Sep 30, 2024

Total gross loans · end of the year $11B

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy

1 · 3 · 2

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+15% Bullish

Price vs 50-day avg

−1% Neutral

RSI (14)

45 Neutral

MACD trend

Negative Bearish

52-week position

89% Bullish

Market signals — smart money & positioning

Bullish · 3 of 6

Trend (MA cross) No cross

50d $40 › 200d $35 — 50d above 200d

Institutional flow Accumulating

+5% holders QoQ · +31 funds added

Insider flow Distributing

Net -$8.9M over 90 days · 100% sells

Short interest Falling

8.13% of float · ▼ -1.2% MoM · 10.5 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

215 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $26 Now $40 · 89% Range high $42

vs 200-day avg +15% vs 50-day avg -1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Adjusted diluted EPS non-GAAP	$0.79	second quarter of 2026	—

Adjusted efficiency ratio non-GAAP	49.9%	second quarter of 2026	—

Adjusted net income available to common stockholders non-GAAP	$34.7M	second quarter of 2026	—

Adjusted non-interest expense non-GAAP	$64.1M	second quarter of 2026	—

Average non-interest-bearing deposits to average total deposits	31%	second quarter of 2026	—

Business loans linked quarter growth	$280.8M	second quarter of 2026	—

Business loans year-over-year growth	$743M	second quarter of 2026	—

Consolidated CRE Concentration ratio	352%	second quarter of 2026	—

Core deposits year-over-year increase	$948.3M	second quarter of 2026	—

Efficiency ratio	51.2%	second quarter of 2026	—

Liquidity (cash)	$1.9B	second quarter of 2026	—

Net interest margin	3.28%	second quarter of 2026	—

Non-performing assets ratio	0.46%	second quarter of 2026	—

Tier 1 Common Equity Ratio	11.99%	second quarter of 2026	—

Total deposits year-over-year increase	$937M	second quarter of 2026	—

Ending weighted average rate on the total loan portfolio	5.28%	first quarter of 2026	—
Common Equity Tier 1 Ratio	11.66%	the fourth quarter of 2025	—
Loan to deposit ratio	83.8%	the fourth quarter of 2025	—
Ratio of adjusted non-interest expense to average assets non-GAAP	1.65%	the fourth quarter of 2025	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
DCOM Dime Commercial Bancshares, Inc. /NY/ this stock	$1.78B	+32.7%	+19.0%	14.5	8.1%
MFG Mizuho Financial Group Inc	$131.93B	+38.5%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.97B	-36.6%	+15.2%	—	0.5%
IBN Icici Bank Ltd	$105.45B	-1.2%	—	—	0.5%
PNC Pnc Financial Services Group, Inc.	$101.11B	+18.1%	+7.2%	14.0	1.8%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

215

% held: 90.3%
Net QoQ: +479.9K sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

279

View

Short & Settlement

Short Interest Falling

Shares short

3.6M

Days to cover: 10.5d
Change: -45.1K sh

View

Short Volume

Short vol %

78%

As of: Aug 19, 2026

Short Total

View

Fails to Deliver

FTD shares

370

Value: $15.1K
As of: Jul 29, 2026

View

Off-Exchange

Off-exchange %

35.3%

Week of: Jul 13, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$8.9M

Buyers / Sellers: 0 / 3

Buyers Sellers

View

Financials

Revenue (FY)

$19.9M

Net income (FY): $110.7M
EPS diluted: $2.36

View

Filings

SEC Filings

Latest

10-Q

Filed: Jul 31, 2026
This year: 16

View

Proposed Sales

Value

$699.3K

Shares: 17.2K
Filed: Aug 12, 2026

View

Earnings & Events

Earnings Calls

Last call

Jul 23, 2026

View

Performance

	5D	20D	120D	MTD	YTD
DCOM	-2.4%	+1.2%	+19.7%	-2.1%	+32.7%
SPY	-0.4%	+2.9%	+11.6%	+3.0%	+12.8%
vs SPY	-2.0%	-1.7%	+8.2%	-5.0%	+19.9%

Capital returns

Latest dividend

$0.25 / share · ex Jul 17, 2026

Raised 4.2%

Paid (TTM)

$1.00 / share · 4 payouts

Dividend yield (TTM, derived)

2.51%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 846617 CUSIP 25432X102 13F (30d) 200 filings 198 filers Visit website Investor relations

DCOM · Dime Commercial Bancshares, Inc. /NY/

Price & Indicators

Up next

AI Brief

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns