COSO · CoastalSouth Bancshares, Inc.
$27.34
-0.34 (-1.23%)
At close · Jul 29
Market Cap
$333.14M
Shares
12.04M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$27.34
Open$27.61
Day$27.19–27.89
52W$19.20–28.02
Avg vol 30d137K
Short int103K · 0.9% float · 1.0d
Short vol52%
DataMay 2025–Jul 2026
Filing10-Q · May 8
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed May 8, 2026
Equibles Rating
blended score · not investment adviceOverall
Strong Buy
SellHoldBuy
Technical
Strong Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Very Low
Market backdrop
VIX 20.7 · elevated
Equity put/call 0.61
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+12%
above
Price vs 50-day avg
+3%
above
RSI (14)
58
neutral
MACD trend
Positive
52-week position
92%
near high
Momentum
relative strength
1-month return
+2%
trailing
6-month return
+8%
trailing
YTD return
+18%
this year
Relative strength
+2%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $26 › 200d $24 — 50d above 200d
Institutional flow
Accumulating
14 of 82 funds reported for Jun 30 · net +32.5K sh shares · +3 new
Insider flow
Distributing
Net -$117.8K over 90 days · 100% sells
Short interest
Rising
0.86% of float · ▲ +43.2% MoM · 1.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
82 holders — near 3-yr high, broad support
Squeeze score
57
elevated · 0–100
Fundamentals
Revenue growth
+6%
Y/Y
EPS growth
+3%
Y/Y
Free cash flow
$61.3M
Valuation
P/E 12.6
below peers
Buyback
$15.0M
authorized
Quant / Vol
risk profile
Volatility
21%
annualized · 1-yr
Max drawdown
−12%
past year
ATR
2.2%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Strong Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+12%
Bullish
Price vs 50-day avg
+3%
Bullish
RSI (14)
58
Neutral
MACD trend
Positive
Bullish
52-week position
92%
Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $26 › 200d $24 — 50d above 200d
Institutional flow
Accumulating
14 of 82 funds reported for Jun 30 · net +32.5K sh shares · +3 new
Insider flow
Distributing
Net -$117.8K over 90 days · 100% sells
Short interest
Rising
0.86% of float · ▲ +43.2% MoM · 1.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
82 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $19
Now $27 · 92%
52-wk high $28
vs 200-day avg +12%
vs 50-day avg +3%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| ACL on LHFI to nonperforming loans | 108.16% | second quarter of 2026 | — |
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| ACL on LHFI to total LHFI | 1.16% | second quarter of 2026 | — |
| Adjusted nonperforming assets to total assets non-GAAP | 0.61% | second quarter of 2026 | — |
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| Book value per share | $22.47 | second quarter of 2026 | — |
| LHFI growth | 78.1M | second quarter of 2026 | — |
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| LHFI production | 181.6M | second quarter of 2026 | — |
| Net charge-offs to average loans held for investment | 0.01% | second quarter of 2026 | — |
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| Net interest margin | 3.66% | second quarter of 2026 | — |
| Nonperforming assets to total assets | 0.76% | second quarter of 2026 | — |
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| Return on average assets ("ROAA") | 1.24% | second quarter of 2026 | — |
| Return on average equity ("ROAE") | 11.02% | second quarter of 2026 | — |
| Return on average tangible common equity ("ROATCE") non-GAAP | 11.23% | second quarter of 2026 | — |
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| Shares repurchased | 48,491 | second quarter of 2026 | — |
| Tangible book value per share non-GAAP | $22.06 | second quarter of 2026 | — |
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| Tangible common equity to tangible assets non-GAAP | 10.96% | second quarter of 2026 | — |
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| Total shareholders' equity to total assets | 11.14% | second quarter of 2026 | — |
| Weighted-average price per share | $25.48 | second quarter of 2026 | — |
| Core deposits growth non-GAAP | 117.9M | first quarter of 2026 | — |
| LHFI growth (annualized) | 2.5% | first quarter of 2026 | — |
| Loans held for investment ("LHFI") production | 166.7M | first quarter of 2026 | — |
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| Tangible book value per share growth non-GAAP | $0.27 | first quarter of 2026 | — |
| Tangible book value per share growth (annualized) non-GAAP | 5.15% | first quarter of 2026 | — |
| Adjusted return on average assets (Adj. ROAA) non-GAAP | 1.13% | Year Ended December 31, 2025 | — |
| Adjusted return on average equity non-GAAP | 10.95% | Year Ended December 31, 2025 | — |
| Efficiency ratio, as adjusted non-GAAP | 55.34% | Q4 FY2025 | — |
| Pre-tax, pre-provision net revenue (PPNR) non-GAAP | $9,896K | Q4 FY2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
COSO
this stock
CoastalSouth Bancshares, Inc.
|
$333.14M | +17.8% | +6.4% | 12.6 | 0.9% |
|
HDB
Hdfc Bank Ltd
|
$121.08B | -34.2% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$119.51B | +34.0% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$106.74B | -0.1% | — | — | 0.6% |
|
USB
US Bancorp De
|
$100.01B | +18.9% | +15.8% | 13.5 | 1.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| COSO | +3.0% | +1.8% | +8.3% | +1.8% | +17.8% |
| SPY | -2.4% | -2.3% | +6.3% | -2.3% | +7.0% |
| vs SPY | +5.4% | +4.1% | +2.0% | +4.1% | +10.9% |
Capital returns
Latest dividend
$0.05
/ share · ex May 14, 2026
Paid (TTM)
$0.10
/ share · 2 payouts
Dividend yield (TTM, derived)
— · history filling in
Buyback program
· as of May 1, 2026
Authorized
$15.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1297107
CUSIP
19058X207
13F (30d)
13 filings
13 filers
Visit website
Investor relations