WASH · Washington Trust Bancorp Inc
$39.71
+0.34 (+0.86%)
At close · Aug 21
Market Cap
$750.96M
Shares
19.07M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$39.71
Open$39.76
Day$39.26–39.90
52W close$25.45–40.22
Avg vol 30d151K
Short int1.3M · 6.6% float · 6.8d
Short vol81%
Last earningsJul 21, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 6
Up next
Next earnings call
Oct 20, 2026
Est · unconfirmed
· in 8 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 6, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Bearish
Fundamentals
Excellent
Quant / Vol
Moderate
Market backdrop
VIX 15.1 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+19%
above
Price vs 50-day avg
+6%
above
RSI (14)
58
neutral
MACD trend
Negative
52-week position
97%
near high
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+3%
trailing
6-month return
+16%
trailing
YTD return
+34%
this year
Relative strength
+4%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $37 › 200d $33 — 50d above 200d
Institutional flow
Distributing
-4% holders QoQ · +24 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
6.56% of float · ▲ +6.1% MoM · 6.8 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
178 holders — mid 3-yr range
Squeeze score
70
elevated · 0–100
Fundamentals
Revenue growth
+128%
Y/Y
EPS growth
+266%
Y/Y
Free cash flow
$78.3M
Valuation
P/E 13.6
in line
Balance sheet
$138.5M
net cash
Quant / Vol
risk profile
Volatility
35%
annualized · 1-yr
Max drawdown
−18%
past year
ATR
2.2%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Jul 20, 2026
Full-year 2026 effective tax rate
· full-year 2026
Initiated
21.5%
Prior guidance
period ended
· from the 8-K filed Oct 20, 2025
Full-year 2025 effective tax rate
· full-year 2025
22.5%
Effective tax rate
· full-year 2025
22.5%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+19%
Bullish
Price vs 50-day avg
+6%
Bullish
RSI (14)
58
Neutral
MACD trend
Negative
Bearish
52-week position
97%
Bullish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross)
No cross
50d $37 › 200d $33 — 50d above 200d
Institutional flow
Distributing
-4% holders QoQ · +24 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
6.56% of float · ▲ +6.1% MoM · 6.8 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
178 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $25
Now $40 · 97%
Range high $40
vs 200-day avg +19%
vs 50-day avg +6%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Wealth management revenues | $11.2M | FY2026 Q2 | +10.7% |
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| Adjusted diluted earnings per common share (non-GAAP) non-GAAP | $1.49 | For the Six Months Ended Jun 30, 2026 | — |
| Adjusted income before income taxes (non-GAAP) non-GAAP | $36.33M | For the Six Months Ended Jun 30, 2026 | — |
| Adjusted income tax expense (non-GAAP) non-GAAP | $7.75M | For the Six Months Ended Jun 30, 2026 | — |
| Adjusted net income (non-GAAP) non-GAAP | $28.58M | For the Six Months Ended Jun 30, 2026 | — |
| Adjusted noninterest expense (non-GAAP) non-GAAP | $76.36M | For the Six Months Ended Jun 30, 2026 | — |
| Adjusted noninterest income (non-GAAP) non-GAAP | $35.97M | For the Six Months Ended Jun 30, 2026 | — |
| Adjusted return on average assets (non-GAAP) non-GAAP | 0.88% | For the Six Months Ended Jun 30, 2026 | — |
| Adjusted return on average equity (non-GAAP) non-GAAP | 10.43% | For the Six Months Ended Jun 30, 2026 | — |
| Allowance for credit losses on loans | 42.6M | Q2 2026 | — |
| Common equity tier 1 ratio | 11.89% | Q2 2026 | — |
| Loan balances | 2% | Q2 2026 | — |
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| Mortgage banking revenues | 14% | Q2 2026 | — |
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| Net interest margin | 2.73% | Q2 2026 | — |
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| Nonaccrual loans | 39.8M | Q2 2026 | — |
| Past due loans | 41.4M | Q2 2026 | — |
| Percentage of AUA that are managed assets | 91% | For the Six Months Ended Jun 30, 2026 | — |
| Percentage of originations for sale to total mortgage loan originations | 63% | Q2 2026 | — |
| Return on average tangible assets (non-GAAP) non-GAAP | 0.89% | For the Six Months Ended Jun 30, 2026 | — |
| Return on average tangible equity (non-GAAP) non-GAAP | 13.24% | Q2 2026 | — |
| Tangible book value per share (non-GAAP) non-GAAP | $25.46 | Jun 30, 2026 | — |
| Tangible equity to tangible assets (non-GAAP) non-GAAP | 7.49% | Jun 30, 2026 | — |
| Total average tangible assets non-GAAP | $6.4B | Q2 2026 | — |
| Total average tangible equity (non-GAAP) non-GAAP | $484.14M | Q2 2026 | — |
| Total tangible assets (non-GAAP) non-GAAP | $6.48B | Jun 30, 2026 | — |
| Total tangible shareholders' equity (non-GAAP) non-GAAP | $485.62M | Jun 30, 2026 | — |
| Book value per share | $28.72 | Mar 31, 2026 | — |
| Total risk-based capital ratio | 13.38% | Mar 31, 2026 | — |
| FHLB advances | $626M | Dec 31, 2025 | — |
| Tangible book value per share non-GAAP | $24.97 | Dec 31, 2025 | — |
| Total deposits | 5.3B | Dec 31, 2025 | — |
| Total loans | 5.1B | Dec 31, 2025 | — |
| Total securities portfolio | $940M | Dec 31, 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
WASH
this stock
Washington Trust Bancorp Inc
|
$750.96M | +34.4% | +127.6% | 13.6 | 6.6% |
|
MFG
Mizuho Financial Group Inc
|
$124.83B | +40.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$121.52B | -35.4% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | +0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +19.4% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| WASH | -1.2% | +3.4% | +15.5% | +1.9% | +34.4% |
| SPY | -1.4% | +3.6% | +11.6% | +2.5% | +12.3% |
| vs SPY | +0.2% | -0.2% | +4.0% | -0.6% | +22.1% |
Capital returns
Latest dividend
$0.56
/ share · ex Jul 1, 2026
Paid (TTM)
$2.24
/ share · 4 payouts
Dividend yield (TTM, derived)
5.64%
Buyback program
· as of Jun 30, 2026
Authorized
shares 850,000
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
737468
CUSIP
940610108
13F (30d)
163 filings
160 filers
Visit website
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