HCI · HCI Group, Inc.

$177.07 +2.12 (+1.21%) At close · Jul 24

Market Cap

$2.23B

12.76M

Options Calculator

Theoretical estimate

Estimate what a long-dated option on HCI could return if you hold it and the stock reaches a target price. Premiums are theoretical Black-Scholes-Merton values — tune the inputs to match your broker, then compare each strike's return against simply holding the shares.

Holding period

2.00 years

Implied volatility (%)

Implied volatility from the HCI options chain (Aug 21, 2026) — the market's own forward-looking estimate.Market-wide VIX 18.6.

Risk-free rate (%)

Latest SOFR (2026-07-23) — an overnight rate, a rough proxy over years.

Dividend per share $

Annualizes to a 0.9% yield. Most recent $0.40 ex-date 2026-05-15; frequency detected — adjust if it's wrong.

Recent payouts

2026-05-15 $0.40
2026-02-20 $0.40
2025-11-21 $0.40
2025-08-15 $0.40

Target price at horizon

Spot $177.07 today.

Best strike

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Highest estimated return

Return at target

—

— annualized

Breakeven

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Stock price to break even

Hold the stock

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— annualized, with dividends

Return by strike at your target price

Strike ladder

Strike	Moneyness	Premium	Breakeven	Value at target	Return	Annualized	Max loss

Per share; one contract = 100 shares. Premiums are theoretical Black-Scholes-Merton estimates — real options are American-style and priced off an implied-volatility smile, so use your broker's quote for the actual premium. Not investment advice.

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Key facts CIK 1400810 CUSIP 40416E103 13F (30d) 49 filings 49 filers Visit website Investor relations