Skip to main content
HBCP logo

HBCP · Home Bancorp, Inc.

Track HBCP — free
$71.96 -0.39 (-0.54%) At close · Aug 14
Market Cap
$566.38M
Shares
7.87M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$71.96 Open$72.46 Day$71.95–74.50 52W close$51.19–72.51 Avg vol 30d102K Short int314K · 4.0% float · 2.4d Short vol83% Last earningsJul 21, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 3

Up next

Next earnings call
Oct 20, 2026 Est · unconfirmed · in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 3, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Low
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +15%
      above
      Price vs 50-day avg +4%
      above
      RSI (14) 58
      neutral
      MACD trend Negative
      52-week position 97%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +4%
      trailing
      6-month return +21%
      trailing
      YTD return +25%
      this year
      Relative strength +8%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $69 › 200d $62 — 50d above 200d
      Institutional flow Accumulating
      +4% holders QoQ · +23 funds added
      Insider flow Distributing
      Net -$120.5K over 90 days · 100% sells
      Short interest Falling
      3.99% of float · ▼ -0.8% MoM · 2.4 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      139 holders — near 3-yr high, broad support
      Squeeze score 54
      elevated · 0–100
      Fundamentals
      Excellent
      EPS growth +29%
      Y/Y
      Free cash flow $44.3M
      Valuation P/E 12
      below peers
      Balance sheet $59.6M
      net cash
      Quant / Vol
      risk profile
      Low
      Volatility 25%
      annualized · 1-yr
      Max drawdown −10%
      past year
      ATR 2.3%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Jun 30, 2026
      Non-interest income · quarterly $3.8M – $4.1M
      Prior guidance period ended · from the Earnings Call filed Sep 30, 2025
      Loan growth · 2025 1% – 2%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +15% Bullish
      Price vs 50-day avg
      +4% Bullish
      RSI (14)
      58 Neutral
      MACD trend
      Negative Bearish
      52-week position
      97% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $69 › 200d $62 — 50d above 200d
      Institutional flow Accumulating
      +4% holders QoQ · +23 funds added
      Insider flow Distributing
      Net -$120.5K over 90 days · 100% sells
      Short interest Falling
      3.99% of float · ▼ -0.8% MoM · 2.4 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      139 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $51 Now $72 · 97% Range high $73
      vs 200-day avg +15% vs 50-day avg +4%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Allowance for loan losses to total loans 1.22% the second quarter of 2026
      Deposits $3.1B the second quarter of 2026
      Loan to deposit ratio 91% Q2 2026
      Nonperforming assets to total assets 1.09% the second quarter of 2026
      Quarterly cash dividend $0.32 Q2 2026
      Return on assets 1.31% the second quarter of 2026
      Allowance for loan losses $33.7M the first quarter of 2026
      Non-GAAP return on average tangible common equity non-GAAP 13.31% Q4 2025
      Non-GAAP tangible book value per share non-GAAP $44.84 Q4 2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      HBCP
      Home Bancorp, Inc.
      this stock
      $566.38M +24.5% 12.0 4.0%
      MFG
      Mizuho Financial Group Inc
      $132.42B +48.5% 0.1%
      HDB
      Hdfc Bank Ltd
      $120.05B -36.0% +15.2% 0.5%
      IBN
      Icici Bank Ltd
      $108.39B -0.2% 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      $102.52B +23.1% +7.2% 14.1 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      139
      % held
      53.5%
      Net QoQ
      +360.4K sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      165
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      313.9K
      Days to cover
      2.4d
      Change
      -2.7K sh
      View
      Short Volume
      Short vol %
      83%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      1
      Value
      $69
      As of
      Jul 1, 2026
      View
      Off-Exchange
      Off-exchange %
      30.7%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$120.5K
      Buyers / Sellers
      0 / 2
      Buyers Sellers
      View
      Financials
      Financials
      Net income (FY)
      $46.1M
      EPS diluted
      $5.87
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 3, 2026
      This year
      13
      View
      Proposed Sales
      Value
      $55.5K
      Shares
      800
      Filed
      Jul 24, 2026
      View
      Exempt Offerings
      Offering
      $55.0M
      Filed
      Jul 7, 2022
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 21, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      HBCP +0.1% +3.8% +21.4% +0.9% +24.5%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY -0.3% -0.6% +7.6% -3.1% +10.7%

      Capital returns

      Latest dividend
      $0.32 / share · ex Aug 3, 2026
      Raised 3.2%
      Paid (TTM)
      $1.25 / share · 4 payouts
      Dividend yield (TTM, derived)
      1.74%

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1436425 CUSIP 43689E107 13F (30d) 128 filings 128 filers Visit website Investor relations