COSO · CoastalSouth Bancshares, Inc.

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$27.34 -0.34 (-1.23%) At close · Jul 29

Market Cap

$333.14M

12.04M

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FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed May 8, 2026

Equibles Rating

blended score · not investment advice

Overall

Strong Buy

SellHoldBuy

Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very Low

Market backdrop VIX 18.2 · elevated Equity put/call 0.71

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +13%

above

Price vs 50-day avg +5%

above

RSI (14) 63

neutral

MACD trend Positive

52-week position 96%

near high

Volume (OBV) Bearish div.

distributing

Momentum

relative strength

Very Strong

1-month return +3%

trailing

6-month return +13%

trailing

YTD return +19%

this year

Relative strength +5%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $26 › 200d $24 — 50d above 200d

Institutional flow Accumulating

11 of 82 funds reported for Jun 30 · net +33.0K sh shares · +3 new

Insider flow Distributing

Net -$117.8K over 90 days · 100% sells

Short interest Rising

0.86% of float · ▲ +43.2% MoM · 1.0 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

82 holders — near 3-yr high, broad support

Squeeze score 57

elevated · 0–100

Fundamentals

Excellent

Revenue growth +6%

Y/Y

EPS growth +3%

Y/Y

Free cash flow $61.3M

Valuation P/E 12.6

below peers

Buyback $15.0M

authorized

Quant / Vol

risk profile

Very Low

Volatility 21%

annualized · 1-yr

Max drawdown −12%

past year

ATR 2.2%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy

1 · 2 · 4

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+13% Bullish

Price vs 50-day avg

+5% Bullish

RSI (14)

63 Neutral

MACD trend

Positive Bullish

52-week position

96% Bullish

Volume (OBV)

Bearish div. Bearish

Market signals — smart money & positioning

Mixed

Trend (MA cross) No cross

50d $26 › 200d $24 — 50d above 200d

Institutional flow Accumulating

11 of 82 funds reported for Jun 30 · net +33.0K sh shares · +3 new

Insider flow Distributing

Net -$117.8K over 90 days · 100% sells

Short interest Rising

0.86% of float · ▲ +43.2% MoM · 1.0 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

82 holders — near 3-yr high, broad support

Price context

position in its 52-week range

52-wk low $19 Now $28 · 96% 52-wk high $28

vs 200-day avg +13% vs 50-day avg +5%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings

Metric	Latest	Period	YoY
ACL on LHFI to nonperforming loans	108.16%	second quarter of 2026	—

ACL on LHFI to total LHFI	1.16%	second quarter of 2026	—
Adjusted nonperforming assets to total assets non-GAAP	0.61%	second quarter of 2026	—

Book value per share	$22.47	second quarter of 2026	—
LHFI growth	78.1M	second quarter of 2026	—

LHFI production	181.6M	second quarter of 2026	—
Net charge-offs to average loans held for investment	0.01%	second quarter of 2026	—

Net interest margin	3.66%	second quarter of 2026	—
Nonperforming assets to total assets	0.76%	second quarter of 2026	—

Return on average assets ("ROAA")	1.24%	second quarter of 2026	—
Return on average equity ("ROAE")	11.02%	second quarter of 2026	—
Return on average tangible common equity ("ROATCE") non-GAAP	11.23%	second quarter of 2026	—

Shares repurchased	48,491	second quarter of 2026	—
Tangible book value per share non-GAAP	$22.06	second quarter of 2026	—

Tangible common equity to tangible assets non-GAAP	10.96%	second quarter of 2026	—

Total shareholders' equity to total assets	11.14%	second quarter of 2026	—
Weighted-average price per share	$25.48	second quarter of 2026	—
Core deposits growth non-GAAP	117.9M	first quarter of 2026	—
LHFI growth (annualized)	2.5%	first quarter of 2026	—
Loans held for investment ("LHFI") production	166.7M	first quarter of 2026	—

Tangible book value per share growth non-GAAP	$0.27	first quarter of 2026	—
Tangible book value per share growth (annualized) non-GAAP	5.15%	first quarter of 2026	—
Adjusted return on average assets (Adj. ROAA) non-GAAP	1.13%	Year Ended December 31, 2025	—
Adjusted return on average equity non-GAAP	10.95%	Year Ended December 31, 2025	—
Efficiency ratio, as adjusted non-GAAP	55.34%	Q4 FY2025	—
Pre-tax, pre-provision net revenue (PPNR) non-GAAP	$9,896K	Q4 FY2025	—

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
COSO CoastalSouth Bancshares, Inc. this stock	$333.14M	+19.3%	+6.4%	12.6	0.9%
HDB Hdfc Bank Ltd	$121.08B	-35.5%	+15.2%	—	0.4%
MFG Mizuho Financial Group Inc	$119.51B	+37.8%	—	—	0.1%
IBN Icici Bank Ltd	$106.74B	+1.5%	—	—	0.6%
PNC Pnc Financial Services Group, Inc.	$101.03B	+21.5%	+7.2%	14.6	1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

% held: 60.6%
Reported: 11 of 82
Top holder: Patriot Financial Partner…

Held Float

View

Held by Funds

Fund positions

View

Short & Settlement

Short Interest Rising

Shares short

103.3K

Days to cover: 1.0d
Change: +31.2K sh

View

Short Volume

Short vol %

52%

As of: Jul 29, 2026

Short Total

View

Fails to Deliver

FTD shares

Value: $1.7K
As of: Jun 30, 2026

View

Off-Exchange

Off-exchange %

51.2%

Week of: May 4, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$117.8K

Buyers / Sellers: 0 / 1

Buyers Sellers

View

Financials

Revenue (FY)

$2.0M

Net income (FY): $24.9M
EPS diluted: $2.16

View

Buybacks

Authorized

$15.0M

View

Filings

SEC Filings

Latest

8-K

Filed: Jul 24, 2026
This year: 10

View

Exempt Offerings

Offering

$12.3M

Filed: Feb 7, 2024

View

Earnings & Events

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
COSO	+3.7%	+3.1%	+12.8%	+3.1%	+19.3%
SPY	-1.0%	0.0%	+7.4%	-0.8%	+8.6%
vs SPY	+4.7%	+3.1%	+5.4%	+3.9%	+10.7%

Capital returns

Latest dividend

$0.05 / share · ex May 14, 2026

Paid (TTM)

$0.10 / share · 2 payouts

Dividend yield (TTM, derived)

— · history filling in

Buyback program · as of May 1, 2026

Authorized

$15.00M

Spent (derived)

—

Remaining

—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1297107 CUSIP 19058X207 13F (30d) 11 filings 11 filers Visit website Investor relations

COSO · CoastalSouth Bancshares, Inc.

Price & Indicators

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Equibles Rating

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns