MNSB · MainStreet Bancshares, Inc.
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Annualized return on average assets | 1.03% | June 2026 | — |
| Annualized return on average tangible common equity | 11.09% | June 2026 | — |
| Loan-to-deposit ratio | 100% | Q2 2026 | — |
| Loans 30-89 days past due and accruing | 0.79% | Q2 2026 | — |
| Net interest margin | 3.53% | Q2 2026 | — |
| Net interest margin (FTE) (non-GAAP) non-GAAP | 3.5% | Six months ended June 30, 2026 | — |
| Net interest spread (FTE) (non-GAAP) non-GAAP | 2.72% | Six months ended June 30, 2026 | — |
| New loans booked | 78M | Q2 2026 | — |
| Nonperforming assets to total assets | 2.77% | Q2 2026 | — |
| Number of full service branch offices | 7 | Q2 2026 | — |
| Number of full time equivalent employees | 166 | Q2 2026 | — |
| Shares of common stock repurchased | 207,000 | Q2 2026 | — |
| Tangible book value per common share | $26.3 | Q2 2026 | — |
| Year-over-year growth in owner-occupied commercial real estate | 97M | Q2 2026 | — |
| Yield on earning assets (FTE) (non-GAAP) non-GAAP | 6.19% | Six months ended June 30, 2026 | — |
| Free ATMs | 55,000 | year-ended December 31, 2025 | — |
| Gross loans increase | 54M | three months ended December 31, 2025 | — |
| Shares repurchased | 209,000 | three months ended December 31, 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
MNSB
this stock
MainStreet Bancshares, Inc.
|
$177.67M | +24.1% | -1.6% | 12.2 | 2.5% |
|
MFG
Mizuho Financial Group Inc
|
$123.19B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| MNSB | +0.3% | +9.5% | +13.8% | +9.5% | +24.1% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | +2.3% | +6.1% | +2.6% | +7.5% | +12.2% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.