HAFC · Hanmi Financial Corp
$31.12
-0.04 (-0.11%)
At close · Aug 21
Market Cap
$917.05M
Shares
29.65M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$31.15
Open$31.10
Day$30.87–31.21
52W close$22.96–33.31
Avg vol 30d259K
Short int965K · 3.3% float · 3.0d
Short vol68%
Last earningsJul 21, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 7
Up next
Next earnings call
Oct 20, 2026
Est · unconfirmed
· in 8 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 7, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Neutral
Momentum
Strong
Sentiment
Bullish
Fundamentals
Excellent
Quant / Vol
Low
Market backdrop
VIX 16 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+8%
above
Price vs 50-day avg
−3%
below
RSI (14)
40
neutral
MACD trend
Negative
52-week position
79%
mid-range
Momentum
relative strength
1-month return
−3%
trailing
6-month return
+19%
trailing
YTD return
+15%
this year
Relative strength
+8%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $32 › 200d $29 — 50d above 200d
Institutional flow
Accumulating
+5% holders QoQ · +33 funds added
Insider flow
Distributing
Net -$163.9K over 90 days · 100% sells
Short interest
Falling
3.26% of float · ▼ -7.7% MoM · 3.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
227 holders — near 3-yr high, broad support
Squeeze score
54
elevated · 0–100
Fundamentals
Revenue growth
+15%
Y/Y
EPS growth
+22%
Y/Y
Free cash flow
$202.3M
Valuation
P/E 10.4
below peers
Quant / Vol
risk profile
Volatility
31%
annualized · 1-yr
Max drawdown
−16%
past year
ATR
1.9%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Sep 30, 2023
SBA loan production
· each quarter
$35M – $40M
Prior guidance
period ended
· from the Earnings Call filed Jun 30, 2025
Quarterly SBA production target
· second half of 2025
$45M – $50M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+8%
Bullish
Price vs 50-day avg
−3%
Neutral
RSI (14)
40
Neutral
MACD trend
Negative
Bearish
52-week position
79%
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $32 › 200d $29 — 50d above 200d
Institutional flow
Accumulating
+5% holders QoQ · +33 funds added
Insider flow
Distributing
Net -$163.9K over 90 days · 100% sells
Short interest
Falling
3.26% of float · ▼ -7.7% MoM · 3.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
227 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $23
Now $31 · 79%
Range high $33
vs 200-day avg +8%
vs 50-day avg -3%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Commercial real estate loan production | $170.1M | 2Q26 | — |
| Cost of deposits | 2.25% | Q2 2026 | — |
| Cost of interest-bearing deposits | 3.17% | Q2 2026 | — |
| Efficiency ratio | 54.07% | Q2-26 | — |
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| Loan Portfolio | $6.54B | as of June 30, 2026 | — |
| Loan production | $371.9M | 2Q26 | — |
| Loan-to-deposit ratio | 94% | Q2-26 | — |
| Net charge-offs | $1.3M | the second quarter | — |
| Net interest margin | 3.36% | Q2 2026 | — |
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| Net interest margin (taxable equivalent basis) | 3.37% | Q2 2026 | — |
| Net interest spread (taxable equivalent basis) | 2.22% | Q2 2026 | — |
| Noninterest-bearing demand deposits as a percentage of total deposits | 31% | Q2 2026 | — |
| Nonperforming assets | $9.9M | end of the second quarter | — |
| Nonperforming assets to total assets | 0.12% | Q2 2026 | — |
| Nonperforming loans to total loans | 0.15% | Q2 2026 | — |
| Ratio of average loans to average deposits | 95.5% | Q2 2026 | — |
| Return on average assets | 1.2% | Q2 2026 | — |
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| Return on average equity | 11.09% | Q2 2026 | — |
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| Securities portfolio | $962.3M | June 30, 2026 | — |
| Tangible common equity per share non-GAAP | $27.04 | Q2-26 | — |
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| Tangible common equity to tangible assets non-GAAP | 10.03% | Q2 2026 | — |
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| USKC deposit portfolio | $1.2B | June 30, 2026 | — |
| USKC loan portfolio | $825.9M | June 30, 2026 | — |
| Annualized deposit growth | 7.2% | Q1 FY2026 | — |
| C&I loan production increase from new banking relationships | 64% | Q1 FY2026 | — |
| C&I loans as a percentage of total loans | 17.6% | Q1 FY2026 | — |
| Nonperforming assets as a percentage of total assets | 0.16% | Q1 FY2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
HAFC
this stock
Hanmi Financial Corp
|
$917.05M | +15.2% | +15.3% | 10.4 | 3.3% |
|
MFG
Mizuho Financial Group Inc
|
$124.83B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$121.52B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| HAFC | -4.1% | -3.3% | +19.3% | -2.3% | +15.2% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | -2.2% | -6.6% | +8.1% | -4.4% | +3.4% |
Capital returns
Latest dividend
$0.28
/ share · ex Aug 3, 2026
Paid (TTM)
$1.11
/ share · 4 payouts
Dividend yield (TTM, derived)
3.56%
Buyback program
· as of Jan 29, 2026
Authorized
shares 1.50M
Spent (derived)
shares 1.50M
Remaining
shares 2
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1109242
CUSIP
410495204
13F (30d)
201 filings
201 filers
Visit website
Investor relations