Skip to main content
MNSB logo

MNSB · MainStreet Bancshares, Inc.

Track MNSB — free
$24.61 -0.25 (-1.01%) At close · Aug 17
Market Cap
$177.03M
Shares
7.12M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$24.61 Open$24.80 Day$24.61–25.25 52W close$18.12–25.18 Avg vol 30d33K Short int179K · 2.5% float · 4.9d Short vol53% Last earningsJul 20, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 7

Up next

Next earnings call
Oct 19, 2026 Est · unconfirmed · in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 7, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Strong Buy Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Strong Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +11%
      above
      Price vs 50-day avg +2%
      above
      RSI (14) 57
      neutral
      MACD trend Positive
      52-week position 92%
      near high
      Momentum
      relative strength
      Strong
      1-month return 0%
      trailing
      6-month return +11%
      trailing
      YTD return +21%
      this year
      Relative strength −2%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $24 › 200d $22 — 50d above 200d
      Institutional flow Accumulating
      +13% holders QoQ · +18 funds added
      Insider flow Distributing
      Net -$104.4K over 90 days · 100% sells
      Short interest Rising
      2.51% of float · ▲ +0.2% MoM · 4.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      95 holders — near 3-yr high, broad support
      Squeeze score 47
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth −2%
      Y/Y
      Gross margin 54%
      expanding
      EPS growth +210%
      Y/Y
      Free cash flow $10.6M
      Valuation P/E 12.2
      below peers
      Buyback $6.1M
      remaining
      Balance sheet $58.1M
      net cash
      Quant / Vol
      risk profile
      Moderate
      Volatility 25%
      annualized · 1-yr
      Max drawdown −21%
      past year
      ATR 2.4%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Mar 31, 2026
      Loan growth · 2026 3% – 5%
      Prior guidance period ended · from the Earnings Call filed Dec 31, 2024
      Loan growth · fiscal year 2025 at least 0%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Strong Buy
      0 · 2 · 4
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +11% Bullish
      Price vs 50-day avg
      +2% Bullish
      RSI (14)
      57 Neutral
      MACD trend
      Positive Bullish
      52-week position
      92% Bullish
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $24 › 200d $22 — 50d above 200d
      Institutional flow Accumulating
      +13% holders QoQ · +18 funds added
      Insider flow Distributing
      Net -$104.4K over 90 days · 100% sells
      Short interest Rising
      2.51% of float · ▲ +0.2% MoM · 4.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      95 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $18 Now $25 · 92% Range high $25
      vs 200-day avg +11% vs 50-day avg +2%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Free ATMs 55,000 year-ended December 31, 2025
      Gross loans increase 54M three months ended December 31, 2025
      Net interest margin 3.46% year-ended December 31, 2025
      Shares repurchased 209,000 three months ended December 31, 2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      MNSB
      MainStreet Bancshares, Inc.
      this stock
      $177.03M +20.9% -1.6% 12.2 2.5%
      MFG
      Mizuho Financial Group Inc
      $132.42B +48.0% 0.1%
      HDB
      Hdfc Bank Ltd
      $118.92B -36.0% +15.2% 0.5%
      IBN
      Icici Bank Ltd
      $105.45B -1.3% 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      $102.52B +22.0% +7.2% 14.1 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      95
      % held
      56.4%
      Net QoQ
      -221.0K sh
      Top holder
      BANC FUNDS CO LLC
      Held Float
      View
      Held by Funds
      Fund positions
      105
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      179.1K
      Days to cover
      4.9d
      Change
      +366 sh
      View
      Short Volume
      Short vol %
      53%
      As of
      Aug 17, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      305
      Value
      $7.5K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      36.8%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$104.4K
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $135.6M
      Net income (FY)
      $15.6M
      EPS diluted
      $1.76
      View
      Buybacks
      Authorized · 3 programs
      $34.5M
      Remaining
      $6.1M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 7, 2026
      This year
      21
      View
      Proposed Sales
      Value
      $103.9K
      Shares
      4.5K
      Filed
      May 28, 2026
      View
      Exempt Offerings
      Offering
      $43.8M
      Filed
      Mar 15, 2022
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 20, 2026
      View
      Investor Relations
      Latest news
      MainStreet Bancshares, Inc. Deliv…
      Published
      Jul 20, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      MNSB +2.1% +0.5% +10.9% +6.7% +20.9%
      SPY -0.1% +4.1% +12.4% +3.4% +13.3%
      vs SPY +2.2% -3.6% -1.6% +3.3% +7.6%

      Capital returns

      Latest dividend
      $0.10 / share · ex Aug 4, 2026
      Raised 100%
      Paid (TTM)
      $0.40 / share · 4 payouts
      Dividend yield (TTM, derived)
      1.63%
      Buyback programs · 3 active · as of Nov 4, 2025
      Authorized (total)
      $34.50M
      Spent (derived)
      $28.40M
      Remaining
      $6.10M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1693577 CUSIP 56064Y100 13F (30d) 93 filings 90 filers Visit website Investor relations