PCB · Pcb Bancorp
$27.59
-0.08 (-0.29%)
At close · Aug 20
Market Cap
$388.61M
Shares
14.04M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$27.59
Open$27.48
Day$27.35–27.84
52W close$19.84–30.62
Avg vol 30d42K
Short int221K · 1.6% float · 4.3d
Short vol66%
DataJan 2020–Aug 2026
Filing10-Q · Aug 6
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 6, 2026
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Neutral
Momentum
Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+14%
above
Price vs 50-day avg
−2%
below
RSI (14)
44
neutral
MACD trend
Negative
52-week position
72%
mid-range
Momentum
relative strength
1-month return
−5%
trailing
6-month return
+23%
trailing
YTD return
+27%
this year
Relative strength
+12%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $28 › 200d $24 — 50d above 200d
Institutional flow
Accumulating
+15% holders QoQ · +18 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
1.58% of float · ▲ +12.1% MoM · 4.3 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
107 holders — near 3-yr high, broad support
Squeeze score
49
elevated · 0–100
Fundamentals
Revenue growth
+5%
Y/Y
EPS growth
+48%
Y/Y
Free cash flow
$24.4M
Valuation
P/E 9.5
below peers
Balance sheet
$207.1M
net cash
Quant / Vol
risk profile
Volatility
25%
annualized · 1-yr
Max drawdown
−11%
past year
ATR
2.8%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+14%
Bullish
Price vs 50-day avg
−2%
Neutral
RSI (14)
44
Neutral
MACD trend
Negative
Bearish
52-week position
72%
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $28 › 200d $24 — 50d above 200d
Institutional flow
Accumulating
+15% holders QoQ · +18 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
1.58% of float · ▲ +12.1% MoM · 4.3 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
107 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $20
Now $28 · 72%
Range high $31
vs 200-day avg +14%
vs 50-day avg -2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| ACL on loans to HFI loans | 1.18% | 6/30/2026 | — |
| ACL on Loans to Non-Performing HFI Loans | 398% | Jun-26 | — |
| Adjusted Diluted EPS non-GAAP | $1.09 | 2Q26 | — |
| Adjusted ROAA non-GAAP | 1.84% | 2Q26 | — |
| Adjusted ROAE non-GAAP | 15.65% | 2Q26 | — |
| Core Deposits to Total Deposits non-GAAP | 63.5% | Jun-26 | — |
| Core Deposits YoY Growth non-GAAP | 3.5% | Jun-26 | — |
| Efficiency ratio non-GAAP | 49.23% | 2Q26 | — |
|
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| Net Interest Margin | 3.33% | 2Q26 | — |
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| NPAs | $8.7M | Jun-26 | — |
| NPAs to Total Assets | 0.25% | Jun-26 | — |
| PTPP Income non-GAAP | $15.58M | 2Q26 | — |
| Return on Average Equity ("ROAE") non-GAAP | 10.55% | 2Q26 | — |
| Return on Average Tangible Common Equity (ROATCE) non-GAAP | 12.65% | Three Months Ended 6/30/2026 | — |
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| Return on Average TCE ("ROATCE") non-GAAP | 12.65% | 2Q26 | — |
| ROATCE non-GAAP | 12.65% | 2Q26 | — |
| TCE non-GAAP | $331.32M | Jun-26 | — |
| TCE per common share non-GAAP | $23.49 | Q2 2026 | — |
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| Return on average shareholders' equity ("ROAE") | 10.95% | Q1 2026 | — |
| TCE to total assets non-GAAP | 9.65% | Q1 2026 | — |
| Tier 1 leverage ratio (consolidated) | 12.05% | Q1 2026 | — |
| Total shareholders' equity to total assets | 11.68% | Q1 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
PCB
this stock
Pcb Bancorp
|
$388.61M | +27.4% | +4.5% | 9.5 | 1.6% |
|
MFG
Mizuho Financial Group Inc
|
$123.19B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| PCB | -3.2% | -4.5% | +23.4% | -1.0% | +27.4% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | -1.3% | -7.8% | +12.2% | -3.1% | +15.6% |
Capital returns
Latest dividend
$0.22
/ share · ex Aug 7, 2026
Paid (TTM)
$0.86
/ share · 4 payouts
Dividend yield (TTM, derived)
3.12%
Buyback program
· as of Jun 30, 2026
Authorized
shares 592,724
Spent (derived)
shares 523,637
Remaining
shares 69,087
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.