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RBCAA · Republic Bancorp Inc /Ky/

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$94.34 +0.94 (+1.01%) At close · Aug 20
Market Cap
$1.84B
Shares
19.63M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$94.34 Open$93.25 Day$92.50–94.47 52W close$64.96–100.64 Avg vol 30d104K Short int425K · 2.2% float · 3.5d Short vol70% DataJan 2020–Aug 2026 Filing10-Q · Aug 7

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 7, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
Market backdrop VIX 14.9 · calm Equity put/call 0.52
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +22%
above
Price vs 50-day avg +2%
above
RSI (14) 46
neutral
MACD trend Negative
52-week position 82%
mid-range
Volume (OBV) Bearish div.
distributing
Momentum
relative strength
Very Strong
1-month return +4%
trailing
6-month return +37%
trailing
YTD return +37%
this year
Relative strength +26%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $92 › 200d $77 — 50d above 200d
Institutional flow Accumulating
+7% holders QoQ · +31 funds added
Insider flow Distributing
Net -$280.5K over 90 days · 100% sells
Short interest Rising
2.17% of float · ▲ +5.5% MoM · 3.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
160 holders — near 3-yr high, broad support
Squeeze score 60
elevated · 0–100
Fundamentals
Excellent
Revenue growth +8%
Y/Y
Free cash flow $161.1M
Balance sheet $220.0M
net cash
Quant / Vol
risk profile
Moderate
Volatility 26%
annualized · 1-yr
Max drawdown −16%
past year
ATR 2.5%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
2 · 3 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+22% Bullish
Price vs 50-day avg
+2% Bullish
RSI (14)
46 Neutral
MACD trend
Negative Bearish
52-week position
82% Neutral
Volume (OBV)
Bearish div. Bearish
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $92 › 200d $77 — 50d above 200d
Institutional flow Accumulating
+7% holders QoQ · +31 funds added
Insider flow Distributing
Net -$280.5K over 90 days · 100% sells
Short interest Rising
2.17% of float · ▲ +5.5% MoM · 3.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
160 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $65 Now $94 · 82% Range high $101
vs 200-day avg +22% vs 50-day avg +2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
average deposit balances $370M second quarter of 2026
Delinquent loans* to total loans 0.35% Jun. 30, 2026
Net charge-offs to average loans 0.01% Jun. 30, 2026
Nonperforming assets to total loans (including OREO) 0.6% Jun. 30, 2026
Nonperforming loans to total loans 0.58% Jun. 30, 2026
number of banking centers 47 as of June 30, 2026
yield on average deposit balances 3.67% second quarter of 2026
Associate engagement score 81% the year ended December 31, 2025
Net Promoter Score 73 Q3 2025

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
RBCAA
Republic Bancorp Inc /Ky/
this stock
$1.84B +36.7% +8.5% 2.2%
MFG
Mizuho Financial Group Inc
$123.19B +38.4% 0.1%
HDB
Hdfc Bank Ltd
$118.97B -36.1% +15.2% 0.5%
IBN
Icici Bank Ltd
$105.45B -0.4% 0.5%
CIXPF
CaixaBank/ADR
$100.59B +18.7% 0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
160
% held
28.9%
Net QoQ
+480.9K sh
Top holder
DIMENSIONAL FUND ADVISORS…
Held Float
View
Held by Funds
Fund positions
171
View
Short & Settlement
Short Interest Rising
Shares short
425.3K
Days to cover
3.5d
Change
+22.2K sh
View
Short Volume
Short vol %
70%
As of
Aug 20, 2026
Short Total
View
Fails to Deliver
FTD shares
477
Value
$44.7K
As of
Jul 27, 2026
View
Off-Exchange
Off-exchange %
31.9%
Week of
Jul 13, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$280.5K
Buyers / Sellers
0 / 2
Buyers Sellers
View
Congressional Trades Sell
Member
James Comer
Amount
$1.0K–$15.0K
Traded
Nov 20, 2020
View
Financials
Financials
Revenue (FY)
$417.5M
Net income (FY)
$131.3M
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 7, 2026
This year
14
View
Proposed Sales
Value
$262.9K
Shares
3.0K
Filed
Jun 10, 2026
View
Earnings & Events
Investor Relations
Latest news
Republic Bancorp Reports Solid Se…
Published
Jul 24, 2026
View

Performance

5D 20D 120D MTD YTD
RBCAA -3.7% +3.9% +36.7% -5.2% +36.7%
SPY -2.0% +3.3% +11.2% +2.1% +11.8%
vs SPY -1.8% +0.6% +25.6% -7.3% +24.9%

Capital returns

Latest dividend
$0.495 / share · ex Jun 18, 2026
Declared · upcoming
$0.495 / share · ex Sep 18, 2026
Raised 9.8%
Paid (TTM)
$1.892 / share · 4 payouts
Dividend yield (TTM, derived)
2.01%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 921557 CUSIP 760281204 13F (30d) 142 filings 142 filers Visit website