BOKF · Bok Financial Corp · Financials
$129.44
-0.25 (-0.19%)
At close · Oct 28
Return incl. dividend (before tax)
Q3 2026 earnings call transcript
Market Cap
$7.88B
Shares
60.77M
Volume · Oct 28
49.69K
Avg daily vol (3M)
245.78K
Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.
Revenue
$2.18B
+6.1%
FY2025
Net Income
$577.99M
+10.4%
FY2025
Diluted EPS
$9.17
+12.7%
FY2025
Operating Cash Flow
$739.62M
-48.3%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $2.28B | $2.18B | $2.05B | $2.06B | $1.85B | $1.87B | $1.95B | $1.81B | $1.6B | $1.54B | $1.42B | $1.36B | $1.29B | $1.29B | $1.36B | $1.22B | $1.23B | $1.2B | $1.08B | |
| $2.53B | $2.53B | $2.64B | $2.34B | $1.39B | $1.18B | $1.27B | $1.53B | $1.23B | $972.75M | $829.12M | $766.83M | $732.24M | $745.37M | $794.87M | $813.15M | $851.08M | $914.57M | $1.06B | |
| $1.38B | $1.33B | $1.21B | $1.27B | $1.21B | $1.12B | $1.11B | $1.11B | $984.87M | $841.7M | $747.23M | $703.35M | $665.19M | $674.48M | $707.55M | $693.05M | $709.05M | $710.36M | $646.86M | |
| $903.83M | $848.13M | $839.64M | $789.95M | $643.26M | $755.78M | $842.32M | $695.23M | $616.78M | $695.09M | $674.02M | $658.48M | $621.96M | $620.27M | $653.68M | $528.54M | $518.06M | $492.99M | $428.72M | |
| $10.15M | $10.62M | $11.61M | $13.88M | $15.69M | $18.31M | $20.44M | $20.62M | $9.62M | $6.78M | $6.86M | $4.36M | $3.97M | $3.43M | $2.93M | $3.58M | $5.34M | $6.97M | $7.66M | |
| $111.32M | $110.21M | $105.31M | $109.89M | $107.56M | $102.47M | $99.01M | $95.42M | $60.84M | $54.47M | $47.02M | $37.92M | $36.71M | $53.26M | $54.94M | $49.97M | $58.99M | $60.35M | $51.28M | |
| $1.15B | $1.2B | $1.43B | $1.07B | $180.72M | $61.9M | $160.56M | $419.08M | $243.56M | $131.05M | $81.89M | $63.47M | $67.05M | $70.89M | $87.32M | $120.1M | $142.03M | $204.21M | $414.78M | |
| $832.47M | $740.62M | $666.64M | $683.25M | $660.16M | $796.1M | $563.86M | $630.87M | $565.49M | $518.28M | $338.66M | $431.64M | $439.63M | $482.03M | $542.86M | $448.34M | $371.65M | $310.72M | $210.59M | |
| $182.03M | $162.64M | $143.09M | $152.12M | $139.86M | $179.78M | $128.79M | $130.18M | $119.06M | $182.59M | $106.38M | $139.38M | $144.15M | $163.1M | $188.74M | $158.51M | $123.36M | $106.71M | $64.91M | |
| $650.5M | $577.99M | $523.57M | $530.75M | $520.27M | $618.12M | $435.03M | $500.76M | $445.65M | $334.64M | $232.67M | $288.57M | $292.44M | $316.61M | $351.19M | $285.88M | $246.75M | $200.58M | $153.23M | |
| — | 26.57% | 25.53% | 25.74% | 28.05% | 32.99% | 22.3% | 27.7% | 27.82% | 21.78% | 16.37% | 21.19% | 22.72% | 24.45% | 25.8% | 23.4% | 20.11% | 16.67% | 14.25% | |
| -$61K | -$12K | -$16K | $387K | $20K | -$1.8M | $41K | -$73K | $778K | $1.04M | -$387K | $3.69M | $3.04M | $2.32M | $2.93M | $3.95M | $1.54M | $3.44M | -$7.55M | |
| $646.95M | $573.98M | $518.58M | $526.49M | $516.47M | $613.82M | $432.42M | $497.53M | $441.91M | $331.08M | $229.79M | $285.18M | $289.2M | $313.22M | $348.65M | $283.66M | $245.17M | $199.76M | — | |
| $689.99M | $914.86M | $619.63M | $768.6M | -$389.05M | $354.62M | $665.98M | $678.27M | $411.94M | $315.99M | $200.11M | $253.48M | $374.73M | $141.07M | $372.13M | $307.02M | $365.33M | $416.16M | -$45.97M | |
| USD/shares | $10.62 | $9.17 | $8.14 | $8.02 | $7.68 | $8.95 | $6.19 | $7.03 | $6.63 | $5.11 | $3.53 | $4.22 | $4.23 | $4.61 | $5.15 | $4.18 | $3.63 | $2.96 | $2.27 |
| USD/shares | $10.62 | $9.17 | $8.14 | $8.02 | $7.68 | $8.95 | $6.19 | $7.03 | $6.63 | $5.11 | $3.53 | $4.21 | $4.22 | $4.59 | $5.13 | $4.17 | $3.61 | $2.96 | $2.27 |
| shares | — | 62.62M | 63.75M | 65.65M | 67.21M | 68.59M | 69.84M | 70.79M | 66.63M | 64.75M | 65.09M | 67.59M | 68.39M | 67.99M | 67.68M | 67.79M | 67.63M | 67.38M | 67.3M |
| shares | — | 62.62M | 63.75M | 65.65M | 67.21M | 68.59M | 69.84M | 70.8M | 66.66M | 64.81M | 65.14M | 67.69M | 68.54M | 68.21M | 67.96M | 68.04M | 67.83M | 67.49M | 67.46M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2008–FY2025: $1.58B in buybacks, $2.13B in dividends.
Debt Profile
Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.
Reported debt balances
Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.
| Reported balance | As of | Amount | Source |
|---|---|---|---|
| Other borrowings | 2026-06-30 | USD 3,073,995,000 | 10-Q filed 2026-08-04 |
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.
Covenants
Covenant terms have not yet been verified for this profile.
The balance figures do not establish whether covenants apply or whether the company complies with them.
Loans, facilities and notes
The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
Peer median 17.08×
EV/EBIT
—
P/E (TTM)
12.21×
Peer median 12.40×
Peer medians compare against the 145 similar-size Banks - Regional companies (of 304 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Fees and Commissions Revenue | $581,700,000 | $534,957,000 | $504,580,000 | $492,226,000 | $443,765,000 | $413,290,000 | $439,055,000 | $433,792,000 |
| Fiduciary And Trust | $257,161,000 | $230,860,000 | $207,318,000 | $196,326,000 | $178,274,000 | $167,445,000 | $177,025,000 | $184,703,000 |
| Deposit Account | $125,529,000 | $118,745,000 | $108,514,000 | $110,636,000 | $104,217,000 | $96,805,000 | $112,485,000 | $112,153,000 |
| Transaction Card Revenue | $117,680,000 | $108,865,000 | $106,858,000 | $104,266,000 | $96,983,000 | $90,182,000 | $87,216,000 | $84,025,000 |
| Personal Trust Revenue | $111,364,000 | $102,689,000 | $95,070,000 | $97,373,000 | $97,582,000 | $84,759,000 | $81,763,000 | $96,839,000 |
| TransFund EFT Network Revenue | $97,722,000 | $91,122,000 | $89,496,000 | $84,590,000 | $80,133,000 | $78,370,000 | $77,324,000 | $76,221,000 |
| Institutional Trust Retirement Plan Services Revenue | $75,309,000 | $67,175,000 | $58,692,000 | $52,106,000 | $50,765,000 | $46,253,000 | $45,084,000 | $44,476,000 |
| Commercial Account Service Charge Revenue | $73,045,000 | $66,302,000 | $57,709,000 | $56,628,000 | $54,360,000 | $48,421,000 | $47,905,000 | $47,272,000 |
| Brokerage and Trading Revenue | $53,543,000 | $52,819,000 | $54,052,000 | $51,200,000 | $48,690,000 | $46,255,000 | $43,649,000 | $35,032,000 |
| Corporate Trust Revenue | $45,518,000 | $37,524,000 | $31,228,000 | $23,775,000 | $14,805,000 | $19,308,000 | $24,635,000 | $22,292,000 |
| Investment Banking Revenue | $32,109,000 | $33,391,000 | $27,465,000 | $21,918,000 | $18,163,000 | $17,863,000 | $13,652,000 | $12,882,000 |
| Financial Service Other | $27,787,000 | $23,668,000 | $27,838,000 | $29,798,000 | $15,601,000 | $12,603,000 | $18,680,000 | $17,879,000 |
| Investment Management Services and Other | $24,970,000 | $23,472,000 | $22,328,000 | $23,072,000 | $15,122,000 | $17,125,000 | $25,543,000 | $21,096,000 |
| Check Card Fee Revenue | $23,764,000 | $23,949,000 | $23,463,000 | $23,312,000 | $23,714,000 | $21,355,000 | $22,030,000 | $21,306,000 |
| Overdraft Fee Revenue | $22,875,000 | $22,350,000 | $21,004,000 | $25,426,000 | $21,622,000 | $21,892,000 | $35,356,000 | $36,536,000 |
| Retail Brokerage Revenue | $21,434,000 | $19,428,000 | $15,908,000 | $16,403,000 | $18,762,000 | $15,690,000 | $16,136,000 | $17,952,000 |
| Corporate Card Revenue | $10,152,000 | $8,340,000 | $8,156,000 | $7,242,000 | $4,989,000 | $2,580,000 | $1,106,000 | $0 |
| Merchant Services Revenue | $9,806,000 | $9,403,000 | $9,206,000 | $12,434,000 | $11,861,000 | $9,232,000 | $8,786,000 | $7,804,000 |
| Automated Service Charge and Other Deposit Fee Revenue | $5,845,000 | $6,144,000 | $6,338,000 | $5,270,000 | $4,521,000 | $5,137,000 | $7,194,000 | $7,039,000 |
| Customer Hedging Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Gain Loss on Trading | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Production Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Servicing Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Banking | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Insurance Brokerage Revenue | — | $0 | $10,679,000 | $12,879,000 | $11,765,000 | $12,702,000 | $13,861,000 | $4,198,000 |
Key facts
CIK
875357
CUSIP
05561Q201
13F (30d)
58 filings
53 filers
Visit website
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