WSBC · Wesbanco Inc
$41.16
-1.05 (-2.49%)
At close · Aug 19
Market Cap
$4.05B
Shares
95.91M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$41.16
Open$42.27
Day$41.01–42.27
52W close$29.82–42.70
Avg vol 30d921K
Short int6.5M · 6.8% float · 6.0d
Short vol82%
Last earningsJul 2, 2026
DataJan 2020–Aug 2026
Filing10-Q · Jul 30
Up next
Next earnings call
Sep 25, 2026
Est · unconfirmed
· in 5 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Jul 30, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Strong
Sentiment
Bullish
Fundamentals
Strong
Quant / Vol
Very Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+16%
above
Price vs 50-day avg
+4%
above
RSI (14)
49
neutral
MACD trend
Negative
52-week position
88%
near high
Momentum
relative strength
1-month return
+1%
trailing
6-month return
+13%
trailing
YTD return
+24%
this year
Relative strength
+2%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $40 › 200d $36 — 50d above 200d
Institutional flow
Accumulating
+8% holders QoQ · +60 funds added
Insider flow
Distributing
Net -$1.5M over 90 days · 100% sells
Short interest
Falling
6.82% of float · ▼ -5.7% MoM · 6.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
346 holders — near 3-yr high, broad support
Squeeze score
66
elevated · 0–100
Fundamentals
EPS growth
−1%
Y/Y
Free cash flow
$280.0M
Balance sheet
$956.1M
net cash
Quant / Vol
risk profile
Volatility
27%
annualized · 1-yr
Max drawdown
−14%
past year
ATR
1.9%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Mar 31, 2026
CRE payoffs
· for the year
$700M – $900M
Prior guidance
period ended
· from the Earnings Call filed Sep 30, 2025
Commercial real estate payoffs
· for the year
$800M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+16%
Bullish
Price vs 50-day avg
+4%
Bullish
RSI (14)
49
Neutral
MACD trend
Negative
Bearish
52-week position
88%
Bullish
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $40 › 200d $36 — 50d above 200d
Institutional flow
Accumulating
+8% holders QoQ · +60 funds added
Insider flow
Distributing
Net -$1.5M over 90 days · 100% sells
Short interest
Falling
6.82% of float · ▼ -5.7% MoM · 6.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
346 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $30
Now $41 · 88%
Range high $43
vs 200-day avg +16%
vs 50-day avg +4%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted diluted earnings per share non-GAAP | $1.83 | six months ended June 30, 2026 | — |
| Allowance for credit losses - loans / non-performing loans | 1.49 | Q2 FY2026 | — |
| Allowance for credit losses on loans | 217.8M | as of 6/30/2026 | — |
| Allowance for credit losses to total portfolio loans | 1.12% | as of June 30, 2026 | — |
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| Annualized loan growth | 8.3% | second quarter of 2026 | — |
| Annualized net loan charge-offs and recoveries / average loans | 0.02% | Q2 FY2026 | — |
| Average loan to deposit ratio | 88.9% | second quarter of 2026 | — |
| Broker-dealer securities account values (including annuities) | 2.7B | Q2 FY2026 | — |
| Common equity Tier 1 capital ratio | 10.7% | as of June 30, 2026 | — |
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| CRE payoffs | $345M | second quarter of 2026 | — |
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| Deposit funding costs | 235 | second quarter of 2026 | — |
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| Deposit funding costs (including non-interest bearing deposits) | 178 | second quarter of 2026 | — |
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| Efficiency | 51.83% | Six Months Ended June 30, 2026 | — |
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| Efficiency ratio, excluding certain items non-GAAP | 51.83% | Six months ended June 30, 2026 | — |
| Full time equivalent employees | 2,996 | Q2 FY2026 | — |
| Net charge-offs | 0.02% | second quarter of 2026 | — |
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| Net interest margin | 3.63% | second quarter of 2026 | — |
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| Non-performing assets / total assets | 0.53% | Q2 FY2026 | — |
| Non-performing loans / total portfolio loans | 0.75% | Q2 FY2026 | — |
| Pre-tax, pre-provision return on average assets, excluding restructuring and merger-related expe non-GAAP | 1.86% | Q2 2026 | — |
| Pre-tax, pre-provision return on average equity, excluding restructuring and merger-related expe non-GAAP | 12.46% | Q2 2026 | — |
| Pre-tax, pre-provision return on average tangible equity, excluding certain items (annualized) non-GAAP | 22.3% | Q2 2026 | — |
| Return on average assets, excluding certain items non-GAAP | 1.29% | Six Months Ended June 30, 2026 | — |
| Return on average assets, excluding certain items (annualized) non-GAAP | 1.3% | Q2 FY2026 | — |
| Return on average equity, excluding certain items (annualized) non-GAAP | 8.71% | Q2 FY2026 | — |
| Return on Average Tangible Common Equity non-GAAP | 17.3% | Q2 2026 | — |
| Return on average tangible common equity (annualized) non-GAAP | 16.98% | Year to Date June 30, 2026 | — |
| Return on average tangible equity (annualized) non-GAAP | 15.4% | Year to Date June 30, 2026 | — |
| Return on average tangible equity, excluding certain items (annualized) non-GAAP | 15.71% | Year to Date June 30, 2026 | — |
| Securities account values (including annuities) | $2.7B | As of June 30, 2026 | — |
| Shares remaining for repurchase | 4.5M | As of June 30, 2026 | — |
| Shares repurchased | 0.3M | Q2 FY2026 | — |
| Tangible book value (period end) non-GAAP | $22.98 | Q2 FY2026 | — |
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| Tangible common equity to tangible assets ratio | 8.44% | as of June 30, 2026 | — |
| Tangible equity to tangible assets non-GAAP | 9.29% | Q2 FY2026 | — |
| Taxable equivalent net interest margin non-GAAP | 3.63% | Q2 FY2026 | — |
| Taxable equivalent net interest spread non-GAAP | 2.94% | Q2 FY2026 | — |
| Tier I leverage | 9.83% | as of June 30, 2026 | — |
| Tier I risk-based capital ratio | 11.72% | as of June 30, 2026 | — |
| Total risk-based capital | 14.18% | as of June 30, 2026 | — |
| Trust and Investment Services assets under management | $8.2B | As of June 30, 2026 | — |
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| commercial loan pipeline | 1.6B | Q1 2026 | — |
| criticized and classified loans as a percent of total portfolio loans | 2.91% | Q1 2026 | — |
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| Net charge-offs as a percent of total loans | 0.16% | Q1 2026 | — |
| return on average assets non-GAAP | 1.3% | Q1 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
WSBC
this stock
Wesbanco Inc
|
$4.05B | +23.8% | — | — | 6.8% |
|
MFG
Mizuho Financial Group Inc
|
$131.93B | +38.5% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.6% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -1.2% | — | — | 0.5% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.11B | +18.1% | +7.2% | 14.0 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| WSBC | -2.9% | +0.6% | +13.5% | -0.5% | +23.8% |
| SPY | -0.4% | +2.9% | +11.6% | +3.0% | +12.8% |
| vs SPY | -2.5% | -2.3% | +1.9% | -3.5% | +11.1% |
Capital returns
Latest dividend
$0.38
/ share · ex Jun 5, 2026
Paid (TTM)
$1.51
/ share · 4 payouts
Dividend yield (TTM, derived)
3.67%
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
203596
CUSIP
950810101
13F (30d)
307 filings
303 filers
Visit website
Investor relations