FCCO · First Community Corp /Sc/
$33.96
+0.16 (+0.47%)
At close · Aug 20
Market Cap
$318.93M
Shares
9.40M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$33.96
Open$33.59
Day$33.41–34.10
52W close$26.06–35.01
Avg vol 30d48K
Short int172K · 1.8% float · 2.9d
Short vol74%
DataJan 2020–Aug 2026
Filing10-Q · Aug 12
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 12, 2026
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Strong
Quant / Vol
Very Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+12%
above
Price vs 50-day avg
+2%
above
RSI (14)
52
neutral
MACD trend
Negative
52-week position
88%
near high
Momentum
relative strength
1-month return
+3%
trailing
6-month return
+18%
trailing
YTD return
+15%
this year
Relative strength
+7%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $33 › 200d $30 — 50d above 200d
Institutional flow
Accumulating
+7% holders QoQ · +22 funds added
Insider flow
Distributing
Net -$345.2K over 90 days · 100% sells
Short interest
Rising
1.82% of float · ▲ +7.8% MoM · 2.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
120 holders — near 3-yr high, broad support
Squeeze score
51
elevated · 0–100
Fundamentals
Revenue growth
−3%
Y/Y
EPS growth
+36%
Y/Y
Free cash flow
$17.6M
Valuation
P/E 12.7
in line
Buyback
$7.5M
authorized
Balance sheet
$69.0M
net cash
Quant / Vol
risk profile
Volatility
21%
annualized · 1-yr
Max drawdown
−11%
past year
ATR
2.9%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+12%
Bullish
Price vs 50-day avg
+2%
Bullish
RSI (14)
52
Neutral
MACD trend
Negative
Bearish
52-week position
88%
Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $33 › 200d $30 — 50d above 200d
Institutional flow
Accumulating
+7% holders QoQ · +22 funds added
Insider flow
Distributing
Net -$345.2K over 90 days · 100% sells
Short interest
Rising
1.82% of float · ▲ +7.8% MoM · 2.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
120 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $26
Now $34 · 88%
Range high $35
vs 200-day avg +12%
vs 50-day avg +2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Accruing Loans Past Due 90 Days or More | 419K | As of June 30, 2026 | — |
| Assets under management (AUM) | $1.38B | Q2 FY2026 | — |
| Common Equity Tier 1 Capital Ratio | 12.98% | As of June 30, 2026 | — |
| Common Equity Tier I ratio | 12.98% | Q2 FY2026 | — |
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| Efficiency ratio | 58.79% | Three months ended June 30, 2026 | — |
| Government Guaranteed Lending fee income | 704K | Q2 FY2026 | — |
| Government Guaranteed Lending gain-on-sale margin | 7.5% | Q2 FY2026 | — |
| Government Guaranteed Lending loan production | $16.14M | Q2 FY2026 | — |
| Investment advisory revenue | $2.29M | Q2 FY2026 | — |
| Leverage ratio non-GAAP | 9.29% | Q2 FY2026 | — |
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| Loan to Deposit Ratio (Includes Loans Held-for-Sale) | 78.54% | As of June 30, 2026 | — |
| Loans sold | 8.94M | second quarter of 2026 | — |
| Mortgage income | $1.07M | Q2 FY2026 | — |
| Mortgage line of business total production | $53.8M | Q2 FY2026 | — |
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| Net Charge-offs / (Recoveries) to Average Loans | 0.01% | Three months ended June 30, 2026 | — |
| Net charge-offs, including overdrafts | 21K | Q2 FY2026 | — |
| Net income excluding merger expenses non-GAAP | $7.98M | Q2 FY2026 | — |
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| Net interest margin, on a tax equivalent basis | 3.51% | Q2 FY2026 | — |
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| Net loan recoveries, excluding overdrafts | 3K | Q2 FY2026 | — |
| Non-performing assets | 0.04% | Q2 FY2026 | — |
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| Past due loans | 0.26% | Q2 FY2026 | — |
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| Premium on loan sales | 671K | second quarter of 2026 | — |
| Tangible Book Value Per Common Share non-GAAP | $20.84 | As of June 30, 2026 | — |
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| Tangible common shareholders' equity to tangible assets (TCE) non-GAAP | 8.37% | Q2 FY2026 | — |
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| Tier 1 Capital Ratio | 12.98% | As of June 30, 2026 | — |
| Tier I Risk Based regulatory capital ratio | 12.98% | Q2 FY2026 | — |
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| Total Capital Ratio | 14.13% | As of June 30, 2026 | — |
| Total loan growth | $29.1M | Q2 FY2026 | — |
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| Total Nonperforming Assets | 887K | As of June 30, 2026 | — |
| Total Risk Based regulatory capital ratio | 14.13% | Q2 FY2026 | — |
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| Diluted EPS excluding merger expenses non-GAAP | $0.72 | Q1 2026 | — |
| Net charge-offs | 52K | year ended December 31, 2025 | — |
| Total deposits | 73.6M | year ended December 31, 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FCCO
this stock
First Community Corp /Sc/
|
$318.93M | +14.5% | -3.2% | 12.7 | 1.8% |
|
MFG
Mizuho Financial Group Inc
|
$123.19B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FCCO | -1.8% | +3.0% | +17.8% | -0.6% | +14.5% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | +0.2% | -0.3% | +6.7% | -2.7% | +2.7% |
Capital returns
Latest dividend
$0.17
/ share · ex Aug 4, 2026
Paid (TTM)
$0.65
/ share · 4 payouts
Dividend yield (TTM, derived)
1.91%
Buyback program
· as of May 7, 2026
Authorized
$7.50M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.