WBS · Webster Financial Corp
$77.57
-0.40 (-0.51%)
At close · Aug 19
Market Cap
$12.63B
Shares
162.03M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$77.57
Open$78.03
Day$77.35–78.14
52W close$54.10–79.12
Avg vol 30d8.5M
Short int11.6M · 7.1% float · 2.7d
Short vol71%
Last earningsJul 21, 2026
DataJan 2020–Aug 2026
Filing10-Q · Jul 27
Up next
Next earnings call
Oct 24, 2026
Est · unconfirmed
· in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Jul 27, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Very Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+11%
above
Price vs 50-day avg
+1%
above
RSI (14)
50
neutral
MACD trend
Negative
52-week position
94%
near high
Momentum
relative strength
1-month return
+1%
trailing
6-month return
+6%
trailing
YTD return
+23%
this year
Relative strength
−6%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $77 › 200d $70 — 50d above 200d
Institutional flow
Distributing
-1% holders QoQ · +65 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
7.13% of float · ▲ +2.4% MoM · 2.7 days cover
Volume signal
Reversal watch
High volume on a down day — possible exhaustion
Institution breadth
Multi-yr high
535 holders — near 3-yr high, broad support
Squeeze score
65
elevated · 0–100
Fundamentals
Revenue growth
+12%
Y/Y
EPS growth
+35%
Y/Y
Free cash flow
$1.0B
Valuation
P/E 12.7
below peers
Buyback
$334.3M
remaining
Balance sheet
$227.3M
net debt
Quant / Vol
risk profile
Volatility
23%
annualized · 1-yr
Max drawdown
−14%
past year
ATR
1.0%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Dec 31, 2025
Loan growth
· full year 2026
5% – 7%
Deposit growth
· full year 2026
4% – 6%
Revenue
· full year 2026
$3B
Prior guidance
period ended
· from the Earnings Call filed Dec 31, 2024
Loans will grow on an end-of-period basis
· full year 2025
4% – 5%
Deposits will grow on an end-of-period basis
· full year 2025
4% – 5%
Net interest income on a non-FTE basis
· full year 2025
$2.45B – $2.5B
Noninterest income
· full year 2025
$370M – $390M
Expenses
· full year 2025
$1.39B – $1.41B
Efficiency ratio
· full year 2025
45% – 47%
Incremental run rate operating expenses needed to prepare for ev
· full year 2025
$15M – $20M
Effective tax rate
· full year 2025
21%
Net interest margin
· full year 2025
3.35% – 3.4%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+11%
Bullish
Price vs 50-day avg
+1%
Bullish
RSI (14)
50
Neutral
MACD trend
Negative
Bearish
52-week position
94%
Bullish
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross)
No cross
50d $77 › 200d $70 — 50d above 200d
Institutional flow
Distributing
-1% holders QoQ · +65 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
7.13% of float · ▲ +2.4% MoM · 2.7 days cover
Volume signal
Reversal watch
High volume on a down day — possible exhaustion
Institution breadth
Multi-yr high
535 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $54
Now $78 · 94%
Range high $79
vs 200-day avg +11%
vs 50-day avg +1%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted return on average assets non-GAAP | 1.22% | Three Months Ended June 30, 2026 | — |
| Adjusted return on average tangible common stockholders' equity non-GAAP | 17.08% | Three Months Ended June 30, 2026 | — |
| Allowance for credit losses on loans and leases / non-performing loans and leases | 168.72% | Q2 2026 | — |
| Allowance for credit losses on loans and leases / total loans and leases | 1.25% | Q2 2026 | — |
| Common equity tier 1 ratio | 11.69% | Q2 2026 | — |
|
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| Common equity tier 1 Risk-Based Capital | 11.69% | Q2 2026 | — |
| Core deposits non-GAAP | 61.92B | June 30, 2026 | — |
GAAP → non-GAAP reconciliationGAAP Total deposits 70.28B
-6.17B Less: Certificates of deposit
-2.2B Less: Brokered certificates of deposit
= Core deposits 61.92B
|
|||
| Deposits balance | 70.3B | Q2 2026 | — |
| Efficiency ratio non-GAAP | 47.74% | Q2 2026 | — |
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| Loan to deposit ratio | 82.3% | Q2 2026 | — |
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| Loans and leases balance | 57.9B | Q2 2026 | — |
| Net interest margin | 3.26% | Q2 2026 | — |
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| Non-performing loans and leases / total loans and leases | 0.74% | Q2 2026 | — |
| Ratio of core deposits to total deposits non-GAAP | 88.1% | Q2 2026 | — |
| Ratio of net charge-offs to average loans and leases | 0.3% | Q2 2026 | — |
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| Return on average assets | 1.19% | Q2 2026 | — |
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| Return on average tangible common stockholders' equity (annualized) non-GAAP | 16.67% | Q2 2026 | — |
| Tangible book value per common share non-GAAP | $38.81 | Q2 2026 | — |
| Tangible common equity ratio non-GAAP | 7.6% | Q2 2026 | — |
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| Tangible equity ratio non-GAAP | 7.94% | Q2 2026 | — |
| Tier 1 Risk-Based Capital | 12.17% | Q2 2026 | — |
| Total Risk-Based Capital | 14.13% | Q2 2026 | — |
| Allowance for credit losses on loans and leases to non-performing loans and leases | 140% | first quarter of 2026 | — |
| Allowance for credit losses on loans and leases to total loans and leases | 1.28% | first quarter of 2026 | — |
| Ratio of total non-performing loans and leases to total loans and leases | 0.91% | first quarter of 2026 | — |
| Return on average tangible common equity non-GAAP | 16.18% | first quarter of 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
WBS
this stock
Webster Financial Corp
|
$12.63B | +23.2% | +11.9% | 12.7 | 7.1% |
|
MFG
Mizuho Financial Group Inc
|
$131.93B | +38.5% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.6% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -1.2% | — | — | 0.5% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.11B | +18.1% | +7.2% | 14.0 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| WBS | -1.9% | +1.2% | +5.9% | +0.5% | +23.2% |
| SPY | -0.4% | +2.9% | +11.6% | +3.0% | +12.8% |
| vs SPY | -1.5% | -1.7% | -5.7% | -2.5% | +10.5% |
Capital returns
Latest dividend
$0.40
/ share · ex Aug 10, 2026
Paid (TTM)
$1.60
/ share · 4 payouts
Dividend yield (TTM, derived)
2.06%
Buyback program
· as of Dec 31, 2025
Authorized
$700.00M
Spent (derived)
$365.70M
Remaining
$334.30M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
801337
CUSIP
947890109
13F (30d)
479 filings
467 filers
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