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MCBS

MetroCity Bankshares, Inc.
$35.03 -0.90 (-2.50%) At close · Jul 8
Market Cap
$1.00B
Shares
28,660,042

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$35.03 Open$35.74 Day$34.35–35.81 52W$24.32–37.46 Avg vol 30d95K Short int398K · 1.4% float · 5.0d Short vol69% DataJan 2020–Jul 2026 Filing10-Q · May 8
Equibles Rating blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Moderate
Market backdrop VIX 16.9 · calm Equity put/call 0.86
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +20%
above
Price vs 50-day avg +5%
above
RSI (14) 53
neutral
MACD trend Negative
52-week position 82%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +4%
trailing
6-month return +32%
trailing
YTD return +33%
this year
Relative strength +24%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $33 › 200d $29 — 50d above 200d
Institutional flow Flat
4 of 109 funds reported for Jun 30 · net 0 sh shares
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
1.39% of float · ▼ -5.7% MoM · 5.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
109 holders — near 3-yr high, broad support
Squeeze score 43
elevated · 0–100
Fundamentals
Excellent
EPS growth +5%
Y/Y
Free cash flow $37.0M
Valuation P/E 12.6
below peers
Balance sheet $383.7M
net cash
Quant / Vol
risk profile
Moderate
Volatility 26%
annualized · 1-yr
Max drawdown −18%
past year
ATR 3.1%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Up next
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+20% Bullish
Price vs 50-day avg
+5% Bullish
RSI (14)
53 Neutral
MACD trend
Negative Bearish
52-week position
82% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $33 › 200d $29 — 50d above 200d
Institutional flow Flat
4 of 109 funds reported for Jun 30 · net 0 sh shares
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
1.39% of float · ▼ -5.7% MoM · 5.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
109 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $24 Now $35 · 82% 52-wk high $37
vs 200-day avg +20% vs 50-day avg +5%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Net interest margin 3.72% Year-to-Date 2025

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
MCBS
MetroCity Bankshares, Inc.
this stock
$1.00B +33.1% 12.6 1.4%
HDB
Hdfc Bank Ltd
$136.15B -28.4% +15.2% 0.3%
MFG
Mizuho Financial Group Inc
$126.15B +39.8% 0.1%
IBN
Icici Bank Ltd
$104.44B -3.2% 0.7%
PNC
Pnc Financial Services Group, Inc.
$99.00B +19.0% +7.2% 14.3 1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders
Holders
109
% held
23.8%
Reported
4 of 109
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
152
View
Short & Settlement
Short Interest Falling
Shares short
398.4K
Days to cover
5.0d
Change
-24.2K sh
View
Short Volume
Short vol %
69%
As of
Jul 9, 2026
Short Total
View
Fails to Deliver
FTD shares
1.1K
Value
$35.7K
As of
May 8, 2026
View
Off-Exchange
Off-exchange %
38.0%
Week of
May 4, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$68.5M
EPS diluted
$2.64
View
Buybacks
Authorized
shares 1.0M
View
Filings
SEC Filings
Latest
8-K
Filed
May 22, 2026
This year
10
View
Proposed Sales
Value
$213.2K
Shares
6.0K
Filed
Nov 25, 2024
View

Performance

5D 20D 120D MTD YTD
MCBS -2.4% +3.8% +31.9% -2.4% +33.1%
SPY -0.2% +0.8% +7.4% -0.2% +9.3%
vs SPY -2.2% +2.9% +24.4% -2.2% +23.8%

Capital returns

Latest dividend
$0.29 / share · ex Apr 29, 2026
Raised 16%
Paid (TTM)
$1.04 / share · 4 payouts
Dividend yield (TTM, derived)
2.97%
Buyback program · as of Apr 21, 2021
Authorized
shares 1.00M
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1747068 CUSIP 59165J105 13F (30d) 4 filings 4 filers Visit website Investor relations