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FINW · Finwise Bancorp

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$13.88 +0.00 (+0.00%) At close · Aug 14
Market Cap
$192.69M
Shares
13.88M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$13.88 Open$13.94 Day$13.73–14.36 52W close$12.98–22.49 Avg vol 30d30K Short int140K · 1.0% float · 4.9d Short vol33% Last earningsJul 29, 2026 DataNov 2021–Aug 2026 Filing10-Q · Aug 12

Up next

Next earnings call
Oct 29, 2026 Est · unconfirmed · in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 12, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Sell
      SellHoldBuy
      Technical Sell Momentum Very Weak Sentiment Neutral Fundamentals Strong Quant / Vol High
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Sell
      50 / 200-day cross No cross
      Price vs 200-day avg −14%
      below
      Price vs 50-day avg −2%
      below
      RSI (14) 48
      neutral
      MACD trend Positive
      52-week position 9%
      near low
      Momentum
      relative strength
      Very Weak
      1-month return 0%
      trailing
      6-month return −16%
      trailing
      YTD return −23%
      this year
      Relative strength −29%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $14 › 200d $16 — 200d above 50d
      Institutional flow Accumulating
      +21% holders QoQ · +16 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      1.01% of float · ▲ +5.5% MoM · 4.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      69 holders — near 3-yr high, broad support
      Squeeze score 47
      elevated · 0–100
      Fundamentals
      Strong
      EPS growth +22%
      Y/Y
      Free cash flow $-28.6M
      Valuation P/E 14.5
      in line
      Balance sheet $163.4M
      net cash
      Quant / Vol
      risk profile
      High
      Volatility 35%
      annualized · 1-yr
      Max drawdown −42%
      past year
      ATR 3.9%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Mar 31, 2026
      Organic growth of credit enhanced balances · the full year $8M – $10M
      Prior guidance period ended · from the Earnings Call filed Jun 30, 2025
      Credit-enhanced assets · by the end of the fourth quarter this year $50M – $100M
      Non-Performing Assets migration · Q3 $0 – $12M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Sell
      2 · 3 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −14% Bearish
      Price vs 50-day avg
      −2% Neutral
      RSI (14)
      48 Neutral
      MACD trend
      Positive Bullish
      52-week position
      9% Bearish
      Market signals — smart money & positioning
      Bullish · 2 of 6
      Trend (MA cross) No cross
      50d $14 › 200d $16 — 200d above 50d
      Institutional flow Accumulating
      +21% holders QoQ · +16 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      1.01% of float · ▲ +5.5% MoM · 4.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      69 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $13 Now $14 · 9% Range high $22
      vs 200-day avg -14% vs 50-day avg -2%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Provision for credit losses, net of provision for credit-enhanced Strategic Program loans non-GAAP 6M Q2 2026
      Nonperforming loan balances guaranteed by the SBA $26.7M As of March 31, 2026
      Credit enhanced product balances $118M FY2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      FINW
      Finwise Bancorp
      this stock
      $192.69M -22.6% 14.5 1.0%
      MFG
      Mizuho Financial Group Inc
      $132.42B +48.5% 0.1%
      HDB
      Hdfc Bank Ltd
      $120.05B -36.0% +15.2% 0.5%
      IBN
      Icici Bank Ltd
      $108.39B -0.2% 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      $102.52B +23.1% +7.2% 14.1 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      69
      % held
      29.1%
      Net QoQ
      +194.7K sh
      Top holder
      ALLIANCEBERNSTEIN L.P.
      Held Float
      View
      Held by Funds
      Fund positions
      103
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      140.0K
      Days to cover
      4.9d
      Change
      +7.3K sh
      View
      Short Volume
      Short vol %
      33%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      1.5K
      Value
      $21.9K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      29.5%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Net income (FY)
      $16.1M
      EPS diluted
      $1.13
      View
      Buybacks
      Authorized
      shares 685.0K
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 12, 2026
      This year
      13
      View
      Exempt Offerings
      Offering
      $5.0M
      Filed
      Feb 8, 2024
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 29, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      FINW -2.7% +0.4% -15.6% +0.9% -22.6%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY -3.1% -4.0% -29.4% -3.1% -36.5%

      Capital returns

      Buyback program · as of May 19, 2026
      Authorized
      shares 685,000
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1856365 CUSIP 31813A109 13F (30d) 71 filings 67 filers Visit website Investor relations