SAFT · Safety Insurance Group Inc

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$103.54 -0.02 (-0.02%) At close · Aug 20

Market Cap

$1.52B

14.68M

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FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Aug 7, 2026

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Neutral Momentum Very Strong Sentiment Bearish Fundamentals Strong Quant / Vol Moderate

Market backdrop VIX 14.9 · calm Equity put/call 0.52

Technical

price trend

Neutral

50 / 200-day cross No cross

Price vs 200-day avg +33%

above

Price vs 50-day avg +21%

above

RSI (14) 83

overbought

MACD trend Negative

52-week position 100%

near high

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Very Strong

1-month return +42%

trailing

6-month return +33%

trailing

YTD return +33%

this year

Relative strength +22%

vs S&P · 6-mo

Sentiment

smart money

Bearish

Trend (MA cross) No cross

50d $86 › 200d $78 — 50d above 200d

Institutional flow Distributing

-3% holders QoQ · +26 funds added

Insider flow Distributing

Net -$135.0M over 90 days · 100% sells

Short interest Rising

2.36% of float · ▲ +12.6% MoM · 1.0 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

214 holders — near 3-yr high, broad support

Squeeze score 47

elevated · 0–100

Fundamentals

Strong

Revenue growth +13%

Y/Y

EPS growth +40%

Y/Y

Free cash flow $192.0M

Valuation P/E 22.3

rich

Buyback $200.0M

authorized

Balance sheet $6.1M

net debt

Quant / Vol

risk profile

Moderate

Volatility 46%

annualized · 1-yr

Max drawdown −15%

past year

ATR 1.1%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral

2 · 2 · 3

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+33% Bullish

Price vs 50-day avg

+21% Bullish

RSI (14)

83 Bearish

MACD trend

Negative Bearish

52-week position

100% Bullish

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Bearish · 3 of 6

Trend (MA cross) No cross

50d $86 › 200d $78 — 50d above 200d

Institutional flow Distributing

-3% holders QoQ · +26 funds added

Insider flow Distributing

Net -$135.0M over 90 days · 100% sells

Short interest Rising

2.36% of float · ▲ +12.6% MoM · 1.0 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

214 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $67 Now $104 · 100% Range high $104

vs 200-day avg +33% vs 50-day avg +21%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Average written premium per policy increase in Commercial Automobile	6.4%	six months ended June 30, 2026	—
Average written premium per policy increase in Homeowners	10.9%	six months ended June 30, 2026	—
Average written premium per policy increase in Private Passenger Automobile	2.9%	six months ended June 30, 2026	—
Book value per share	$59.7	as of June 30, 2026	—
combined ratio	104.5%	six months ended June 30, 2026	—

Direct written premiums	$641.6M	six months ended June 30, 2026	—

expense ratio	28.5%	six months ended June 30, 2026	—

Investment portfolio's duration on fixed maturities	3.8	as of June 30, 2026	—
loss ratio	76%	six months ended June 30, 2026	—

Net effective annualized yield on the investment portfolio	4.1%	six months ended June 30, 2026	—

Net written premiums	$588.9M	six months ended June 30, 2026	—

Non-GAAP operating income per diluted share non-GAAP	$1.33	six months ended June 30, 2026	—

Total prior year favorable development	$21.1M	six months ended June 30, 2026	—

Non-GAAP operating loss per diluted share non-GAAP	-$0.72	first quarter 2026	—
Share repurchases	$20M	quarter ended December 31, 2025	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Insurance - Property & Casualty — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
SAFT Safety Insurance Group Inc this stock	$1.52B	+32.9%	+12.8%	22.3	2.4%
CB Chubb Ltd	$133.92B	+9.9%	+6.5%	12.2	1.1%
PGR Progressive Corp/Oh/	$126.31B	-3.2%	+16.3%	10.9	1.4%
TKOMY Tokio Marine Holdings, Inc.	$86.27B	+23.0%	—	—	0.0%
TRV Travelers Companies, Inc.	$76.02B	+25.7%	+5.2%	9.8	3.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

214

% held: 84.2%
Net QoQ: +97.4K sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

246

View

Short & Settlement

Short Interest Rising

Shares short

346.8K

Days to cover: 1.0d
Change: +38.7K sh

View

Short Volume

Short vol %

54%

As of: Aug 20, 2026

Short Total

View

Fails to Deliver

FTD shares

4.5K

Value: $462.0K
As of: Jul 31, 2026

View

Off-Exchange

Off-exchange %

35.7%

Week of: Jul 13, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$135.0M

Buyers / Sellers: 0 / 1

Buyers Sellers

View

Financials

Revenue (FY)

$1.3B

Net income (FY): $99.3M
EPS diluted: $6.70

View

Buybacks

Authorized

$200.0M

View

Filings

SEC Filings

Latest

10-Q

Filed: Aug 7, 2026
This year: 11

View

Proposed Sales

Value

$15.0K

Shares: 197
Filed: Mar 2, 2026

View

Performance

	5D	20D	120D	MTD	YTD
SAFT	0.0%	+42.0%	+33.4%	+0.2%	+32.9%
SPY	-2.0%	+3.3%	+11.2%	+2.1%	+11.8%
vs SPY	+1.9%	+38.6%	+22.2%	-1.9%	+21.1%

Capital returns

Latest dividend

$0.92 / share · ex Jun 1, 2026

Declared · upcoming

$0.92 / share · ex Sep 1, 2026

Raised 2.2%

Paid (TTM)

$3.68 / share · 4 payouts

Dividend yield (TTM, derived)

3.55%

Buyback program · as of Jun 30, 2026

Authorized

$200.00M

Spent (derived)

—

Remaining

—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1172052 CUSIP 78648T100 13F (30d) 190 filings 186 filers

SAFT · Safety Insurance Group Inc

Price & Indicators

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Equibles Rating

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns