SIGI · Selective Insurance Group Inc
$94.37
+0.48 (+0.51%)
At close · Aug 14
Market Cap
$5.62B
Shares
59.57M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$94.37
Open$93.89
Day$93.43–94.64
52W close$73.72–100.15
Avg vol 30d521K
Short int1.5M · 2.5% float · 2.1d
Short vol35%
Last earningsJul 24, 2026
DataJan 2020–Aug 2026
Filing10-Q · Jul 24
Up next
Next earnings call
Oct 24, 2026
Est · unconfirmed
· in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Jul 24, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Neutral
Momentum
Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Low
Market backdrop
VIX 14.3 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+11%
above
Price vs 50-day avg
−0%
below
RSI (14)
47
neutral
MACD trend
Negative
52-week position
78%
mid-range
Volume (OBV)
Bullish div.
accumulating
Momentum
relative strength
1-month return
−2%
trailing
6-month return
+14%
trailing
YTD return
+13%
this year
Relative strength
0%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $95 › 200d $85 — 50d above 200d
Institutional flow
Distributing
-3% holders QoQ · +60 funds added
Insider flow
Distributing
Net -$1.6M over 90 days · 100% sells
Short interest
Falling
2.50% of float · ▼ -12.6% MoM · 2.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
365 holders — near 3-yr high, broad support
Squeeze score
51
elevated · 0–100
Fundamentals
Revenue growth
+10%
Y/Y
EPS growth
+132%
Y/Y
Free cash flow
$1.2B
Valuation
P/E 11.7
below peers
Buyback
$108.1M
remaining
Balance sheet
$901.9M
net debt
Quant / Vol
risk profile
Volatility
25%
annualized · 1-yr
Max drawdown
−18%
past year
ATR
2.3%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Jul 23, 2026
GAAP combined ratio
· full-year 2026
GAAP
96.5% – 97.5%
Overall effective tax rate
· full-year 2026
21.5%
Prior guidance
period ended
· from the Earnings Call filed Sep 30, 2025
Combined ratio
· full-year
97% – 98%
Underlying combined ratio
· full-year
91% – 92%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+11%
Bullish
Price vs 50-day avg
−0%
Neutral
RSI (14)
47
Neutral
MACD trend
Negative
Bearish
52-week position
78%
Neutral
Volume (OBV)
Bullish div.
Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $95 › 200d $85 — 50d above 200d
Institutional flow
Distributing
-3% holders QoQ · +60 funds added
Insider flow
Distributing
Net -$1.6M over 90 days · 100% sells
Short interest
Falling
2.50% of float · ▼ -12.6% MoM · 2.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
365 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $74
Now $94 · 78%
Range high $100
vs 200-day avg +11%
vs 50-day avg 0%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted book value per common share non-GAAP | $60.56 | Q2 2026 | — |
|
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|||
GAAP → non-GAAP reconciliationGAAP Book value per common share $58.13
+$3.07 Total unrealized investment (gains) losses included in accumulated other comprehensive (loss) income, before tax
-$0.64 Tax on reconciling items
= Adjusted book value per common share $60.56
|
|||
| Commercial Lines renewal pure price increases | 6.5% | Q2 2026 | — |
|
|
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| Net catastrophe losses | 5.6 | Q2 2026 | — |
| Non-GAAP Operating ROE non-GAAP | 13.7% | Q2 2026 | — |
|
|
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GAAP → non-GAAP reconciliationGAAP ROE 14.8%
-1.4% Net realized and unrealized investment (gains) losses included in net income, before tax
+0.3% Tax on reconciling items
= Non-GAAP operating ROE 13.7%
|
|||
| Renewal pure price increases | 6.5% | Q2 2026 | — |
|
|
|||
| ROE | 14.8% | Q2 2026 | — |
|
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| Standard Commercial Lines combined ratio | 99.3% | Q2 2026 | — |
|
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| Standard Commercial Lines retention | 81% | Q2 2026 | — |
|
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| Book value per common share | $56.58 | first quarter of 2026 | — |
|
|
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| GAAP combined ratio | 98.3% | first quarter of 2026 | — |
| Return on common equity | 11.2% | first quarter of 2026 | — |
| Standard Personal Lines combined ratio | 92.8% | first quarter of 2026 | — |
| Combined ratio | 93.8% | Q4 2025 | — |
| Excess and Surplus Lines Combined ratio | 93.1% | Q4 2025 | — |
| Non-GAAP operating income (loss) non-GAAP | $156.2M | Q4 2025 | — |
GAAP → non-GAAP reconciliationGAAP Net income (loss) available to common stockholders 152.9M
+4.1M Net realized and unrealized investment (gains) losses included in net income, before tax
-0.8M Tax on reconciling items
= Non-GAAP operating income (loss) 156.2M
|
|||
| Non-GAAP operating income per diluted common share non-GAAP | $2.57 | Q4 2025 | — |
| Standard Personal Lines renewal pure price | 15.1% | Q4 2025 | — |
| Standard Personal Lines retention | 80% | Q4 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
SIGI
this stock
Selective Insurance Group Inc
|
$5.62B | +12.8% | +9.8% | 11.7 | 2.5% |
|
CB
Chubb Ltd
|
$133.28B | +10.1% | +6.5% | 12.2 | 1.1% |
|
PGR
Progressive Corp/Oh/
|
$121.86B | -8.0% | +16.3% | 10.5 | 1.4% |
|
TKOMY
Tokio Marine Holdings, Inc.
|
$90.32B | +28.6% | — | — | 0.0% |
|
TRV
Travelers Companies, Inc.
|
$77.25B | +27.7% | +5.2% | 10.0 | 3.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| SIGI | -1.9% | -2.2% | +13.7% | -0.4% | +12.8% |
| SPY | +0.4% | +4.5% | +13.8% | +3.9% | +13.9% |
| vs SPY | -2.3% | -6.6% | -0.1% | -4.4% | -1.1% |
Capital returns
Latest dividend
$0.43
/ share · ex May 15, 2026
Declared · upcoming
$0.43
/ share · ex Aug 17, 2026
Paid (TTM)
$1.29
/ share · 3 payouts
Dividend yield (TTM, derived)
1.37%
Buyback program
· as of Jun 30, 2026
Authorized
$200.00M
Spent (derived)
$91.90M
Remaining
$108.10M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
230557
CUSIP
816300107
13F (30d)
342 filings
337 filers
Visit website
Investor relations