FNB
Fnb Corp/Pa/Price & Indicators
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| Average deposits | 38.4B | 1Q26 | — |
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| Average loans and leases | 34.9B | 1Q26 | — |
| Loan-to-deposit ratio | 90.3% | 1Q26 | — |
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| Net charge-offs | $15.9M | 1Q26 | — |
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| Net charge-offs annualized of total average loans | 0.18% | 1Q26 | — |
| Share repurchases | $35M | 1Q26 | — |
| Total cost of funds | 2.01% | 1Q26 | — |
| Total delinquency | 0.74% | 1Q26 | — |
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| average origination FICO scores | 782 | Q1 2026 call | — |
| CET1 ratio | 11.4% | Q1 2026 call | — |
| consumer charge-offs | 5 | Q1 2026 call | — |
| consumer delinquency | 67 | Q1 2026 call | — |
| CRE exposure ratio | 194% | Q1 2026 call | — |
| cumulative spot deposit beta | 27% | Q1 2026 call | — |
| delinquency | 74 | Q1 2026 call | — |
| efficiency ratio non-GAAP | 56.1% | Q1 2026 call | — |
| funded reserve | $443M | Q1 2026 call | — |
| net interest margin | 3.25% | Q1 2026 call | — |
| non-performing loans | 34 | Q1 2026 call | — |
| noninterest-bearing deposits as percent of total deposits | 26% | Q1 2026 call | — |
| NPL coverage ratio | 393% | Q1 2026 call | — |
| reserve ratio | 1.26% | Q1 2026 call | — |
| reserve ratio including acquired unamortized loan discounts non-GAAP | 1.32% | Q1 2026 call | — |
| return on average tangible common equity | 13.2% | Q1 2026 call | — |
| tangible book value per share non-GAAP | $12.06 | Q1 2026 call | — |
| total yield on earning assets | 5.14% | Q1 2026 call | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FNB
this stock
Fnb Corp/Pa/
|
$6.76B | +11.8% | — | 11.7 | 8.7% |
|
HDB
Hdfc Bank Ltd
|
$133.32B | -28.9% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$128.77B | +44.4% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$104.01B | -2.7% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.15B | +21.6% | +7.2% | 14.6 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FNB | +0.6% | +1.9% | +10.7% | -0.5% | +11.8% |
| SPY | +0.6% | +1.4% | +11.0% | +0.7% | +10.3% |
| vs SPY | +0.1% | +0.5% | -0.2% | -1.2% | +1.6% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.