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MCBS · MetroCity Bankshares, Inc.

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$35.50 +0.16 (+0.45%) At close · Aug 20
Market Cap
$1.02B
Shares
28.78M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$35.50 Open$35.34 Day$35.01–35.59 52W close$24.71–37.07 Avg vol 30d79K Short int667K · 2.3% float · 7.3d Short vol81% DataJan 2020–Aug 2026 Filing10-Q · Aug 7

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed Aug 7, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Low
Market backdrop VIX 14.9 · calm Equity put/call 0.52
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +16%
above
Price vs 50-day avg −0%
below
RSI (14) 48
neutral
MACD trend Negative
52-week position 87%
near high
Momentum
relative strength
Very Strong
1-month return −2%
trailing
6-month return +26%
trailing
YTD return +34%
this year
Relative strength +15%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $36 › 200d $31 — 50d above 200d
Institutional flow Accumulating
+6% holders QoQ · +20 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
2.32% of float · ▲ +7.6% MoM · 7.3 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
117 holders — near 3-yr high, broad support
Squeeze score 58
elevated · 0–100
Fundamentals
Excellent
EPS growth +5%
Y/Y
Free cash flow $37.0M
Valuation P/E 12.2
below peers
Balance sheet $383.7M
net cash
Quant / Vol
risk profile
Low
Volatility 25%
annualized · 1-yr
Max drawdown −18%
past year
ATR 2.6%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
1 · 3 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+16% Bullish
Price vs 50-day avg
−0% Neutral
RSI (14)
48 Neutral
MACD trend
Negative Bearish
52-week position
87% Bullish
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $36 › 200d $31 — 50d above 200d
Institutional flow Accumulating
+6% holders QoQ · +20 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
2.32% of float · ▲ +7.6% MoM · 7.3 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
117 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $25 Now $36 · 87% Range high $37
vs 200-day avg +16% vs 50-day avg 0%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Tangible book value per share non-GAAP $17.37 the three months ended June 30, 2026 filing —
ACL to loans held for investment 0.65% June 30, 2026 —
Adjusted return on average equity^(1)^ non-GAAP 17.7% June 30, 2026 —
Adjusted return on average shareholder's equity non-GAAP 18.52% six months ended June 30, 2026 —
Adjusted return on average shareholder's equity (non-GAAP) non-GAAP 18.52% Six Months Ended June 30, 2026 —
Allowance for credit losses to non-performing loans 148.08% As of the Quarter Ended June 30, 2026 —
Allowance for loan losses to total loans 0.68% As of and for the Six Months Ended June 30, 2026 —
Efficiency ratio-operating (non-GAAP) non-GAAP 39.2% Six Months Ended June 30, 2026 —
Efficiency ratio^(2)^ 40.08% June 30, 2026 —
Mortgage loan production $75.37M June 30, 2026 —
Mortgage loans serviced for others $463.5M June 30, 2026 —
Net interest spread 3.09% Six Months Ended June 30, 2026 —
Nonperforming assets to gross loans held for investment and OREO 0.47% June 30, 2026 —
Nonperforming assets to total assets 0.41% As of the Quarter Ended June 30, 2026 —
Nonperforming loans to gross loans held for investment 0.44% As of the Quarter Ended June 30, 2026 —
SBA loan production $46.59M June 30, 2026 —
SBA loan sales $27.14M June 30, 2026 —
SBA/USDA loans serviced for others $682.17M June 30, 2026 —
Efficiency ratio 46.7% Q4 2025 —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
MCBS
MetroCity Bankshares, Inc.
this stock
$1.02B +33.8% — 12.2 2.3%
MFG
Mizuho Financial Group Inc
 $123.19B +38.4% — — 0.1%
HDB
Hdfc Bank Ltd
 $121.52B -36.1% +15.2% — 0.5%
IBN
Icici Bank Ltd
 $105.45B -0.4% — — 0.5%
CIXPF
CaixaBank/ADR
 $100.59B +18.7% — — 0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
117
% held
26.8%
Net QoQ
+736.0K sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
154
View
Short & Settlement
Short Interest Rising
Shares short
666.6K
Days to cover
7.3d
Change
+47.1K sh
View
Short Volume
Short vol %
81%
As of
Aug 20, 2026
Short Total
View
Fails to Deliver
FTD shares
357
Value
$12.8K
As of
Jul 29, 2026
View
Off-Exchange
Off-exchange %
24.1%
Week of
Jul 13, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$68.5M
EPS diluted
$2.64
View
Buybacks
Authorized
shares 1.0M
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 7, 2026
This year
13
View
Proposed Sales
Value
$213.2K
Shares
6.0K
Filed
Nov 25, 2024
View

Performance

5D 20D 120D MTD YTD
MCBS -2.3% -1.7% +26.3% +0.3% +33.8%
SPY -2.0% +3.3% +11.2% +2.1% +11.8%
vs SPY -0.4% -5.0% +15.2% -1.7% +21.9%

Capital returns

Latest dividend
$0.29 / share · ex Jul 29, 2026
Raised 16%
Paid (TTM)
$1.08 / share · 4 payouts
Dividend yield (TTM, derived)
3.04%
Buyback program · as of Apr 21, 2021
Authorized
shares 1.00M
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1747068 CUSIP 59165J105 13F (30d) 107 filings 106 filers Visit website Investor relations

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