BKU · BankUnited, Inc.

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$46.63 -0.86 (-1.81%) At close · Aug 6

Market Cap

$3.39B

72.68M

Up next

Next earnings call

Oct 21, 2026 Est · unconfirmed · in 11 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Aug 6, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Ask ALVIS about this →

Equibles Rating

blended score · not investment advice

Overall

Neutral

SellHoldBuy

Technical Buy Momentum Weak Sentiment Bullish Fundamentals Strong Quant / Vol Moderate

Market backdrop VIX 15.2 · calm Equity put/call 0.60

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +2%

above

Price vs 50-day avg −2%

below

RSI (14) 45

neutral

MACD trend Positive

52-week position 72%

mid-range

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Weak

1-month return −3%

trailing

6-month return −2%

trailing

YTD return +7%

this year

Relative strength −15%

vs S&P · 6-mo

Sentiment

smart money

Bullish

Trend (MA cross) No cross

50d $48 › 200d $46 — 50d above 200d

Institutional flow Accumulating

106 of 324 funds reported for Jun 30 · net +541.4K sh shares · +15 new

Insider flow Distributing

Net -$240.7K over 90 days · 100% sells

Short interest Falling

4.33% of float · ▼ -0.9% MoM · 3.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

324 holders — near 3-yr high, broad support

Squeeze score 55

elevated · 0–100

Fundamentals

Strong

Revenue growth +7%

Y/Y

EPS growth +15%

Y/Y

Free cash flow $335.3M

Valuation P/E 13

in line

Buyback $58.3M

remaining

Balance sheet $79.1M

net debt

Quant / Vol

risk profile

Moderate

Volatility 29%

annualized · 1-yr

Max drawdown −16%

past year

ATR 2.6%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy

0 · 5 · 2

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+2% Bullish

Price vs 50-day avg

−2% Neutral

RSI (14)

45 Neutral

MACD trend

Positive Bullish

52-week position

72% Neutral

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Bullish · 3 of 6

Trend (MA cross) No cross

50d $48 › 200d $46 — 50d above 200d

Institutional flow Accumulating

106 of 324 funds reported for Jun 30 · net +541.4K sh shares · +15 new

Insider flow Distributing

Net -$240.7K over 90 days · 100% sells

Short interest Falling

4.33% of float · ▼ -0.9% MoM · 3.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

324 holders — near 3-yr high, broad support

Price context

position in its 52-week range

52-wk low $34 Now $47 · 72% 52-wk high $51

vs 200-day avg +2% vs 50-day avg -2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings

Metric	Latest	Period	YoY
ACL to Non-Performing Loans	97.14%	2Q26	—
ACL to Total Loans	0.91%	2Q26	—
Average Cost of Deposits	2.05%	2Q26	—

Net Charge-offs to Average Loans	0.11%	2Q26	—
Net Charge-offs for the trailing twelve months	0.37%	Q1 2026	—
Net interest margin	2.99%	March 31, 2026	—
NIDDA percentage of total deposits	30%	March 31, 2026	-3.2%

NPA Ratio	0.79%	March 31, 2026	-26.9%

PPNR non-GAAP	$106.3M	March 31, 2026	-75.3%

ROA	0.72%	March 31, 2026	-6.5%

ROE	8.1%	March 31, 2026	—
ACL Coverage of CRE office	2.03%	December 31, 2025	—
Additional share repurchase authorization	$200M	Q4 2025	—
Adjusted Annualized ROA (excluding one-time item) non-GAAP	0.81%	Q4 2025	—
Adjusted EPS (excluding one-time item) non-GAAP	$0.94	Q4 2025	—
Annualized ROA	0.78%	Q4 2025	—
AOCI change	$15.6M	Q4 2025	—
CET1	12.3%	December 31, 2025	—
Core loans growth	$769M	Q4 2025	—
Criticized and Classified Loans decline	$27M	Q4 2025	—
Loan-to-Deposit Ratio	82.7%	Q4 2025	—
Net Interest Margin (tax-equivalent)	2.95%	Full Year 2025	—
Non-Brokered Deposits growth	$1.8B	Full Year 2025	—
Non-Interest Bearing Deposits (NIDDA) growth	$1.5B	Full Year 2025	—
Non-Interest Bearing Deposts (NIDDA) growth	$485M	Q4 2025	—
Non-Performing Loans change	-$7M	Q4 2025	—
Quarterly Dividend per share	$0.33	Q4 2025	—
Share Repurchases amount	$44.8M	Q4 2025	—
Shares repurchased	1.1M	Q4 2025	—
Tangible Book Value per Share	$40.14	December 31, 2025	—
Tangible Common Equity Ratio	8.5%	December 31, 2025	—
Total Deposits growth	$1.5B	Full Year 2025	—
Total Loans growth	$571M	Q4 2025	—
Wholesale Funding reduction	$1.7B	Full Year 2025	—

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
BKU BankUnited, Inc. this stock	$3.39B	+6.8%	+7.4%	13.0	4.3%
MFG Mizuho Financial Group Inc	$130.23B	+46.0%	—	—	0.1%
HDB Hdfc Bank Ltd	$122.06B	-34.9%	+15.2%	—	0.4%
IBN Icici Bank Ltd	$109.32B	+3.1%	—	—	0.6%
PNC Pnc Financial Services Group, Inc.	$100.84B	+23.9%	+7.2%	13.9	1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

332

% held: 100.9%
Reported: 106 of 324
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

358

View

Short & Settlement

Short Interest Falling

Shares short

3.1M

Days to cover: 3.6d
Change: -27.8K sh

View

Short Volume

Short vol %

49%

As of: Aug 6, 2026

Short Total

View

Fails to Deliver

FTD shares

247

Value: $12.1K
As of: Jul 8, 2026

View

Off-Exchange

Off-exchange %

42.7%

Week of: Jun 29, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$240.7K

Buyers / Sellers: 0 / 2

Buyers Sellers

View

Congressional Trades Sell

Member

Donna Shalala

Amount: $1.0K–$15.0K
Traded: Jun 24, 2019

View

Financials

Net income (FY)

$268.4M

EPS diluted: $3.53

View

Buybacks

Authorized

$200.0M

Remaining: $58.3M

Spent Remaining

View

Filings

SEC Filings

Latest

10-Q

Filed: Aug 6, 2026
This year: 10

View

Proposed Sales

Value

$194.7K

Shares: 4.0K
Filed: Jun 15, 2026

View

Earnings & Events

Earnings Calls

Last call

Jul 22, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
BKU	+1.2%	-2.7%	-2.1%	0.0%	+6.8%
SPY	+3.6%	+2.2%	+12.8%	+2.9%	+12.7%
vs SPY	-2.4%	-4.9%	-14.9%	-2.9%	-5.9%

Capital returns

Latest dividend

$0.33 / share · ex Jul 10, 2026

Raised 6.5%

Paid (TTM)

$1.28 / share · 4 payouts

Dividend yield (TTM, derived)

2.75%

Buyback program · as of Sep 30, 2021

Authorized

$200.00M

Spent (derived)

$141.70M

Remaining

$58.30M

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1504008 CUSIP 06652K103 13F (30d) 95 filings 94 filers Visit website Investor relations

BKU · BankUnited, Inc.

Price & Indicators

Up next

AI Brief

Equibles Rating

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns