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BY · Byline Bancorp, Inc.

Track BY — free
$39.27 +0.01 (+0.03%) At close · Aug 14
Market Cap
$1.77B
Shares
45.19M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$39.27 Open$38.99 Day$38.99–39.44 52W close$25.72–39.78 Avg vol 30d269K Short int877K · 1.9% float · 2.8d Short vol68% Last earningsJul 24, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 6

Up next

Next earnings call
Oct 23, 2026 Est · unconfirmed · in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 6, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Very Low
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +21%
      above
      Price vs 50-day avg +5%
      above
      RSI (14) 61
      neutral
      MACD trend Negative
      52-week position 96%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +3%
      trailing
      6-month return +23%
      trailing
      YTD return +35%
      this year
      Relative strength +9%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $37 › 200d $33 — 50d above 200d
      Institutional flow Accumulating
      +8% holders QoQ · +34 funds added
      Insider flow Distributing
      Net -$24.3M over 90 days · 100% sells
      Short interest Falling
      1.94% of float · ▼ -9.8% MoM · 2.8 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      203 holders — near 3-yr high, broad support
      Squeeze score 46
      elevated · 0–100
      Fundamentals
      Excellent
      EPS growth +5%
      Y/Y
      Free cash flow $136.3M
      Valuation P/E 11.8
      below peers
      Balance sheet $149.1M
      net cash
      Quant / Vol
      risk profile
      Very Low
      Volatility 23%
      annualized · 1-yr
      Max drawdown −13%
      past year
      ATR 1.7%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Sep 30, 2025
      Net interest income · fourth quarter $97M – $99M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +21% Bullish
      Price vs 50-day avg
      +5% Bullish
      RSI (14)
      61 Neutral
      MACD trend
      Negative Bearish
      52-week position
      96% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $37 › 200d $33 — 50d above 200d
      Institutional flow Accumulating
      +8% holders QoQ · +34 funds added
      Insider flow Distributing
      Net -$24.3M over 90 days · 100% sells
      Short interest Falling
      1.94% of float · ▼ -9.8% MoM · 2.8 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      203 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $26 Now $39 · 96% Range high $40
      vs 200-day avg +21% vs 50-day avg +5%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Adjusted efficiency ratio non-GAAP 46.51% 2Q26
      Adjusted EPS non-GAAP $0.91 2Q26
      Return on average tangible common equity non-GAAP 14.47% 2Q26
      Tangible common equity to tangible assets non-GAAP 11.36% 2Q26
      CET 1 12.55% First Quarter 2026
      Net interest margin 4.33% First Quarter 2026
      ROAA 1.56% First Quarter 2026
      ROTCE non-GAAP 13.77% First Quarter 2026
      Total payout ratio non-GAAP 40.4% First Quarter 2026

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      BY
      Byline Bancorp, Inc.
      this stock
      $1.77B +34.7% 11.8 1.9%
      MFG
      Mizuho Financial Group Inc
      $132.42B +48.5% 0.1%
      HDB
      Hdfc Bank Ltd
      $120.05B -36.0% +15.2% 0.5%
      IBN
      Icici Bank Ltd
      $108.39B -0.2% 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      $102.52B +23.1% +7.2% 14.1 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      203
      % held
      54.6%
      Net QoQ
      -355.3K sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      224
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      877.2K
      Days to cover
      2.8d
      Change
      -94.8K sh
      View
      Short Volume
      Short vol %
      68%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      5
      Value
      $175
      As of
      Jun 12, 2026
      View
      Off-Exchange
      Off-exchange %
      49.3%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$24.3M
      Buyers / Sellers
      0 / 4
      Buyers Sellers
      View
      Financials
      Financials
      Net income (FY)
      $130.1M
      EPS diluted
      $2.89
      View
      Buybacks
      Authorized
      shares 2.3M
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 6, 2026
      This year
      9
      View
      Proposed Sales
      Value
      $160.0K
      Shares
      4.9K
      Filed
      Feb 26, 2026
      View
      Exempt Offerings
      Offering
      $75.0M
      Filed
      Aug 19, 2025
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 24, 2026
      View
      Investor Relations
      Latest news
      Byline Bancorp, Inc. Reports Seco…
      Published
      Jul 23, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      BY +1.1% +3.2% +23.2% +0.0% +34.7%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY +0.7% -1.3% +9.5% -3.9% +20.9%

      Capital returns

      Latest dividend
      $0.14 / share · ex Aug 4, 2026
      Raised 16.7%
      Paid (TTM)
      $0.48 / share · 4 payouts
      Dividend yield (TTM, derived)
      1.22%
      Buyback program · as of Dec 11, 2025
      Authorized
      shares 2.25M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1702750 CUSIP 124411109 13F (30d) 195 filings 195 filers Visit website Investor relations