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HBCP · Home Bancorp, Inc.

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$69.71 +0.28 (+0.40%) At close · Aug 21
Market Cap
$542.45M
Shares
7.87M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$69.71 Open$69.89 Day$68.72–69.97 52W close$51.19–72.51 Avg vol 30d105K Short int314K · 4.0% float · 2.4d Short vol63% Last earningsJul 21, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 3

Up next

Next earnings call
Oct 20, 2026 Est · unconfirmed · in 8 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed Aug 3, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Low
      Market backdrop VIX 15.1 · calm Equity put/call 0.51
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +11%
      above
      Price vs 50-day avg +0%
      above
      RSI (14) 45
      neutral
      MACD trend Negative
      52-week position 87%
      near high
      Momentum
      relative strength
      Very Strong
      1-month return −1%
      trailing
      6-month return +15%
      trailing
      YTD return +21%
      this year
      Relative strength +4%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $70 › 200d $63 — 50d above 200d
      Institutional flow Accumulating
      +6% holders QoQ · +24 funds added
      Insider flow Distributing
      Net -$109.3K over 90 days · 100% sells
      Short interest Falling
      3.99% of float · ▼ -0.8% MoM · 2.4 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      142 holders — near 3-yr high, broad support
      Squeeze score 44
      elevated · 0–100
      Fundamentals
      Excellent
      EPS growth +29%
      Y/Y
      Free cash flow $44.3M
      Valuation P/E 11.5
      below peers
      Balance sheet $59.6M
      net cash
      Quant / Vol
      risk profile
      Low
      Volatility 25%
      annualized · 1-yr
      Max drawdown −10%
      past year
      ATR 2.3%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Jun 30, 2026
      Non-interest income · quarterly $3.8M – $4.1M
      Prior guidance period ended · from the Earnings Call filed Sep 30, 2025
      Loan growth · 2025 1% – 2%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 2 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +11% Bullish
      Price vs 50-day avg
      +0% Bullish
      RSI (14)
      45 Neutral
      MACD trend
      Negative Bearish
      52-week position
      87% Bullish
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $70 › 200d $63 — 50d above 200d
      Institutional flow Accumulating
      +6% holders QoQ · +24 funds added
      Insider flow Distributing
      Net -$109.3K over 90 days · 100% sells
      Short interest Falling
      3.99% of float · ▼ -0.8% MoM · 2.4 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      142 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $51 Now $70 · 87% Range high $73
      vs 200-day avg +11% vs 50-day avg +0%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      11% of total assets 11% Q2 2026 —
      2Q 2026 WAR -6.46% Q2 2026 —
      46% of loan portfolio is variable 46% Q2 2026 —
      Acquired loans 270.17M Jun-26 YTD —
      Acquired NPAs 8.2M Jun-26 YTD —
      Acquired past due loans 9.29M Jun-26 YTD —
      ALL / Total Loans 1.22% Q2 2026 —
      Allowance for credit losses to total loans 1.28% Three Months Ended 6/30/2026 —
      Allowance for loan losses to nonperforming loans 128.65% Three Months Ended 6/30/2026 —
      Allowance for loan losses to total loans 1.22% Three Months Ended 6/30/2026 —
      Annualized YTD net loan charge-offs to average loans -0.06% Three Months Ended 6/30/2026 —
      Average assets 3.55B Jun-26 YTD —
      Average assets excluding PPP loans non-GAAP 3.55B Jun-26 YTD —
      Average deposit size $37,534 Q2 2026 —
      Book value $434.16M Q2 2026 —
      Book value per share $57.63 2Q2026 —
      Cash dividend of $0.32 per share payable on August 14, 2026 $0.32 Q2 2026 —
      Common Equity Tier 1 capital non-GAAP 13.8% Q2 2026 —
      Core pre-provision net income non-GAAP $12.23M 2Q 2026 —
      Core pre-provision net income (YTD) non-GAAP 24.35M Jun-26 YTD —
      Cost of total deposits for the quarter ended June 2026 1.66% Q2 2026 —
      Coverage of Uninsured Deposits 174% Q2 2026 —
      Efficiency Ratio non-GAAP 70% Q2 2026 —
      Houston market annualized growth rate YTD -9% YTD 2026 —
      Investment Portfolio effective duration 3.4 Q2 2026 —
      Loan portfolio effective duration 1.7 Q2 2026 —
      Loan/Deposit ratio 90.6% 2Q 2026 —
      LOC Utilization Rate 48% Q2 2026 —
      Net interest margin (TE) non-GAAP 4.2% Six Months Ended 6/30/2026 —
      Net interest spread (TE) non-GAAP 3.44% Six Months Ended 6/30/2026 —
      New Share Repurchase Plan approved 400,000 Q2 2026 —
      Non-GAAP noninterest expense non-GAAP 47.49M Jun-26 YTD —
      Non-GAAP noninterest income non-GAAP 7.66M Jun-26 YTD —
      Non-GAAP tangible net income non-GAAP 11.78M 2Q 2026 —
      Non-GAAP tangible shareholders' equity non-GAAP 369.94M 2Q 2026 —
      Non-interest bearing deposit composition 27% Q2 2026 —
      Nonperforming assets (% of total assets) 1.09% Q2 2026 —
      Nonperforming loans to total loans 0.95% Three Months Ended 6/30/2026 —
      Originated loans 2.51B Jun-26 YTD —
      Originated NPAs 31.02M Jun-26 YTD —
      Originated past due loans 16.01M Jun-26 YTD —
      Price / tangible book value per share non-GAAP 146% 2Q 2026 —
      Q2 yield 2.7% Q2 2026 —
      ROATCE non-GAAP 12.9% 2Q 2026 —
      Shares Outstanding 7,868,139 2Q2026 —
      shares remaining in current plan 383,170 Q2 2026 —
      Shares repurchased since 2019 17% Q2 2026 —
      Tangible book value non-GAAP $47.02 2Q 2026 —
      Tangible book value per share non-GAAP $47.02 Q2 2026 —
      TBV / share CAGR since 2019 non-GAAP 8.8% Q2 2026 —
      TCE Ratio 10.5% 2Q 2026 —
      Tier 1 leverage capital 12.1% Q2 2026 —
      Tier 1 risk based capital non-GAAP 13.8% Q2 2026 —
      Total loans 2.78B Jun-26 YTD —
      Total NPAs 39.21M Jun-26 YTD —
      Total past due loans 25.3M Jun-26 YTD —
      Total risk based capital 15.6% Q2 2026 —
      Uninsured Deposits $776M Q2 2026 —
      YTD 2026 annualized growth rate -3% YTD 2026 —
      Allowance for loan losses $33.7M the first quarter of 2026 —
      Net loan charge-offs $384,000 the first quarter of 2026 —
      Provision to the allowance for loan losses $922,000 the first quarter of 2026 —
      Non-GAAP return on average tangible common equity non-GAAP 13.31% Q4 2025 —

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      HBCP
      Home Bancorp, Inc.
      this stock
      		$542.45M +20.6% — 11.5 4.0%
      MFG
      Mizuho Financial Group Inc
      		 $124.83B +40.4% — — 0.1%
      HDB
      Hdfc Bank Ltd
      		 $121.52B -35.4% +15.2% — 0.5%
      IBN
      Icici Bank Ltd
      		 $105.45B +0.4% — — 0.5%
      CIXPF
      CaixaBank/ADR
      		 $100.59B +19.4% — — 0.1%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      142
      % held
      54.2%
      Net QoQ
      +414.4K sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      165
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      313.9K
      Days to cover
      2.4d
      Change
      -2.7K sh
      View
      Short Volume
      Short vol %
      63%
      As of
      Aug 21, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      1
      Value
      $69
      As of
      Jul 1, 2026
      View
      Off-Exchange
      Off-exchange %
      23.3%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$109.3K
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Financials
      Financials
      Net income (FY)
      $46.1M
      EPS diluted
      $5.87
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 3, 2026
      This year
      13
      View
      Proposed Sales
      Value
      $53.8K
      Shares
      750
      Filed
      Aug 18, 2026
      View
      Exempt Offerings
      Offering
      $55.0M
      Filed
      Jul 7, 2022
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 21, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      HBCP -3.1% -0.7% +15.2% -2.3% +20.6%
      SPY -1.4% +3.6% +11.6% +2.5% +12.3%
      vs SPY -1.8% -4.3% +3.6% -4.8% +8.3%

      Capital returns

      Latest dividend
      $0.32 / share · ex Aug 3, 2026
      Raised 3.2%
      Paid (TTM)
      $1.25 / share · 4 payouts
      Dividend yield (TTM, derived)
      1.79%

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1436425 CUSIP 43689E107 13F (30d) 126 filings 126 filers Visit website Investor relations

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