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ALRS

Alerus Financial Corp
$30.87 +0.53 (+1.75%) At close · Jul 9
Market Cap
$784.52M
Shares
25,128,646

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$30.87 Open$30.60 Day$30.32–31.17 52W$19.71–31.86 Avg vol 30d261K Short int1.1M · 4.5% float · 2.8d Short vol76% Last earningsApr 29, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 1
Up next
Next earnings call
Jul 29, 2026 Est · unconfirmed · in 3 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 1, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Equibles Rating blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Fair Quant / Vol Low
      Market backdrop VIX 15 · calm Equity put/call 0.55
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +25%
      above
      Price vs 50-day avg +7%
      above
      RSI (14) 61
      neutral
      MACD trend Negative
      52-week position 92%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +5%
      trailing
      6-month return +30%
      trailing
      YTD return +38%
      this year
      Relative strength +21%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $29 › 200d $25 — 50d above 200d
      Institutional flow Distributing
      1 of 148 funds reported for Jun 30 · net -24 sh shares
      Insider flow Accumulating
      Net +$28.7K over 90 days · 0% sells
      Short interest Rising
      4.47% of float · ▲ +54.5% MoM · 2.8 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      148 holders — near 3-yr high, broad support
      Squeeze score 65
      elevated · 0–100
      Fundamentals
      Fair
      EPS growth −18%
      Y/Y
      Free cash flow $58.8M
      Valuation P/E 29.7
      rich
      Balance sheet $8.0M
      net cash
      Quant / Vol
      risk profile
      Low
      Volatility 26%
      annualized · 1-yr
      Max drawdown −11%
      past year
      ATR 2.3%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record
      Latest guidance · from the Earnings Call filed Mar 31, 2026
      Net interest margin · full year Initiated 3.55% – 3.65%
      Return on assets · full year Initiated at least 1.25%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +25% Bullish
      Price vs 50-day avg
      +7% Bullish
      RSI (14)
      61 Neutral
      MACD trend
      Negative Bearish
      52-week position
      92% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $29 › 200d $25 — 50d above 200d
      Institutional flow Distributing
      1 of 148 funds reported for Jun 30 · net -24 sh shares
      Insider flow Accumulating
      Net +$28.7K over 90 days · 0% sells
      Short interest Rising
      4.47% of float · ▲ +54.5% MoM · 2.8 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      148 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $20 Now $31 · 92% 52-wk high $32
      vs 200-day avg +25% vs 50-day avg +7%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Core commercial transactional deposits $1.8B Q1 2026
      Synergistic deposits $742.7M Q1 2026
      Assets under administration and management (combined) $49.8B full year 2025
      Mortgage originations $484.8M full year 2025
      Net interest margin 3.53% full year 2025
      Reserves to loans 1.53% as of December 31, 2025
      Tangible common equity to tangible assets non-GAAP 8.72% as of December 31, 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      ALRS
      Alerus Financial Corp
      this stock
      $784.52M +38.3% 29.7 4.5%
      HDB
      Hdfc Bank Ltd
      $136.72B -27.4% +15.2% 0.4%
      MFG
      Mizuho Financial Group Inc
      $125.84B +39.8% 0.1%
      IBN
      Icici Bank Ltd
      $104.94B -2.3% 0.7%
      PNC
      Pnc Financial Services Group, Inc.
      $101.16B +21.1% +7.2% 14.6 1.9%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      148
      % held
      62.3%
      Reported
      1 of 148
      Top holder
      ALERUS FINANCIAL NA
      Held Float
      View
      Held by Funds
      Fund positions
      165
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      1.1M
      Days to cover
      2.8d
      Change
      +395.8K sh
      View
      Short Volume
      Short vol %
      76%
      As of
      Jul 10, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      826
      Value
      $24.7K
      As of
      Jun 12, 2026
      View
      Off-Exchange
      Off-exchange %
      29.2%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net buying
      Net (90d)
      +$28.7K
      Buyers / Sellers
      1 / 0
      Buyers Sellers
      View
      Financials
      Financials
      Net income (FY)
      $17.4M
      EPS diluted
      $0.68
      View
      Buybacks
      Authorized
      shares 1.0M
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      May 22, 2026
      This year
      10
      View
      Earnings & Events
      Earnings Calls
      Last call
      Apr 29, 2026
      View
      Investor Relations
      Upcoming events
      1
      View

      Performance

      5D 20D 120D MTD YTD
      ALRS -2.2% +5.4% +29.9% -0.7% +38.3%
      SPY +0.8% +2.0% +8.9% +0.7% +10.2%
      vs SPY -3.0% +3.4% +21.0% -1.4% +28.1%

      Capital returns

      Latest dividend
      $0.22 / share · ex Jun 26, 2026
      Raised 4.8%
      Paid (TTM)
      $0.85 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.75%
      Buyback program · as of Dec 12, 2023
      Authorized
      shares 1.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 903419 CUSIP 01446U103 13F (30d) 2 filings 2 filers Visit website