NU · Nu Holdings Ltd.
$14.61
+0.26 (+1.81%)
At close · Aug 19
Market Cap
$71.20B
Shares
4.83B
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$14.61
Open$14.43
Day$14.24–14.99
52W close$11.60–18.76
Avg vol 30d94.3M
Short int146.9M · 3.0% float · 1.4d
Short vol63%
Last earningsDec 31, 2025
DataDec 2021–Aug 2026
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
Equibles Rating
blended score · not investment adviceOverall
Sell
SellHoldBuy
Technical
Buy
Momentum
Very Weak
Sentiment
Neutral
Fundamentals
Limited
Quant / Vol
High
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−3%
below
Price vs 50-day avg
+7%
above
RSI (14)
56
neutral
MACD trend
Positive
52-week position
42%
mid-range
Momentum
relative strength
1-month return
+1%
trailing
6-month return
−3%
trailing
YTD return
−13%
this year
Relative strength
−15%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $14 › 200d $15 — 200d above 50d
Institutional flow
Distributing
-6% holders QoQ · +101 funds added
Insider flow
Distributing
Net -$4.3M over 90 days · 100% sells
Short interest
Falling
3.04% of float · ▼ -5.1% MoM · 1.4 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
854 holders — mid 3-yr range
Squeeze score
55
elevated · 0–100
Fundamentals
Not enough data for a confident read.
Quant / Vol
risk profile
Volatility
37%
annualized · 1-yr
Max drawdown
−38%
past year
ATR
4.3%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Jun 30, 2024
Cost-to-serve per active customer
· for the foreseeable future
$0 – $1
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−3%
Neutral
Price vs 50-day avg
+7%
Bullish
RSI (14)
56
Neutral
MACD trend
Positive
Bullish
52-week position
42%
Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross)
No cross
50d $14 › 200d $15 — 200d above 50d
Institutional flow
Distributing
-6% holders QoQ · +101 funds added
Insider flow
Distributing
Net -$4.3M over 90 days · 100% sells
Short interest
Falling
3.04% of float · ▼ -5.1% MoM · 1.4 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
854 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $12
Now $15 · 42%
Range high $19
vs 200-day avg -3%
vs 50-day avg +7%
Illustrative technical + ownership context — a signal mix, not investment advice.
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
NU
this stock
Nu Holdings Ltd.
|
$71.20B | -12.7% | — | — | 3.0% |
|
MFG
Mizuho Financial Group Inc
|
$131.93B | +38.5% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.6% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -1.2% | — | — | 0.5% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.11B | +18.1% | +7.2% | 14.0 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| NU | +7.7% | +0.7% | -3.0% | +2.0% | -12.7% |
| SPY | -0.4% | +2.9% | +11.6% | +3.0% | +12.8% |
| vs SPY | +8.2% | -2.2% | -14.6% | -1.0% | -25.5% |