SLM · SLM Corp
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
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| Average loans outstanding, net | 21.1B | Q2 2026 | — |
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| Capacity remaining under the 2026 Share Repurchase Program | 242M | Q2 2026 | — |
| Cost of funds | 4.13% | Q2 2026 | — |
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| Delinquencies as a percentage of loans in repayment | 3.72% | Q2 2026 | — |
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| Efficiency Ratio | 48.6% | Q2 2026 | — |
| Net charge-offs | 113M | Q2 2026 | — |
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| Net interest margin | 4.75% | Q2 2026 | — |
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| Private Education Loan originations growth | 4.5% | Q2 2026 | — |
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| Private Education Loan sales | 420M | Q2 2026 | — |
| Return on Assets ("ROA") | 0.8% | Q2 2026 | — |
| Return on Common Equity ("ROCE") | 9.9% | Q2 2026 | — |
| Yield - Private Education Loans | 10.25% | Q2 2026 | — |
| Yield - Total interest-earning assets | 8.59% | Q2 2026 | — |
| Gain on sale of Private Education Loans | $146M | first quarter 2026 | — |
| Average loans outstanding, net (Private Education Loan) | 22.9B | Q4 2025 | — |
| Loans in a hardship forbearance | 0.99% | Q4 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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SLM
this stock
SLM Corp
|
$5.10B | -1.7% | — | 7.6 | 10.8% |
|
V
Visa Inc.
|
$649.98B | +4.2% | -4.9% | — | 1.2% |
|
MA
Mastercard Inc
|
$492.55B | +0.5% | +16.4% | 30.9 | 1.0% |
|
AXP
American Express Co
|
$228.61B | -8.1% | +13.4% | 20.6 | 1.8% |
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COF
Capital One Financial Corp
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$138.96B | -8.9% | +36.6% | — | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| SLM | -4.9% | +5.4% | +24.4% | +2.3% | -1.7% |
| SPY | -0.4% | +2.9% | +11.6% | +3.0% | +12.8% |
| vs SPY | -4.5% | +2.5% | +12.8% | -0.7% | -14.5% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.