SIGI · Selective Insurance Group Inc
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
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| 1-in-250 Probable Maximum Loss as a % of GAAP Equity | 5% | 1/1/26 | — |
| Adjusted book value per common share non-GAAP | $60.56 | As of June 30, 2026 | — |
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GAAP → non-GAAP reconciliationGAAP Book value per common share $58.13
+$3.07 Total unrealized investment (gains) losses included in accumulated other comprehensive income (loss), before tax
-$0.64 Tax on reconciling items
= Adjusted book value per common share $60.56
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| After-Tax Portfolio Yield | 4.1% | 6/30/26 | — |
| Annualized ROE contribution | 13.9% | Quarter Ended June 30, 2026 | — |
| Book value per common share | $58.13 | Q2 2026 | — |
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| Combined ratio before net catastrophe losses | 92.4% | Q2 2026 | — |
| Combined ratio before net catastrophe losses and prior year casualty development | 86.7% | Q2 2026 | — |
| Commercial Lines renewal pure price increases | 6.5% | Q2 2026 | — |
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| Common shares issued and outstanding, at period end | 59.6M | Q2 2026 | — |
| Common stock repurchased | $62M | 1H26 | — |
| Direct new business | $73.8M | Q2 2026 | — |
| Effective Duration | 4.3 | 6/30/26 | — |
| Excess and Surplus Lines Combined ratio | 91.8% | Q2 2026 | — |
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| GAAP combined ratio | 98% | Q2 2026 | — |
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| GAAP Expense Ratio | 31% | 1H 2026 | — |
| Invested Assets | $11.6B | 6/30/26 | — |
| Invested assets per dollar of common stockholders' equity | $3.34 | June 30, 2026 | — |
| Net investment income earned, after-tax | $119.2M | Quarter Ended June 30, 2026 | — |
| Net investment income per common share | $1.98 | Quarter Ended June 30, 2026 | — |
| Non-GAAP operating income (loss) non-GAAP | $117.6M | Q2 2026 | — |
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GAAP → non-GAAP reconciliationGAAP Net income (loss) available to common stockholders $127.1M
-$12M Net realized and unrealized investment (gains) losses included in net income, before tax
+$2.5M Tax on reconciling items
= Non-GAAP operating income (loss) $117.6M
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| Non-GAAP operating income per diluted common share non-GAAP | $1.95 | Q2 2026 | — |
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GAAP → non-GAAP reconciliationGAAP Net income (loss) available to common stockholders per diluted common share $2.11
-$0.2 Net realized and unrealized investment (gains) losses included in net income, before tax
+$0.04 Tax on reconciling items
= Non-GAAP operating income (loss) per diluted common share $1.95
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| Non-GAAP Operating ROE non-GAAP | 13.7% | Q2 2026 | — |
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GAAP → non-GAAP reconciliationGAAP ROE 14.8%
-1.4% Net realized and unrealized investment (gains) losses included in net income, before tax
+0.3% Tax on reconciling items
= Non-GAAP operating ROE 13.7%
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| Operating cash flow | $450M | 1H26 | — |
| Quarterly dividend | $0.43 | 4Q 2025 | — |
| Ratio of debt to total capitalization | 19.7% | Q2 2026 | — |
| Remaining share repurchase authorization | $108M | 6/30/26 | — |
| Renewal pure price increases | 3.4% | Q2 2026 | — |
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| Return on common stockholders' equity ("ROE") | 14.8% | Q2 2026 | — |
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| Solar facility energy generated | 3.3M | 2025 | — |
| Standard Commercial Lines combined ratio | 99.3% | Q2 2026 | — |
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| Standard Commercial Lines renewal pure price increases | 6.5% | Q2 2026 | — |
| Standard Commercial Lines retention | 81% | Q2 2026 | — |
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| Standard Personal Lines combined ratio | 95.5% | Q2 2026 | — |
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| Standard Personal Lines renewal pure price | 8.9% | Q2 2026 | — |
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| Standard Personal Lines renewal pure price increases | 8.9% | Q2 2026 | — |
| Standard Personal Lines retention | 79% | Q2 2026 | — |
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| Return on common equity | 11.2% | first quarter of 2026 | — |
| Combined ratio | 93.8% | Q4 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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SIGI
this stock
Selective Insurance Group Inc
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$5.39B | +8.5% | +9.8% | 11.2 | 2.5% |
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CB
Chubb Ltd
|
$133.92B | +9.9% | +6.5% | 12.2 | 1.1% |
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PGR
Progressive Corp/Oh/
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$126.31B | -3.2% | +16.3% | 10.9 | 1.4% |
|
TKOMY
Tokio Marine Holdings, Inc.
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$86.27B | +23.0% | — | — | 0.0% |
|
TRV
Travelers Companies, Inc.
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$76.02B | +25.7% | +5.2% | 9.8 | 3.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| SIGI | -3.3% | -7.1% | +8.1% | -4.2% | +8.5% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | -1.3% | -10.5% | -3.1% | -6.3% | -3.3% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.