FXNC · First National Corp /Va/
$29.73
+0.82 (+2.84%)
At close · Jul 24
Market Cap
$261.37M
Shares
9.04M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$28.91
Open$28.57
Day$26.29–29.59
52W$20.37–31.21
Avg vol 30d76K
Short int148K · 1.6% float · 4.0d
Short vol49%
DataJan 2020–Jul 2026
Filing10-Q · May 13
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed May 13, 2026
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Low
Market backdrop
VIX 18.6 · elevated
Equity put/call 0.79
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+9%
above
Price vs 50-day avg
+0%
above
RSI (14)
45
neutral
MACD trend
Negative
52-week position
79%
mid-range
Volume (OBV)
Bullish div.
accumulating
Momentum
relative strength
1-month return
−3%
trailing
6-month return
+13%
trailing
YTD return
+15%
this year
Relative strength
+7%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $29 › 200d $26 — 50d above 200d
Institutional flow
Distributing
13 of 83 funds reported for Jun 30 · net -698 sh shares · +2 new
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
1.64% of float · ▲ +0.6% MoM · 4.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
83 holders — near 3-yr high, broad support
Squeeze score
61
elevated · 0–100
Fundamentals
Revenue growth
+7%
Y/Y
EPS growth
+96%
Y/Y
Valuation
P/E 12.5
below peers
Buyback
$5.0M
authorized
Balance sheet
$154.9M
net cash
Quant / Vol
risk profile
Volatility
24%
annualized · 1-yr
Max drawdown
−10%
past year
ATR
4.1%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+9%
Bullish
Price vs 50-day avg
+0%
Bullish
RSI (14)
45
Neutral
MACD trend
Negative
Bearish
52-week position
79%
Neutral
Volume (OBV)
Bullish div.
Bullish
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross)
No cross
50d $29 › 200d $26 — 50d above 200d
Institutional flow
Distributing
13 of 83 funds reported for Jun 30 · net -698 sh shares · +2 new
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
1.64% of float · ▲ +0.6% MoM · 4.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
83 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $20
Now $29 · 79%
52-wk high $31
vs 200-day avg +9%
vs 50-day avg +0%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted operating noninterest expense non-GAAP | $15.5M | first quarter ended March 31, 2026 | — |
| Allowance for credit losses on loans | $14.7M | first quarter ended March 31, 2026 | — |
| Allowance for credit losses to non-performing assets coverage | 331% | first quarter ended March 31, 2026 | — |
| Annualized deposit growth rate | 8.4% | first quarter ended March 31, 2026 | — |
| Deposit growth | $37.7M | first quarter ended March 31, 2026 | — |
| Net loan growth | $14.7M | first quarter ended March 31, 2026 | — |
| Non-performing assets as % of total assets | 0.21% | first quarter ended March 31, 2026 | — |
| Noninterest bearing deposits | $524.3M | first quarter ended March 31, 2026 | — |
| Noninterest bearing deposits as % of deposits | 29% | first quarter ended March 31, 2026 | — |
| Return on average assets | 0.98% | first quarter ended March 31, 2026 | — |
| Return on average equity | 10.51% | first quarter ended March 31, 2026 | — |
| Allowance for credit losses on loans as % of total loans | 1.02% | December 31, 2025 | — |
| Annualized loan growth rate | 4.6% | fourth quarter | — |
| Loan growth | $16.3M | fourth quarter | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FXNC
this stock
First National Corp /Va/
|
$261.37M | +15.3% | +7.4% | 12.5 | 1.6% |
|
MFG
Mizuho Financial Group Inc
|
$128.77B | +44.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$119.29B | -36.4% | +15.2% | — | 0.4% |
|
IBN
Icici Bank Ltd
|
$105.84B | -1.9% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$100.79B | +20.3% | +7.2% | 14.6 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FXNC | -4.8% | -3.5% | +12.9% | -3.7% | +15.3% |
| SPY | -1.7% | +0.7% | +6.4% | -1.2% | +8.3% |
| vs SPY | -3.1% | -4.1% | +6.6% | -2.6% | +7.0% |
Capital returns
Latest dividend
$0.17
/ share · ex May 29, 2026
Paid (TTM)
$0.665
/ share · 4 payouts
Dividend yield (TTM, derived)
2.30%
Buyback program
· as of Oct 12, 2022
Authorized
$5.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
719402
CUSIP
32106V107
13F (30d)
12 filings
12 filers
Visit website
Investor relations