FXNC · First National Corp /Va/

Track FXNC — free

$30.91 +0.18 (+0.59%)

Market Cap

$277.88M

9.04M

Up next

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Aug 13, 2026

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very Low

Market backdrop VIX 14.9 · calm Equity put/call 0.52

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +12%

above

Price vs 50-day avg +1%

above

RSI (14) 47

neutral

MACD trend Negative

52-week position 85%

mid-range

Momentum

relative strength

Very Strong

1-month return +6%

trailing

6-month return +13%

trailing

YTD return +22%

this year

Relative strength +1%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $30 › 200d $27 — 50d above 200d

Institutional flow Accumulating

+7% holders QoQ · +17 funds added

Insider flow Flat

No net insider activity over 90 days

Short interest Rising

1.70% of float · ▲ +3.9% MoM · 4.3 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

90 holders — near 3-yr high, broad support

Squeeze score 53

elevated · 0–100

Fundamentals

Excellent

Revenue growth +7%

Y/Y

EPS growth +96%

Y/Y

Valuation P/E 12.9

in line

Buyback $5.0M

authorized

Balance sheet $154.9M

net cash

Quant / Vol

risk profile

Very Low

Volatility 24%

annualized · 1-yr

Max drawdown −11%

past year

ATR 3.2%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy

1 · 3 · 2

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+12% Bullish

Price vs 50-day avg

+1% Bullish

RSI (14)

47 Neutral

MACD trend

Negative Bearish

52-week position

85% Neutral

Market signals — smart money & positioning

Bullish · 2 of 6

Trend (MA cross) No cross

50d $30 › 200d $27 — 50d above 200d

Institutional flow Accumulating

+7% holders QoQ · +17 funds added

Insider flow Flat

No net insider activity over 90 days

Short interest Rising

1.70% of float · ▲ +3.9% MoM · 4.3 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

90 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $22 Now $31 · 85% Range high $32

vs 200-day avg +12% vs 50-day avg +1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Adjusted earnings per common share, basic non-GAAP	$1.18	Six Months Ended Jun 30, 2026	—
Adjusted earnings per common share, diluted non-GAAP	$1.17	Six Months Ended Jun 30, 2026	—
Adjusted return on average assets non-GAAP	1.05%	Six Months Ended Jun 30, 2026	—
Allowance for credit losses on loans to nonperforming assets	315.45%	Jun 30, 2026	—
Allowance for credit losses on loans to period end loans	1%	Jun 30, 2026	—
Average noninterest deposits to total average deposits	28.27%	Six Months Ended Jun 30, 2026	—
Net interest margin	4.05%	Six Months Ended Jun 30, 2026	—
Net loan growth	$22.7M	second quarter of 2026	—

Non-performing assets as % of total assets	0.23%	second quarter of 2026	—

Noninterest bearing deposits	$520.5M	second quarter of 2026	—

Nonperforming assets to period end loans	0.32%	Jun 30, 2026	—
Nonperforming assets to total assets	0.23%	Jun 30, 2026	—
Return on average assets	1.05%	Six Months Ended Jun 30, 2026	—

Tangible book value per share at period end non-GAAP	$19.71	Jun 30, 2026	—
Tier 1 capital to risk-weighted assets	12.87%	Jun 30, 2026	—
Adjusted operating noninterest expense non-GAAP	$15.5M	first quarter ended March 31, 2026	—
Allowance for credit losses on loans	$14.7M	first quarter ended March 31, 2026	—
Allowance for credit losses to non-performing assets coverage	331%	first quarter ended March 31, 2026	—
Annualized deposit growth rate	8.4%	first quarter ended March 31, 2026	—
Deposit growth	$37.7M	first quarter ended March 31, 2026	—
Noninterest bearing deposits as % of deposits	29%	first quarter ended March 31, 2026	—
Return on average equity	10.51%	first quarter ended March 31, 2026	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
FXNC First National Corp /Va/ this stock	$277.88M	+21.8%	+7.4%	12.9	1.7%
MFG Mizuho Financial Group Inc	$123.19B	+38.5%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.97B	-36.6%	+15.2%	—	0.5%
IBN Icici Bank Ltd	$105.45B	-1.2%	—	—	0.5%
USB US Bancorp De	$100.95B	+17.7%	+4.4%	12.9	1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

% held: 43.1%
Net QoQ: +87.4K sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

104

View

Short & Settlement

Short Interest Rising

Shares short

153.8K

Days to cover: 4.3d
Change: +5.7K sh

View

Short Volume

Short vol %

51%

As of: Aug 19, 2026

Short Total

View

Fails to Deliver

FTD shares

199

Value: $5.9K
As of: Jul 28, 2026

View

Off-Exchange

Off-exchange %

20.4%

Week of: Jul 13, 2026

Off-exch Lit

View

Financials

Revenue (FY)

$7.7M

Net income (FY): $17.7M
EPS diluted: $1.96

View

Buybacks

Authorized

$5.0M

View

Filings

SEC Filings

Latest

8-K

Filed: Aug 13, 2026
This year: 12

View

Proposed Sales

Value

$163.6K

Shares: 8.9K
Filed: Dec 5, 2022

View

Earnings & Events

Earnings Calls

Last call

May 13, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
FXNC	-3.6%	+5.9%	+12.7%	-3.2%	+21.8%
SPY	-0.4%	+2.9%	+11.6%	+3.0%	+12.8%
vs SPY	-3.2%	+3.0%	+1.2%	-6.2%	+9.0%

Capital returns

Latest dividend

$0.17 / share · ex May 29, 2026

Declared · upcoming

$0.17 / share · ex Aug 28, 2026

Raised 9.7%

Paid (TTM)

$0.665 / share · 4 payouts

Dividend yield (TTM, derived)

2.16%

Buyback program · as of Oct 12, 2022

Authorized

$5.00M

Spent (derived)

—

Remaining

—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 719402 CUSIP 32106V107 13F (30d) 84 filings 83 filers Visit website Investor relations

FXNC · First National Corp /Va/

Price & Indicators

Up next

Equibles Rating

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns