BFST

Business First Bancshares, Inc.

$30.46 +0.28 (+0.93%) At close · Jul 15

Market Cap

$995.70M

32,677,968

Up next

Next earnings call

Jul 29, 2026 Est · unconfirmed · in 2 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed May 1, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Low

Market backdrop VIX 16.5 · calm Equity put/call 0.62

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +12%

above

Price vs 50-day avg +6%

above

RSI (14) 58

neutral

MACD trend Negative

52-week position 88%

near high

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Very Strong

1-month return +4%

trailing

6-month return +9%

trailing

YTD return +17%

this year

Relative strength −2%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $29 › 200d $27 — 50d above 200d

Institutional flow Accumulating

8 of 167 funds reported for Jun 30 · net +19.1K sh shares · +1 new

Insider flow Distributing

Net -$1.6M over 90 days · 100% sells

Short interest Rising

3.23% of float · ▲ +70.7% MoM · 2.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

167 holders — near 3-yr high, broad support

Squeeze score 61

elevated · 0–100

Fundamentals

Excellent

Revenue growth +1%

Y/Y

EPS growth +23%

Y/Y

Free cash flow $92.0M

Valuation P/E 10.8

below peers

Buyback $30.0M

authorized

Balance sheet $408.5M

net cash

Quant / Vol

risk profile

Low

Volatility 25%

annualized · 1-yr

Max drawdown −13%

past year

ATR 2.2%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy

1 · 3 · 3

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+12% Bullish

Price vs 50-day avg

+6% Bullish

RSI (14)

58 Neutral

MACD trend

Negative Bearish

52-week position

88% Bullish

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Mixed

Trend (MA cross) No cross

50d $29 › 200d $27 — 50d above 200d

Institutional flow Accumulating

8 of 167 funds reported for Jun 30 · net +19.1K sh shares · +1 new

Insider flow Distributing

Net -$1.6M over 90 days · 100% sells

Short interest Rising

3.23% of float · ▲ +70.7% MoM · 2.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

167 holders — near 3-yr high, broad support

Price context

position in its 52-week range

52-wk low $22 Now $30 · 88% 52-wk high $32

vs 200-day avg +12% vs 50-day avg +6%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings

Metric	Latest	Period	YoY
core CD balance retention rate	81%	Q1 2026 call	—
core efficiency ratio non-GAAP	62%	Q1 2026 call	—
core loan yields non-GAAP	6.54%	Q1 2026 call	—
total loans past due 30 days or more, excluding nonaccruals as a percentage of total loans held	0.42%	Q1 2026 call	—
Book value per common share	$27.95	Dec. 31, 2025	—
Core net income (non-GAAP) non-GAAP	$83.5M	the year ended Dec. 31, 2025	—
Core net income per diluted common share (non-GAAP) non-GAAP	$2.83	the year ended Dec. 31, 2025	—
Deposits growth rate (annualized)	11.69%	the quarter ended Dec. 31, 2025	—
Deposits increase	$191.7M	the quarter ended Dec. 31, 2025	—
Loans held for investment increase	$168.4M	the quarter ended Dec. 31, 2025	—
Net interest margin	3.71%	the quarter ended Dec. 31, 2025	—
Net interest spread	2.92%	the quarter ended Dec. 31, 2025	—
Return to common shareholders on average assets, on an annualized basis (non-GAAP) non-GAAP	1.16%	the quarter ended Dec. 31, 2025	—
Securities portfolio as percentage of total assets	12.04%	Dec. 31, 2025	—
Tangible book value per common share (non-GAAP) non-GAAP	$23.36	Dec. 31, 2025	—
Tangible book value per common share growth (annualized, non-GAAP) non-GAAP	12.74%	the quarter ended Dec. 31, 2025	—
Texas-based loans as percentage of overall loan portfolio	39%	Dec. 31, 2025	—

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
BFST Business First Bancshares, Inc. this stock	$995.70M	+17.1%	+17.3%	10.8	3.2%
HDB Hdfc Bank Ltd	$134.99B	-28.3%	+15.2%	—	0.4%
MFG Mizuho Financial Group Inc	$129.86B	+45.6%	—	—	0.1%
IBN Icici Bank Ltd	$105.77B	-1.3%	—	—	0.7%
PNC Pnc Financial Services Group, Inc.	$102.06B	+22.7%	+7.2%	14.8	1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

168

% held: 50.9%
Reported: 8 of 167
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

198

View

Short & Settlement

Short Interest Rising

Shares short

1.1M

Days to cover: 2.6d
Change: +437.4K sh

View

Short Volume

Short vol %

50%

As of: Jul 15, 2026

Short Total

View

Fails to Deliver

FTD shares

179

Value: $5.5K
As of: Jun 30, 2026

View

Off-Exchange

Off-exchange %

34.3%

Week of: May 4, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$1.6M

Buyers / Sellers: 0 / 1

Buyers Sellers

View

Financials

Net income (FY)

$87.9M

EPS diluted: $2.79

View

Buybacks

Authorized

$30.0M

View

Filings

SEC Filings

Latest

8-K

Filed: May 27, 2026
This year: 10

View

Proposed Sales

Value

$303.3K

Shares: 11.0K
Filed: Mar 5, 2026

View

Exempt Offerings

Offering

$85.0M

Filed: Apr 14, 2026

View

Earnings & Events

Earnings Calls

Last call

Apr 27, 2026

View

Performance

	5D	20D	120D	MTD	YTD
BFST	+2.8%	+3.7%	+8.5%	-0.9%	+17.1%
SPY	+1.3%	-0.2%	+10.1%	+1.1%	+10.7%
vs SPY	+1.5%	+3.8%	-1.6%	-2.0%	+6.4%

Capital returns

Latest dividend

$0.15 / share · ex May 15, 2026

Raised 7.1%

Paid (TTM)

$0.59 / share · 4 payouts

Dividend yield (TTM, derived)

1.94%

Buyback program · as of Oct 28, 2025

Authorized

$30.00M

Spent (derived)

—

Remaining

—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1624322 CUSIP 12326C105 13F (30d) 11 filings 8 filers Visit website Investor relations

BFST

Price & Indicators

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns