CFG · Citizens Financial Group Inc/Ri
Price & Indicators
Up next
AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses to loans and leases | 1.48% | 2Q26 | — |
|
|
|||
| Allowance for credit losses to nonaccrual loans and leases | 152% | 2Q26 | — |
| Average basic common shares outstanding | 422.9M | 2Q26 | — |
| Average diluted common shares outstanding | 426.7M | 2Q26 | — |
| Common equity tier 1 capital ratio | 10.4% | 2Q26 | — |
|
|
|||
| Effective income tax rate | 22.3% | 2Q26 | — |
| Efficiency ratio | 61.1% | 2Q26 | — |
|
|
|||
| Loan-to-deposit ratio (average) | 79.6% | 2Q26 | — |
|
|
|||
| Loan-to-deposit ratio (period-end) | 79.5% | 2Q26 | — |
|
|
|||
| Loan-to-deposit ratio (spot) | 79.5% | 2Q26 | — |
| Net charge-offs as a % of average loans and leases | 0.37% | 2Q26 | — |
|
|
|||
| Net interest margin | 3.16% | 2Q26 | — |
| Net interest margin, FTE | 3.17% | 2Q26 | — |
|
|
|||
| Nonaccrual loans and leases to loans and leases | 0.97% | 2Q26 | — |
| Pre-provision profit | $889M | 2Q26 | — |
| Private Bank spot deposits | $17.8B | 2Q26 | — |
|
|
|||
| Return on average tangible common equity | 13.9% | 2Q26 | — |
|
|
|||
| Return on average total tangible assets | 1.06% | 2Q26 | — |
| Tangible common equity ratio | 7.2% | 2Q26 | — |
|
|
|||
| TBV/Share | $38.29 | 2Q26 | — |
| Tier 1 leverage ratio | 9.2% | 2Q26 | — |
| Total capital ratio | 13.6% | 2Q26 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CFG
this stock
Citizens Financial Group Inc/Ri
|
$31.15B | +28.6% | +5.6% | 16.1 | 3.9% |
|
MFG
Mizuho Financial Group Inc
|
$130.35B | +46.2% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$122.47B | -34.7% | +15.2% | — | 0.4% |
|
IBN
Icici Bank Ltd
|
$109.03B | +2.9% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$102.55B | +25.2% | +7.2% | 14.8 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CFG | +3.9% | +8.1% | +11.6% | +2.7% | +28.6% |
| SPY | +5.5% | +3.3% | +11.3% | +3.1% | +12.9% |
| vs SPY | -1.7% | +4.8% | +0.3% | -0.3% | +15.7% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.