CCB · Coastal Financial Corp
$40.17
-0.37 (-0.91%)
At close · Oct 2
Return incl. dividend (before tax)
Market Cap
$611.15M
Shares
15.29M
Volume · Oct 2
351.4K
Avg daily vol (3M)
263.79K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$40.17
Open$41.07
Day$38.83–41.53
52W close$37.55–118.97
Avg vol 30d211K
Short int1.2M · 7.6% float · 6.8d
Short vol58%
Last earningsJul 30, 2026
DataJan 2020–Oct 2026
Filing10-Q · Aug 7
Up next
Next earnings call
Oct 29, 2026
Est · unconfirmed
· in 4 wks
filed Aug 7, 2026
call held Jul 30, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$610.21M
Trailing 12 months
Net income (TTM)
−$3.85M
Trailing 12 months
Revenue growth YoY
+49.1%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
—
Trailing earnings
FCF yield
42.9%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$1.01B
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-1.3%
Year over year · fewer shares
Price change (1Y)
-63.1%
Trailing year
Short interest
7.6%
Latest settlement · 6.8 days to cover
Equibles Rating
blended score · not investment adviceOverall
Sell
SellHoldBuy
Technical
Strong Sell
Momentum
Very Weak
Sentiment
Neutral
Fundamentals
Strong
Quant / Vol
Very High
Market backdrop
VIX 15.3 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−47%
below
Price vs 50-day avg
−16%
below
RSI (14)
35
neutral
MACD trend
Negative
52-week position
3%
near low
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
−18%
trailing
6-month return
−51%
trailing
YTD return
−65%
this year
Relative strength
−63%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $48 › 200d $76 — 200d above 50d
Institutional flow
Accumulating
1 of 195 funds reported for Sep 30 · net +488 sh shares
Insider flow
Accumulating
Net +$1.1M over 90 days · 0% sells
Short interest
Rising
7.63% of float · ▲ +7.0% MoM · 6.8 days cover
Volume signal
Reversal watch
High volume on a down day — possible exhaustion
Institution breadth
Steady
195 holders — mid 3-yr range
Squeeze score
62
elevated · 0–100
Fundamentals
Revenue growth
+24%
Y/Y
EPS growth
−6%
Y/Y
Free cash flow
$246.1M
Quant / Vol
risk profile
Volatility
63%
annualized · 1-yr
Max drawdown
−68%
past year
ATR
5.9%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Strong Sell
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−47%
Bearish
Price vs 50-day avg
−16%
Bearish
RSI (14)
35
Neutral
MACD trend
Negative
Bearish
52-week position
3%
Bearish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $48 › 200d $76 — 200d above 50d
Institutional flow
Accumulating
1 of 195 funds reported for Sep 30 · net +488 sh shares
Insider flow
Accumulating
Net +$1.1M over 90 days · 0% sells
Short interest
Rising
7.63% of float · ▲ +7.0% MoM · 6.8 days cover
Volume signal
Reversal watch
High volume on a down day — possible exhaustion
Institution breadth
Steady
195 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $38
Now $40 · 3%
Range high $119
vs 200-day avg -47%
vs 50-day avg -16%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Average balance of interest earning deposits with other banks | 717.9M | the three months ended June 30, 2026 filing | — |
| Average CCBX yield | 14.56% | the three months ended June 30, 2026 filing | — |
| Average community bank yield | 6.57% | the three months ended June 30, 2026 filing | — |
| Average deposits | $4.37B | Three months ended June 30, 2026 filing | — |
| Average yield on investment securities | 5.36% | the three months ended June 30, 2026 filing | — |
| CCBX average loans receivable | 2.16B | the three months ended June 30, 2026 filing | — |
| CCBX Provision for credit losses - loans | 94.31M | the three months ended June 30, 2026 filing | — |
| Cost of deposits | 2.57% | the three months ended June 30, 2026 filing | — |
| Cost of deposits (CCBX) | 3.19% | Three months ended June 30, 2026 filing | — |
| Cost of deposits (community bank) | 1.46% | Three months ended June 30, 2026 filing | — |
| Cost of funds | 2.62% | the three months ended June 30, 2026 filing | — |
| Credit enhancement at end of period | 154.35M | the three months ended June 30, 2026 filing | — |
| Net charge-offs as a percentage of total average loans | 4.9% | the three months ended June 30, 2026 filing | — |
| Net interest margin | 7.27% | the three months ended June 30, 2026 filing | — |
| Net interest margin, net of BaaS loan expense non-GAAP | 3.1% | the three months ended June 30, 2026 filing | — |
| Ratio of average noninterest bearing deposits to average total deposits | 13.4% | Three months ended June 30, 2026 filing | — |
| Total yield on loans receivable | 10.74% | the three months ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CCB
this stock
Coastal Financial Corp
|
$611.15M | -64.9% | +23.6% | — | 7.6% |
|
MFG
Mizuho Financial Group Inc
|
$133.98B | +48.8% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.26B | -38.9% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +26.7% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$100.21B | -7.9% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CCB | -10.4% | -18.3% | -51.2% | +0.6% | -64.9% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | -10.2% | -17.9% | -63.4% | -0.3% | -77.8% |