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BFST · Business First Bancshares, Inc.

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$31.22 +0.17 (+0.55%) At close · Aug 20
Market Cap
$1.04B
Shares
32.55M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$31.22 Open$31.15 Day$30.77–31.25 52W close$22.73–32.28 Avg vol 30d227K Short int847K · 2.6% float · 3.5d Short vol76% Last earningsJul 23, 2026 DataJan 2020–Aug 2026 Filing10-Q · Jul 31

Up next

Next earnings call
Oct 20, 2026 Est · unconfirmed · in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Jul 31, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Neutral Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Very Low
      Market backdrop VIX 14.9 · calm Equity put/call 0.52
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +11%
      above
      Price vs 50-day avg +1%
      above
      RSI (14) 47
      neutral
      MACD trend Negative
      52-week position 89%
      near high
      Volume (OBV) Bearish div.
      distributing
      Momentum
      relative strength
      Very Strong
      1-month return +2%
      trailing
      6-month return +14%
      trailing
      YTD return +19%
      this year
      Relative strength +3%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $31 › 200d $28 — 50d above 200d
      Institutional flow Accumulating
      +2% holders QoQ · +21 funds added
      Insider flow Distributing
      Net -$4.2M over 90 days · 86% sells
      Short interest Falling
      2.60% of float · ▼ -10.0% MoM · 3.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      173 holders — near 3-yr high, broad support
      Squeeze score 46
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +1%
      Y/Y
      EPS growth +23%
      Y/Y
      Free cash flow $92.0M
      Valuation P/E 11.3
      below peers
      Buyback $30.0M
      authorized
      Balance sheet $407.6M
      net cash
      Quant / Vol
      risk profile
      Very Low
      Volatility 25%
      annualized · 1-yr
      Max drawdown −14%
      past year
      ATR 1.9%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Sep 30, 2023
      ROAA target · long run 1.15% – 1.2%
      Prior guidance period ended · from the Earnings Call filed Dec 31, 2023
      Noninterest-bearing deposits as a percentage of total deposits · end of 2024 23%
      Loan growth · 2024 6% – 8%
      Noninterest expense growth · full year 2024 6% – 8%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      2 · 2 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +11% Bullish
      Price vs 50-day avg
      +1% Bullish
      RSI (14)
      47 Neutral
      MACD trend
      Negative Bearish
      52-week position
      89% Bullish
      Volume (OBV)
      Bearish div. Bearish
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $31 › 200d $28 — 50d above 200d
      Institutional flow Accumulating
      +2% holders QoQ · +21 funds added
      Insider flow Distributing
      Net -$4.2M over 90 days · 86% sells
      Short interest Falling
      2.60% of float · ▼ -10.0% MoM · 3.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      173 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $23 Now $31 · 89% Range high $32
      vs 200-day avg +11% vs 50-day avg +1%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      2Q26 active pipeline 65M Q2 2026
      2Q26 loan closing volume 19.2M Q2 2026
      ACL / Total Loans (HFI) 1.02% Q2 2026
      Allowance for Loan Losses to Total Loans (HFI) 0.94% Three Months Ended June 30, 2026
      b1 Financial Services revenue 4.56M Q2 2026
      CET1 Ratio 10.38% Q2 2026
      Core diluted earnings per common share non-GAAP $1.45 Six Months Ended June 30, 2026
      Core efficiency ratio non-GAAP 62.97% Six Months Ended June 30, 2026
      Core Net Income non-GAAP 23.3M Q2 2026
      Core net income available to common shareholders non-GAAP $47.37M Six Months Ended June 30, 2026
      Core pre-tax, pre-provision diluted earnings per common share non-GAAP $2.03 Six Months Ended June 30, 2026
      Core pre-tax, pre-provision earnings non-GAAP $66.81M Six Months Ended June 30, 2026
      Core return on average common equity (annualized) non-GAAP 10.31% Six Months Ended June 30, 2026
      Core ROAA non-GAAP 1.05% Q2 2026
      Core ROACE non-GAAP 10.05% Q2 2026
      Efficiency ratio non-GAAP 64.65% Six Months Ended June 30, 2026
      FY 2026 client notional generated 130.6M FY 2026
      FY 2026 fee income 1.8M FY 2026
      Loan Growth, HFI -25M Q2 2026
      Loans (HFI) to Deposits 92.04% Three Months Ended June 30, 2026
      Net Charge-offs to Average Quarterly Total Loans 0.04% Three Months Ended June 30, 2026
      Nonperforming Loans to Total Loans (HFI) 1.26% Three Months Ended June 30, 2026
      Pre-tax, pre-provision earnings available to common shareholders non-GAAP $64.06M Six Months Ended June 30, 2026
      Pre-tax, pre-provision profit diluted earnings per common share non-GAAP $1.95 Six Months Ended June 30, 2026
      Return to common shareholders on average assets (annualized) non-GAAP 1.02% Six Months Ended June 30, 2026
      Return to Common Shareholders on Average Common Equity 9.83% Three Months Ended June 30, 2026
      Return to common shareholders on average common equity (annualized) non-GAAP 9.8% Six Months Ended June 30, 2026
      Total Deposit Growth -229M Q2 2026
      Total Loans HFI YoY Change 611.8M Q2 2026
      Total tangible assets non-GAAP $8.74B June 30, 2026
      Total tangible common equity non-GAAP $768.16M June 30, 2026
      TRBC Ratio 13.77% Q2 2026
      Deposits increase $187.3M FY2025
      End of Period Common Shares Outstanding 29,510,668 Q4 2025
      Loans held for investment increase $208.1M FY2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      BFST
      Business First Bancshares, Inc.
      this stock
      $1.04B +19.4% +1.2% 11.3 2.6%
      MFG
      Mizuho Financial Group Inc
      $123.19B +38.4% 0.1%
      HDB
      Hdfc Bank Ltd
      $118.97B -36.1% +15.2% 0.5%
      IBN
      Icici Bank Ltd
      $105.45B -0.4% 0.5%
      CIXPF
      CaixaBank/ADR
      $100.59B +18.7% 0.1%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      173
      % held
      57.9%
      Net QoQ
      +1.9M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      198
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      846.9K
      Days to cover
      3.5d
      Change
      -94.0K sh
      View
      Short Volume
      Short vol %
      76%
      As of
      Aug 20, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      202
      Value
      $6.2K
      As of
      Jul 20, 2026
      View
      Off-Exchange
      Off-exchange %
      29.2%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$4.2M
      Buyers / Sellers
      1 / 6
      Buyers Sellers
      View
      Financials
      Financials
      Net income (FY)
      $87.9M
      EPS diluted
      $2.79
      View
      Buybacks
      Authorized
      $30.0M
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Jul 31, 2026
      This year
      12
      View
      Proposed Sales
      Value
      $60.0K
      Shares
      1.9K
      Filed
      Aug 6, 2026
      View
      Exempt Offerings
      Offering
      $85.0M
      Filed
      Apr 14, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 23, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      BFST -3.3% +2.5% +14.4% -1.9% +19.4%
      SPY -2.0% +3.3% +11.2% +2.1% +11.8%
      vs SPY -1.3% -0.9% +3.2% -4.0% +7.6%

      Capital returns

      Latest dividend
      $0.15 / share · ex Aug 14, 2026
      Raised 7.1%
      Paid (TTM)
      $0.60 / share · 4 payouts
      Dividend yield (TTM, derived)
      1.92%
      Buyback program · as of Oct 28, 2025
      Authorized
      $30.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1624322 CUSIP 12326C105 13F (30d) 163 filings 158 filers Visit website Investor relations