FULT · Fulton Financial Corp
$23.65
-0.65 (-2.67%)
At close · Aug 19
Market Cap
$4.52B
Shares
190.91M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$23.65
Open$24.31
Day$23.59–24.36
52W close$16.79–25.19
Avg vol 30d1.7M
Short int8.2M · 4.3% float · 4.2d
Short vol55%
Last earningsJul 23, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 7
Up next
Next earnings call
Oct 23, 2026
Est · unconfirmed
· in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 7, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Neutral
SellHoldBuy
Technical
Neutral
Momentum
Neutral
Sentiment
Bullish
Fundamentals
Strong
Quant / Vol
Moderate
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+11%
above
Price vs 50-day avg
−2%
below
RSI (14)
40
neutral
MACD trend
Negative
52-week position
82%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
−3%
trailing
6-month return
+9%
trailing
YTD return
+22%
this year
Relative strength
−2%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $24 › 200d $21 — 50d above 200d
Institutional flow
Accumulating
+11% holders QoQ · +76 funds added
Insider flow
Distributing
Net -$413.7K over 90 days · 100% sells
Short interest
Falling
4.31% of float · ▼ -16.4% MoM · 4.2 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
374 holders — near 3-yr high, broad support
Squeeze score
54
elevated · 0–100
Fundamentals
Revenue growth
−7%
Y/Y
EPS growth
+32%
Y/Y
Valuation
P/E 11.3
below peers
Buyback
$150.0M
authorized
Balance sheet
$1.0B
net debt
Quant / Vol
risk profile
Volatility
26%
annualized · 1-yr
Max drawdown
−16%
past year
ATR
2.0%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Jan 21, 2026
Non-FTE NII
· 2026
$1.12B – $1.14B
Provision for Credit Losses
· 2026
$55M – $75M
Non-Interest Income
· 2026
$285M – $300M
Non-Interest Expense
· 2026
$800M – $835M
Effective Tax Rate
· 2026
18.5% – 19.5%
Prior guidance
period ended
· from the 8-K filed Oct 21, 2025
Non-FTE Net Interest Income (NII)
· 2025
$1.03B – $1.04B
Provision for Credit Losses
· 2025
$45M – $55M
Effective Tax Rate
· 2025
19% – 20%
Non-Interest Expense (Operating)
· 2025
$750M – $760M
Non-Operating Expenses
· 2025
$7M
Non-Interest Income
· 2025
$270M – $280M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+11%
Bullish
Price vs 50-day avg
−2%
Neutral
RSI (14)
40
Neutral
MACD trend
Negative
Bearish
52-week position
82%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $24 › 200d $21 — 50d above 200d
Institutional flow
Accumulating
+11% holders QoQ · +76 funds added
Insider flow
Distributing
Net -$413.7K over 90 days · 100% sells
Short interest
Falling
4.31% of float · ▼ -16.4% MoM · 4.2 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
374 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $17
Now $24 · 82%
Range high $25
vs 200-day avg +11%
vs 50-day avg -2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| ACL - loans to total loans | 1.48% | Three months ended Jun 30, 2026 | — |
| Allowance for credit losses as a percentage of total net loans | 1.48% | as of June 30, 2026 | — |
| Allowance for credit losses attributable to net loans | 382.6M | as of June 30, 2026 | — |
| Annualized net charge-offs | 0.34% | Q2 2026 | — |
| Common equity tier 1 capital ratio | 12.1% | Q2 2026 | — |
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| Common shareholders' equity (tangible) non-GAAP | $15.61 | Three months ended Jun 30, 2026 | — |
| Common shareholders' equity (tangible), per share non-GAAP | $15.61 | Jun 30 2026 | — |
| Efficiency ratio non-GAAP | 57.3% | Three months ended Jun 30, 2026 | — |
| Net interest margin | 3.6% | Q2 2026 | — |
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| Non-performing assets | 187.1M | as of June 30, 2026 | — |
| Non-performing assets as a percentage of total assets | 0.54% | as of June 30, 2026 | — |
| Non-performing loans to total net loans | 0.7% | Three months ended Jun 30, 2026 | — |
| Operating net income available to common shareholders non-GAAP | $215.52M | Six months ended Jun 30 2026 | — |
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| Operating net income available to common shareholders (diluted) non-GAAP | $0.6 | Three months ended Jun 30, 2026 | — |
| Operating net income available to common shareholders per diluted share non-GAAP | $1.15 | Six months ended Jun 30 2026 | — |
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| Operating non-interest expense non-GAAP | 210.6M | Q2 2026 | — |
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| Operating non-interest expenses to total average assets non-GAAP | 2.47% | Three months ended Jun 30 2026 | — |
| Operating return on average assets non-GAAP | 1.39% | Three months ended Jun 30, 2026 | — |
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| Operating return on average common shareholders' equity (tangible) non-GAAP | 15.71% | Three months ended Jun 30, 2026 | — |
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| Tangible common equity ratio non-GAAP | 8.8% | Three months ended Jun 30, 2026 | — |
| Tier 1 leverage ratio | 9.9% | Three months ended Jun 30, 2026 | — |
| Tier 1 risk-based capital ratio | 12.8% | Three months ended Jun 30, 2026 | — |
| Total risk-based capital ratio | 15.9% | Three months ended Jun 30, 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FULT
this stock
Fulton Financial Corp
|
$4.52B | +22.3% | -6.5% | 11.3 | 4.3% |
|
MFG
Mizuho Financial Group Inc
|
$131.93B | +38.5% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.6% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -1.2% | — | — | 0.5% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.11B | +18.1% | +7.2% | 14.0 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FULT | -3.1% | -3.2% | +9.3% | -2.8% | +22.4% |
| SPY | -0.4% | +2.9% | +11.6% | +3.0% | +12.8% |
| vs SPY | -2.6% | -6.1% | -2.3% | -5.7% | +9.6% |
Capital returns
Latest dividend
$0.19
/ share · ex Jul 1, 2026
Paid (TTM)
$0.75
/ share · 4 payouts
Dividend yield (TTM, derived)
3.17%
Buyback program
· as of Jan 1, 2026
Authorized
$150.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
700564
CUSIP
360271100
13F (30d)
336 filings
331 filers
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