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LX · LexinFintech Holdings Ltd. · Financials

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$0.83 +0.01 (+1.02%) At close · Sep 10
Market Cap
$133.99M
Shares
164.79M

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Revenue
13.15B -7.4%
FY2025 Revenue FY2015–FY2025
Net Income
594.98M -74.1%
FY2020 Net Income FY2015–FY2020
Gross Margin
33.98% -1.4pp
FY2025 Gross Margin FY2015–FY2025
Diluted EPS
4.72 +45.7%
FY2025 Diluted EPS FY2015–FY2025
Operating Cash Flow
3.61B +234.2%
FY2025 Operating Cash Flow FY2015–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018 FY2017 FY2016 FY2015
CNY 34.4M 34.4M 34.4M 34.4M 34.4M 31.5M
shares 338.94M 331.4M 328.52M 348.05M 368.46M 364.73M 355.63M 337.88M 113.62M 110.65M 110.65M
shares 355.09M 339.26M 359.82M 392.76M 414.99M 411.23M 375.83M 362.76M 140.85M 110.65M 110.65M
Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2023–FY2025: $202.13M in buybacks, $683.19M in dividends.

Debt Profile

No verified debt profile is available yet. This does not establish that the company has no debt or covenants.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
Peer median 2.44×
EV/EBIT
Peer median 10.46×
P/E (TTM)
Peer median 10.04×

Peer medians compare against the 18 similar-size Credit Services companies (of 43 listed).

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (CNY)

Component FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019
Credit Facilitation Service Income 9,562,072,000 10,999,931,000 9,666,120,000 5,963,803,000 6,955,810,000 7,525,581,000
Tech Empowerment Service Income 2,081,335,000 1,881,376,000 1,640,453,000 1,845,943,000 2,762,995,000 2,186,746,000
Installment E-Commerce Platform Service 1,508,680,000 1,322,287,000 1,750,509,000 2,056,065,000 1,661,720,000 1,932,928,000
Credit Oriented Services Income 5,958,692,000
Online Direct Sales and Services Income 3,828,841,000
Platform Based Services Income 815,974,000

By Product & Service (CNY)

Component FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018
Loan Facilitation And Servicing Fees-Credit Oriented And Performance Based 5,296,842,000 7,219,357,000 5,985,229,000 3,849,165,000
Credit Facilitation Service Income 4,988,562,000 6,325,924,000 5,001,881,000 2,486,527,000 4,448,344,000 3,786,996,000
Tech Empowerment Service Income 2,081,335,000 1,881,376,000 1,640,453,000 1,845,943,000 2,762,995,000 2,186,746,000
Service 1,508,680,000 1,322,287,000 1,750,509,000 2,056,065,000 1,661,720,000 1,932,928,000 3,828,841,000 2,600,594,000
Installment E-Commerce Platform Service Income 1,370,533,000 1,236,679,000 1,585,625,000 1,997,838,000 1,661,156,000 1,900,835,000
Service Other 138,147,000 85,608,000 164,884,000 58,227,000 564,000 32,093,000 92,292,000 79,848,000
Credit Oriented Services Income 4,448,344,000 3,786,996,000 4,811,868,000 4,795,692,000
Interest and Financial Services Income and Other Revenues 1,418,892,000 1,146,824,000 2,920,485,000
Interest and Financial Services Income 1,134,779,000 2,742,643,000
Loan Facilitation and Servicing Fees, Credit Oriented 3,786,996,000 4,811,868,000 1,875,207,000
Loan Facilitation and Servicing Fees 6,335,156,000 4,101,625,000 7,017,698,000 5,823,838,000
Loan Facilitation and Servicing Fees Performance Based 1,930,835,000 648,516,000 149,341,000
Loan Facilitation and Servicing Fees Revenue 5,627,842,000 2,075,817,000
Loan Facilitation and Servicing Fees Volume Based 106,007,000 167,458,000 51,269,000
Membership Services 107,901,000 113,107,000 112,558,000 124,066,000
Online Direct Sales 1,661,156,000 1,900,835,000 3,623,991,000 2,396,680,000
Platform Based Services Income 2,569,354,000 2,036,842,000 815,974,000 200,610,000
Financial Service 6,774,666,000 4,996,302,000
Financial Service Other 12,045,000 177,842,000
Guarantees 2,319,693,000
Key facts CIK 1708259 CUSIP 528877103 13F (30d) 51 filings 51 filers Visit website Investor relations