RBCAA · Republic Bancorp Inc /Ky/
$93.70
+1.49 (+1.61%)
At close · Oct 2
Return incl. dividend (before tax)
Market Cap
$1.86B
Shares
19.63M
Volume · Oct 2
55.76K
Avg daily vol (3M)
108.16K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$93.70
Open$92.97
Day$92.64–93.79
52W close$64.96–100.64
Avg vol 30d109K
Short int466K · 2.4% float · 3.9d
Short vol69%
DataJan 2020–Oct 2026
Filing10-Q · Aug 7
Up next
filed Aug 7, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
—
Trailing 12 months
Net income (TTM)
—
Trailing 12 months
Revenue growth YoY
—
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
—
Trailing earnings
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
—
Year over year · more shares
Price change (1Y)
+32.2%
Trailing year
Short interest
2.4%
Latest settlement · 3.9 days to cover
Equibles Rating
blended score · not investment adviceOverall
Strong Buy
SellHoldBuy
Technical
Neutral
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Very Low
Market backdrop
VIX 15.3 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+15%
above
Price vs 50-day avg
−2%
below
RSI (14)
47
neutral
MACD trend
Negative
52-week position
81%
mid-range
Momentum
relative strength
1-month return
−2%
trailing
6-month return
+27%
trailing
YTD return
+36%
this year
Relative strength
+15%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $96 › 200d $81 — 50d above 200d
Institutional flow
Accumulating
1 of 160 funds reported for Sep 30 · net +52 sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
2.37% of float · ▲ +18.1% MoM · 3.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
160 holders — near 3-yr high, broad support
Squeeze score
64
elevated · 0–100
Fundamentals
Revenue growth
+8%
Y/Y
Free cash flow
$161.1M
Quant / Vol
risk profile
Volatility
25%
annualized · 1-yr
Max drawdown
−11%
past year
ATR
2.0%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+15%
Bullish
Price vs 50-day avg
−2%
Neutral
RSI (14)
47
Neutral
MACD trend
Negative
Bearish
52-week position
81%
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $96 › 200d $81 — 50d above 200d
Institutional flow
Accumulating
1 of 160 funds reported for Sep 30 · net +52 sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
2.37% of float · ▲ +18.1% MoM · 3.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
160 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $65
Now $94 · 81%
Range high $101
vs 200-day avg +15%
vs 50-day avg -2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| ACLL to total loans | 1.62% | Three Months Ended June 30, 2026 filing | — |
| ACLL to total loans - Core Banking | 1.24% | Three Months Ended June 30, 2026 filing | — |
| Amortization expense | 2.9M | Three Months Ended June 30, 2026 filing | — |
| Average committed Warehouse lines of credit | 1.17B | Three months ended June 30, 2026 filing | — |
| Average outstanding Warehouse lines of credit | 580M | the second quarter of 2026 filing | — |
| Average Warehouse line utilization | 50% | Three months ended June 30, 2026 filing | — |
| Net interest spread | 4.38% | Three Months Ended June 30, 2026 filing | — |
| Net loan charge-offs (recoveries) to average loans | 0.69% | Three Months Ended June 30, 2026 filing | — |
| Net loan charge-offs (recoveries) to average loans - Core Banking | 0.01% | Three Months Ended June 30, 2026 filing | — |
| Tax credits recognized | -3.6M | Three Months Ended June 30, 2026 filing | — |
| Total Company net interest margin (NIM) | 4.99% | Three months ended June 30, 2026 filing | — |
| Total Loan Fees | 15.74M | Three Months Ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
RBCAA
this stock
Republic Bancorp Inc /Ky/
|
$1.86B | +35.8% | +8.5% | — | 2.4% |
|
MFG
Mizuho Financial Group Inc
|
$133.98B | +48.8% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.26B | -38.9% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +26.7% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$100.21B | -7.9% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| RBCAA | -0.9% | -1.9% | +26.8% | +2.2% | +35.8% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | -0.7% | -1.5% | +14.7% | +1.3% | +23.0% |