FINW · Finwise Bancorp
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| Cost of interest-bearing deposits | 3.83% | Q2 2026 | — |
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| Efficiency ratio non-GAAP | 53.1% | Q2 2026 | — |
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| Full-time equivalent employees | 206 | Q2 2026 | — |
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| Leverage ratio (Bank under CBLR) | 18.1% | Q2 2026 | — |
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| Loan originations | 1.6B | Q2 2026 | — |
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| Net interest margin | 13.69% | Q2 2026 | — |
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| Nonperforming loan balances | 37.7M | Q2 2026 | — |
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| Provision for credit losses, net of provision for credit-enhanced Strategic Program loans non-GAAP | 5,999K | Q2 2026 | — |
| Return on average assets | 0.9% | Q2 2026 | — |
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| Return on average equity | 4.3% | Q2 2026 | — |
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| Tangible book value per share non-GAAP | $14.55 | Q2 2026 | — |
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| Tangible shareholders’ equity to tangible assets non-GAAP | 21.5% | Q2 2026 | — |
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| Yield on loans | 18.53% | Q2 2026 | — |
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| Nonperforming loan balances guaranteed by the SBA | $26.7M | As of March 31, 2026 | — |
| Credit enhanced product balances | $118M | FY2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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FINW
this stock
Finwise Bancorp
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$193.26M | -21.4% | — | 12.8 | 1.0% |
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HDB
Hdfc Bank Ltd
|
$121.08B | -34.2% | +15.2% | — | 0.4% |
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MFG
Mizuho Financial Group Inc
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$119.51B | +34.0% | — | — | 0.1% |
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IBN
Icici Bank Ltd
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$106.74B | -0.1% | — | — | 0.6% |
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PNC
Pnc Financial Services Group, Inc.
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$101.03B | +20.0% | +7.2% | 14.6 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FINW | +3.9% | -2.8% | -20.0% | -2.8% | -21.4% |
| SPY | -2.4% | -2.3% | +6.3% | -2.3% | +7.0% |
| vs SPY | +6.3% | -0.4% | -26.3% | -0.4% | -28.4% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.