BFST · Business First Bancshares, Inc.
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
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| 2Q26 active pipeline | 65M | Q2 2026 | — |
| 2Q26 loan closing volume | 19.2M | Q2 2026 | — |
| ACL / Total Loans (HFI) | 1.02% | Q2 2026 | — |
| Allowance for Loan Losses to Total Loans (HFI) | 0.94% | Three Months Ended June 30, 2026 | — |
| b1 Financial Services revenue | 4.56M | Q2 2026 | — |
| Book value per common share | $28.79 | Q2 2026 | — |
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| CET1 Ratio | 10.38% | Q2 2026 | — |
| Core diluted earnings per common share non-GAAP | $1.45 | Six Months Ended June 30, 2026 | — |
| Core efficiency ratio non-GAAP | 62.97% | Six Months Ended June 30, 2026 | — |
| Core Net Income non-GAAP | 23.3M | Q2 2026 | — |
| Core net income available to common shareholders non-GAAP | $47.37M | Six Months Ended June 30, 2026 | — |
| Core pre-tax, pre-provision diluted earnings per common share non-GAAP | $2.03 | Six Months Ended June 30, 2026 | — |
| Core pre-tax, pre-provision earnings non-GAAP | $66.81M | Six Months Ended June 30, 2026 | — |
| Core return on average common equity (annualized) non-GAAP | 10.31% | Six Months Ended June 30, 2026 | — |
| Core ROAA non-GAAP | 1.05% | Q2 2026 | — |
| Core ROACE non-GAAP | 10.05% | Q2 2026 | — |
| Efficiency ratio non-GAAP | 64.65% | Six Months Ended June 30, 2026 | — |
| FY 2026 client notional generated | 130.6M | FY 2026 | — |
| FY 2026 fee income | 1.8M | FY 2026 | — |
| Loan Growth, HFI | -25M | Q2 2026 | — |
| Loans (HFI) to Deposits | 92.04% | Three Months Ended June 30, 2026 | — |
| Net Charge-offs to Average Quarterly Total Loans | 0.04% | Three Months Ended June 30, 2026 | — |
| Net interest margin | 3.73% | Q2 2026 | — |
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| Net interest margin excluding loan discount accretion non-GAAP | 3.64% | Six Months Ended June 30, 2026 | — |
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| Net interest spread | 2.99% | Q2 2026 | — |
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| Net interest spread excluding loan discount accretion non-GAAP | 2.9% | Six Months Ended June 30, 2026 | — |
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| Nonperforming assets to total assets ratio | 1.23% | Q2 2026 | — |
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| Nonperforming loans to loans held for investment ratio | 1.26% | Q2 2026 | — |
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| Nonperforming Loans to Total Loans (HFI) | 1.26% | Three Months Ended June 30, 2026 | — |
| Pre-tax, pre-provision earnings available to common shareholders non-GAAP | $64.06M | Six Months Ended June 30, 2026 | — |
| Pre-tax, pre-provision profit diluted earnings per common share non-GAAP | $1.95 | Six Months Ended June 30, 2026 | — |
| Return to Common Shareholders on Average Assets | 1.03% | Three Months Ended June 30, 2026 | — |
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| Return to common shareholders on average assets (annualized) non-GAAP | 1.02% | Six Months Ended June 30, 2026 | — |
| Return to common shareholders on average assets, on an annualized basis non-GAAP | 1.05% | Q2 2026 | — |
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| Return to Common Shareholders on Average Common Equity | 9.83% | Three Months Ended June 30, 2026 | — |
| Return to common shareholders on average common equity (annualized) non-GAAP | 9.8% | Six Months Ended June 30, 2026 | — |
| Shares repurchased | 176,849 | Q2 2026 | — |
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| Tangible book value per common share non-GAAP | $23.61 | Q2 2026 | — |
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| Tangible common equity to tangible assets | 8.79% | Q2 2026 | — |
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| Total Deposit Growth | -229M | Q2 2026 | — |
| Total Loans HFI YoY Change | 611.8M | Q2 2026 | — |
| Total tangible assets non-GAAP | $8.74B | June 30, 2026 | — |
| Total tangible common equity non-GAAP | $768.16M | June 30, 2026 | — |
| TRBC Ratio | 13.77% | Q2 2026 | — |
| Deposits increase | $187.3M | FY2025 | — |
| End of Period Common Shares Outstanding | 29,510,668 | Q4 2025 | — |
| Loans held for investment increase | $208.1M | FY2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
BFST
this stock
Business First Bancshares, Inc.
|
$1.02B | +19.4% | +1.2% | 11.1 | 2.6% |
|
MFG
Mizuho Financial Group Inc
|
$123.19B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| BFST | -3.3% | +2.5% | +14.4% | -1.9% | +19.4% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | -1.3% | -0.9% | +3.2% | -4.0% | +7.6% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.