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TCBI · Texas Capital Bancshares Inc/Tx

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$98.20 -1.63 (-1.63%) At close · Aug 19
Market Cap
$4.34B
Shares
43.47M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$98.20 Open$100.25 Day$97.56–100.31 52W close$77.08–107.74 Avg vol 30d451K Short int4.1M · 9.5% float · 7.5d Short vol63% Last earningsJul 22, 2026 DataJan 2020–Aug 2026 Filing10-Q · Jul 23

Up next

Next earnings call
Oct 22, 2026 Est · unconfirmed · in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed Jul 23, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Neutral Momentum Weak Sentiment Bullish Fundamentals Strong Quant / Vol Very Low
      Market backdrop VIX 14.9 · calm Equity put/call 0.52
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +1%
      above
      Price vs 50-day avg −3%
      below
      RSI (14) 39
      neutral
      MACD trend Negative
      52-week position 69%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Weak
      1-month return −5%
      trailing
      6-month return −3%
      trailing
      YTD return +8%
      this year
      Relative strength −15%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $101 › 200d $98 — 50d above 200d
      Institutional flow Accumulating
      +8% holders QoQ · +61 funds added
      Insider flow Distributing
      Net -$10.6M over 90 days · 75% sells
      Short interest Falling
      9.52% of float · ▼ -0.4% MoM · 7.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      369 holders — near 3-yr high, broad support
      Squeeze score 59
      elevated · 0–100
      Fundamentals
      Strong
      Revenue growth −37%
      Y/Y
      EPS growth +430%
      Y/Y
      Free cash flow $347.6M
      Valuation P/E 13
      in line
      Buyback $200.0M
      authorized
      Balance sheet $3.8B
      net cash
      Quant / Vol
      risk profile
      Very Low
      Volatility 28%
      annualized · 1-yr
      Max drawdown −14%
      past year
      ATR 2.0%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Jan 22, 2026
      Tax rate · Full Year 2026 Initiated 25%
      Prior guidance period ended · from the Earnings Call filed Sep 30, 2025
      Average mortgage finance loans · full year up to 10%
      Ratio of average mortgage finance deposits to average mortgage f · fourth quarter 85%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 5 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +1% Bullish
      Price vs 50-day avg
      −3% Neutral
      RSI (14)
      39 Neutral
      MACD trend
      Negative Bearish
      52-week position
      69% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $101 › 200d $98 — 50d above 200d
      Institutional flow Accumulating
      +8% holders QoQ · +61 funds added
      Insider flow Distributing
      Net -$10.6M over 90 days · 75% sells
      Short interest Falling
      9.52% of float · ▼ -0.4% MoM · 7.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      369 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $77 Now $98 · 69% Range high $108
      vs 200-day avg +1% vs 50-day avg -3%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Average cost of interest bearing deposits 3.38% Q2 2026 —
      Average Earning Assets 31.85B Q2 2026 —
      Common Equity / Total Assets 9.87% Q2 2026 —
      Common Shares Outstanding 43,470,167 Q2 2026 —
      Common Stock Dividend Per Share $0.2 Q2 2026 —
      Diluted earnings per common share, adjusted non-GAAP $1.88 2nd Quarter 2026 —
      Earnings Per Share non-GAAP $1.88 Q2 2026 —
      Efficiency Ratio 61.3% Q2 2026 —
      Investment Banking & Trading Income $42.8M Q2 2026 —
      Investment Banking, Private Wealth, and Treasury Product Fees $60.5M Q2 2026 —
      Net Income to Common non-GAAP $82.7M Q2 2026 —
      Non-Interest Income, Adj. non-GAAP 22% Q2 2026 —
      Non-performing assets 124M Q2 2026 —
      Pre-Provision Net Revenue (PPNR) non-GAAP $132.7M Q2 2026 —
      Return on Average Assets 1.03% Q2 2026 —
      Return on Average Common Equity 9.6% Q2 2026 —
      Total ACL 333.4M Q2 2026 —
      Total ACL / Total LHI 1.34% Q2 2026 —
      Total ACL, excl. MF 330.2M Q2 2026 —
      Treasury Product Fees $12.5M Q2 2026 —
      Non-interest income, adjusted non-GAAP $69.27M 1st Quarter 2026 —
      GAAP → non-GAAP reconciliation
      GAAP Non-interest income $69.27M
      +$0K Available-for-sale debt securities losses, net
      = Non-interest income, adjusted $69.27M
      Total revenue, adjusted non-GAAP $323.99M 1st Quarter 2026 —
      Criticized loans $634.9M 4th Quarter 2025 —
      Total cost of deposits 2.41% 4th Quarter 2025 —

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      TCBI
      Texas Capital Bancshares Inc/Tx
      this stock
      		$4.34B +8.5% -37.4% 13.0 9.5%
      MFG
      Mizuho Financial Group Inc
      		 $131.93B +38.5% — — 0.1%
      HDB
      Hdfc Bank Ltd
      		 $118.97B -36.6% +15.2% — 0.5%
      IBN
      Icici Bank Ltd
      		 $105.45B -1.2% — — 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      		 $101.11B +18.1% +7.2% 14.0 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      369
      % held
      107.6%
      Net QoQ
      +1.7M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      425
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      4.1M
      Days to cover
      7.5d
      Change
      -14.7K sh
      View
      Short Volume
      Short vol %
      63%
      As of
      Aug 19, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      27
      Value
      $2.7K
      As of
      Jul 28, 2026
      View
      Off-Exchange
      Off-exchange %
      40.7%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$10.6M
      Buyers / Sellers
      1 / 3
      Buyers Sellers
      View
      Congressional Trades Buy
      Member
      Gilbert Cisneros
      Amount
      $1.0K–$15.0K
      Traded
      Jun 30, 2026
      View
      Financials
      Financials
      Revenue (FY)
      $149.0K
      Net income (FY)
      $330.2M
      EPS diluted
      $6.79
      View
      Buybacks
      Authorized
      $200.0M
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Jul 23, 2026
      This year
      10
      View
      Proposed Sales
      Value
      $204.6K
      Shares
      2.0K
      Filed
      Jul 24, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 22, 2026
      View
      Investor Relations
      Latest news
      Texas Capital Bancshares, Inc. An…
      Published
      Jul 22, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      TCBI -2.6% -4.6% -3.3% -0.7% +8.5%
      SPY -0.4% +2.9% +11.6% +3.0% +12.8%
      vs SPY -2.2% -7.5% -14.8% -3.6% -4.3%

      Capital returns

      Latest dividend
      $0.20 / share · ex Jun 1, 2026
      Declared · upcoming
      $0.20 / share · ex Sep 1, 2026
      Paid (TTM)
      $0.20 / share · 1 payout
      Dividend yield (TTM, derived)
      — · history filling in
      Buyback program · as of Dec 12, 2025
      Authorized
      $200.00M
      Spent (derived)
      —
      Remaining
      —

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1077428 CUSIP 88224Q107 13F (30d) 331 filings 326 filers Visit website Investor relations

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