FINW · Finwise Bancorp
Price & Indicators
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Metrics snapshot
Useful current figures from the complete screener profile.
AI Brief
Q2 FY26 earnings call · Jul 29, 2026TL;DR. FinWise reported Q2 EPS of $0.15, below expectations, driven by a $22.7M provision for credit losses; originations of $1.6B beat $1.4B guidance, NIM expanded to 13.69%, NPLs declined to $37.7M, the company signed a new prepaid card strategic partnership (expected Q4 launch), and acquired the Tallied credit card tech platform.
- + Loan originations of $1.6B exceeded guidance of $1.4B and were up ~8% year-over-year
- + Net interest margin expanded to 13.69% from 12.90% sequentially
- + Nonperforming loan balances declined to $37.7M from $49.8M sequentially
- + Tangible book value per share grew to $14.55 from $14.34 sequentially
- − Q2 EPS of $0.15 missed expectations due to elevated credit provisions
- − Total provision for credit losses increased to $22.7M from $10.6M sequentially
- − Core portfolio net charge-offs of $5.2M came in above the guided $4-5M range
- − Prior credit-enhanced balance guidance of ~$217M by year-end 2026 withdrawn
- − SBA charge-offs expected to remain elevated over the next few quarters from legacy credits
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders SellIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FINW
this stock
Finwise Bancorp
|
$185.06M | -25.7% | — | 13.9 | 1.0% |
|
MFG
Mizuho Financial Group Inc
|
$138.58B | +56.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$119.92B | -36.1% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$107.26B | +26.7% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$105.48B | -1.4% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FINW | -4.8% | -4.0% | -12.8% | -4.1% | -25.7% |
| SPY | -1.2% | -1.8% | +17.8% | -0.4% | +12.1% |
| vs SPY | -3.6% | -2.2% | -30.7% | -3.8% | -37.8% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.