HBAN · Huntington Bancshares Inc /Md/

Track HBAN — free

$17.04 +0.09 (+0.53%) At close · Aug 26

Market Cap

$34.36B

2.03B

Up next

Next earnings call

Oct 22, 2026 Est · unconfirmed · in 8 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Jul 28, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Ask ALVIS about this →

Equibles Rating

blended score · not investment advice

Overall

Neutral

SellHoldBuy

Technical Neutral Momentum Neutral Sentiment Neutral Fundamentals Strong Quant / Vol Moderate

Market backdrop VIX 15.2 · calm Equity put/call 0.64

Technical

price trend

Neutral

50 / 200-day cross No cross

Price vs 200-day avg +1%

above

Price vs 50-day avg −3%

below

RSI (14) 42

neutral

MACD trend Negative

52-week position 48%

mid-range

Momentum

relative strength

Neutral

1-month return +1%

trailing

6-month return +2%

trailing

YTD return −2%

this year

Relative strength −10%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $18 › 200d $17 — 50d above 200d

Institutional flow Distributing

-0% holders QoQ · +117 funds added

Insider flow Distributing

Net -$4.0M over 90 days · 67% sells

Short interest Falling

2.50% of float · ▼ -0.9% MoM · 2.2 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

1,150 holders — near 3-yr high, broad support

Squeeze score 46

elevated · 0–100

Fundamentals

Strong

Revenue growth +6%

Y/Y

EPS growth +14%

Y/Y

Free cash flow $2.2B

Valuation P/E 13

in line

Buyback $3.0B

remaining

Balance sheet $15.8B

net debt

Quant / Vol

risk profile

Moderate

Volatility 26%

annualized · 1-yr

Max drawdown −22%

past year

ATR 2.1%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the Earnings Call filed Jun 30, 2026

2027

Earnings per share $1.90 – $1.93

prior FY $1.39 midpoint +37.8% Y/Y

2026

Share repurchases at least $550M

fourth quarter

Annualized run rate cost synergies $435M

Prior guidance period ended · from the Earnings Call filed Mar 31, 2024

Core expenses · second quarter $1.13B

Core expense growth · full year 4.5%

Loan growth · full-year basis 3% – 5%

Deposit growth · full year 2% – 4%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral

1 · 4 · 1

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+1% Bullish

Price vs 50-day avg

−3% Neutral

RSI (14)

42 Neutral

MACD trend

Negative Bearish

52-week position

48% Neutral

Market signals — smart money & positioning

Mixed

Trend (MA cross) No cross

50d $18 › 200d $17 — 50d above 200d

Institutional flow Distributing

-0% holders QoQ · +117 funds added

Insider flow Distributing

Net -$4.0M over 90 days · 67% sells

Short interest Falling

2.50% of float · ▼ -0.9% MoM · 2.2 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

1,150 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $15 Now $17 · 48% Range high $19

vs 200-day avg +1% vs 50-day avg -3%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
(NPA+90days)/(Loan+OREO)	1.08%	June 30, 2026	—
Adjusted CET1 ratio non-GAAP	9%	June 30, 2026	—
Adjusted return on average tangible common equity (ROTCE) non-GAAP	17.5%	Q2 2026	—
Allowance for credit losses (ACL) as a % of total loans and leases	1.78%	Q2 2026	—

ATM Count	2,016	June 30, 2026	—
Average tangible common shareholders' equity	$19.4B	Three Months Ended June 30, 2026	—
Average total loans and leases	$189.3B	Q2 2026	—
Common Equity Tier 1 (CET1) risk-based capital ratio	10%	Q2 2026	—

Common shares repurchased	$159M	Q2 2026	—
Efficiency ratio non-GAAP	64.2%	Six Months Ended June 30, 2026	—

Mortgage origination volume	$5.9B	Six Months Ended June 30, 2026	—
Mortgage origination volume for sale	$3.42B	Six Months Ended June 30, 2026	—
Net charge-offs (NCOs) as a % of average loans and leases	0.25%	Q2 2026	—

Net interest margin	3.23%	Six Months Ended June 30, 2026	—

Nonperforming asset ratio	0.85%	Q2 2026	—

Number of domestic full-service branches	1,407	June 30, 2026	—
Number of employees (Average full-time equivalent)	26,407	June 30, 2026	—
Return on average tangible common equity (ROTCE) non-GAAP	15.1%	Q2 2026	—
Return on average tangible common shareholders' equity non-GAAP	13.4%	Six Months Ended June 30, 2026	—

Tangible common equity / RWA ratio non-GAAP	9.1%	June 30, 2026	—
Tangible equity / tangible asset ratio non-GAAP	8.2%	June 30, 2026	—
Tier 1 leverage ratio	8.8%	June 30, 2026	—
Tier 1 risk-based capital ratio	11.3%	June 30, 2026	—
Total allowance for credit losses (ACL) as % of Total loans and leases	1.78%	June 30, 2026	—
Total allowance for credit losses, end of period	$3.38B	Six Months Ended June 30, 2026	—
Total earning assets	$248.84B	Six Months Ended June 30, 2026	—
Total loans and leases	$181.78B	Six Months Ended June 30, 2026	—
Total risk-based capital ratio	13.6%	June 30, 2026	—
Adjusted Common Equity Tier 1, including the impact of AOCI, excluding cash flow hedges non-GAAP	9.2%	Q1 2026	—
Adjusted EPS non-GAAP	$0.37	Q1 2026	—
Allowance for loan and lease losses (ALLL) as a % of total loans and leases at the end of period	1.72%	Q1 2026	—
Average common shares - basic	1.87B	Q1 2026	—
Average common shares - diluted	1.9B	Q1 2026	—
Average earning assets	$238.97B	Q1 2026	—
Average full-time equivalent employees	24.6K	First Quarter 2026	—
Average loans and leases	$174.22B	Q1 2026	—
Average SOFR	3.66%	March 31, 2026	—
Average total deposits	$204.62B	Q1 2026	—
Common shares outstanding - Average basic	1.87B	March 31, 2026	—
Common shares outstanding - Ending	2.03B	March 31, 2026	—
Ending common shares outstanding	2.03B	Q1 2026	—
Mortgage servicing rights	$735M	March 31, 2026	—
MSR % of investor servicing portfolio	1.72%	March 31, 2026	—
NAL ratio	0.71%	Q1 2026	—
Net interest income (FTE) non-GAAP	$1.91B	March 31, 2026	—
New share repurchase authorization	$3B	Q1 2026	—
Return on average assets	0.81%	Q1 2026	—
Return on average common equity	7.2%	Q1 2026	—
Return on average tangible common equity	11.6%	Q1 2026	—
Tangible book value per common share at end of period	$9.55	Q1 2026	—
Tangible book value per share	$9.55	Q1 2026	—
Tangible common equity / tangible asset ratio non-GAAP	7%	Q1 2026	—
Third party mortgage loans serviced	$42.8B	March 31, 2026	—
Total cost of deposits	1.82%	March 31, 2026	—
Total revenue (FTE) non-GAAP	$2.59B	March 31, 2026	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
HBAN Huntington Bancshares Inc /Md/ this stock	$34.36B	-1.8%	+6.4%	13.0	2.5%
MFG Mizuho Financial Group Inc	$126.71B	+42.8%	—	—	0.1%
HDB Hdfc Bank Ltd	$121.39B	-36.6%	+15.2%	—	0.5%
IBN Icici Bank Ltd	$105.45B	+1.2%	—	—	0.7%
USB US Bancorp \De\	$97.85B	+17.7%	+4.4%	12.5	1.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

1,150

% held: 86.6%
Net QoQ: +20.5M sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

820

View

Short & Settlement

Short Interest Falling

Shares short

50.8M

Days to cover: 2.2d
Change: -471.2K sh

View

Short Volume

Short vol %

58%

As of: Aug 26, 2026

Short Total

View

Fails to Deliver

FTD shares

243

Value: $4.4K
As of: Jul 2, 2026

View

Off-Exchange

Off-exchange %

54.3%

Week of: Jul 20, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$4.0M

Buyers / Sellers: 1 / 2

Buyers Sellers

View

Congressional Trades Buy

Member

Alan Armstrong

Amount: $1.0K–$15.0K
Traded: Mar 27, 2026

View

Financials

Revenue (FY)

$1.6B

Net income (FY): $2.2B
EPS diluted: $1.39

View

Buybacks

Authorized

$3.0B

Remaining: $3.0B

Spent Remaining

View

Filings

SEC Filings

Latest

10-Q

Filed: Jul 28, 2026
This year: 25

View

Proposed Sales

Value

$481.1K

Shares: 28.0K
Filed: Aug 3, 2026

View

Earnings & Events

Earnings Calls

Last call

Jul 23, 2026

View

Performance

	5D	20D	120D	MTD	YTD
HBAN	-0.8%	+1.2%	+2.2%	+0.0%	-1.8%
SPY	-0.4%	+5.0%	+12.4%	+2.6%	+12.3%
vs SPY	-0.4%	-3.8%	-10.3%	-2.6%	-14.1%

Capital returns

Latest dividend

$0.155 / share · ex Jun 17, 2026

Declared · upcoming

$0.155 / share · ex Sep 17, 2026

Raised 3.3%

Paid (TTM)

$0.62 / share · 4 payouts

Dividend yield (TTM, derived)

3.64%

Buyback program · as of Jun 30, 2026

Authorized

$3.00B

Spent (derived)

$50.00M

Remaining

$2.95B

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 49196 CUSIP 446150104 13F (30d) 831 filings 817 filers Visit website Investor relations

HBAN · Huntington Bancshares Inc /Md/

Price & Indicators

Up next

AI Brief

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns