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MNSB · MainStreet Bancshares, Inc.

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$24.61 -0.25 (-1.01%) At close · Aug 17
Market Cap
$177.03M
Shares
7.12M

MainStreet Bancshares, Inc. Earnings Call Transcripts

Every quarterly earnings call for MainStreet Bancshares, Inc. (MNSB) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▼6.4% $601,000 $7.74M '22 Q3 22-10-17 · $86.87M $7.58M '22 Q4 23-01-23 ▼3.4% $590,000 $8.15M '23 Q1 23-04-17 ▼10.4% $535,000 $6.95M '23 Q2 23-07-24 ▼14.5% $514,000 $6.34M '23 Q3 23-10-23 ▲45.2% $126.12M $5.15M '23 Q4 24-01-22 ▲5538.1% $33.27M $3.31M '24 Q1 24-04-22 ▲6292.5% $34.20M $2.62M '24 Q2 24-07-29 ▲6607.6% $34.48M $265,000 '24 Q3 24-10-28 ▼71.5% $35.92M −$16.17M '24 Q4 25-01-27 ▲1.9% $33.90M $2.45M '25 Q1 25-04-21 ▲3.4% $35.35M $4.59M '25 Q2 25-07-22 ▼2.6% $33.59M $4.52M '25 Q3 25-10-27 ▼8.8% $32.77M $4.05M '25 Q4 26-01-26 ▼98.3% $573,000 $4.10M '26 Q1 26-04-20 LATEST ▼98.4% $552,000 $4.67M '26 Q2 26-07-20
Earnings call
FY26 · Q2
2026-07-20
MainStreet Bancshares, Inc. Q2 FY2026 Earnings Call
Revenue
$552,000
▼ 98.4% YoY
Diluted EPS
$0.58
▲ 9.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-04-20
MainStreet Bancshares, Inc. Q1 FY2026 Earnings Call
Confident tone Net interest margin expansion Asset quality and credit discipline Branch expansion and Middleburg
Revenue
$573,000
▼ 98.3% YoY
Diluted EPS
$0.48
▲ 92% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-01-26
MainStreet Bancshares, Inc. Q4 FY2025 Earnings Call
Confident tone Loan portfolio and credit quality Net interest margin and funding costs Capital strength and stress testing
Revenue
$32.77M*
▼ 8.8% YoY
Gross margin
55.1%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-27
MainStreet Bancshares, Inc. Q3 FY2025 Earnings Call
Revenue
$33.59M
▼ 2.6% YoY
Diluted EPS
$0.52
Gross margin
54.3%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-22
MainStreet Bancshares, Inc. Q2 FY2025 Earnings Call
Confident tone Regulatory and CRE concentration limits Net interest margin expansion Loan portfolio and pipeline
Revenue
$35.35M
▲ 3.4% YoY
Diluted EPS
$0.53
▲ 96.3% YoY
Gross margin
56.2%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-21
MainStreet Bancshares, Inc. Q1 FY2025 Earnings Call
Positive tone Discontinuation of Avenue banking-as-a-service Net interest margin expansion Non-performing loans and credit quality
Revenue
$33.90M
▲ 1.9% YoY
Diluted EPS
$0.25
▼ 30.6% YoY
Gross margin
51.5%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-01-27
MainStreet Bancshares, Inc. Q4 FY2024 Earnings Call
Cautious tone Venue/Avenue Fintech solution Intangible asset impairment Cost cutting and expense reduction
Revenue
$35.92M*
▼ 71.5% YoY
Gross margin
46.9%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-28
MainStreet Bancshares, Inc. Q3 FY2024 Earnings Call
Positive tone Avenu / banking-as-a-service strategy FS Vector consulting review and validation Net interest margin expansion and funding costs
Revenue
$34.48M
▲ 6607.6% YoY
Diluted EPS
$-0.04
▼ 105.2% YoY
Gross margin
47.1%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-29
MainStreet Bancshares, Inc. Q2 FY2024 Earnings Call
Positive tone Avenue (Banking-as-a-Service Initiative) Net Interest Margin / Funding Costs Loan Growth and Pipeline
Revenue
$34.20M
▲ 6292.5% YoY
Diluted EPS
$0.27
▼ 68.2% YoY
Gross margin
47.7%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-22
MainStreet Bancshares, Inc. Q1 FY2024 Earnings Call
Positive tone Banking-as-a-Service (Avenue platform) Regulatory and compliance focus Stock valuation and capital
Revenue
$33.27M
▲ 5538.1% YoY
Diluted EPS
$0.36
▼ 64.4% YoY
Gross margin
49.4%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-22
MainStreet Bancshares, Inc. Q4 FY2023 Earnings Call
Revenue
$126.12M*
▲ 45.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-23
MainStreet Bancshares, Inc. Q3 FY2023 Earnings Call
Revenue
$514,000
▼ 14.5% YoY
Diluted EPS
$0.77
▼ 20.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-24
MainStreet Bancshares, Inc. Q2 FY2023 Earnings Call
Revenue
$535,000
▼ 10.4% YoY
Diluted EPS
$0.85
▲ 19.7% YoY
Rev · 7q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-04-17
MainStreet Bancshares, Inc. Q1 FY2023 Earnings Call
Revenue
$590,000
▼ 3.4% YoY
Diluted EPS
$1.01
▲ 57.8% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-23
MainStreet Bancshares, Inc. Q4 FY2022 Earnings Call
Revenue
$86.87M*
Rev · 5q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-17
MainStreet Bancshares, Inc. Q3 FY2022 Earnings Call
Revenue
$601,000
▼ 6.4% YoY
Diluted EPS
$0.97
▲ 73.2% YoY
Rev · 5q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-25
MainStreet Bancshares, Inc. Q2 FY2022 Earnings Call
Revenue
$597,000
▼ 3.9% YoY
Diluted EPS
$0.71
▼ 18.4% YoY
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Showing 1–17 of 17 earnings calls
Key facts CIK 1693577 CUSIP 56064Y100 13F (30d) 93 filings 90 filers Visit website Investor relations

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