MVBF
Mvb Financial Corp
$29.14
+0.46 (+1.59%)
At close · Jul 15
Market Cap
$374.38M
Shares
12,849,901
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$29.14
Open$28.82
Day$28.73–29.44
52W$21.71–30.23
Avg vol 30d54K
Short int297K · 2.3% float · 3.9d
Short vol70%
Last earningsApr 29, 2026
DataJan 2020–Jul 2026
Filing10-Q · May 6
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed May 6, 2026
Equibles Rating
blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical
Buy
Momentum
Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Moderate
Market backdrop
VIX 16.5 · calm
Equity put/call 0.62
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+9%
above
Price vs 50-day avg
+7%
above
RSI (14)
59
neutral
MACD trend
Negative
52-week position
87%
near high
Momentum
relative strength
1-month return
+2%
trailing
6-month return
+3%
trailing
YTD return
+13%
this year
Relative strength
−7%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $27 › 200d $27 — 50d above 200d
Institutional flow
Distributing
4 of 110 funds reported for Jun 30 · net -10.6K sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
2.31% of float · ▲ +21.8% MoM · 3.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
110 holders — near 3-yr high, broad support
Squeeze score
57
elevated · 0–100
Fundamentals
Revenue growth
+52%
Y/Y
EPS growth
+35%
Y/Y
Free cash flow
$2.1M
Valuation
P/E 13.4
in line
Buyback
$10.0M
authorized
Balance sheet
$17.1M
net cash
Quant / Vol
risk profile
Volatility
28%
annualized · 1-yr
Max drawdown
−17%
past year
ATR
3.1%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+9%
Bullish
Price vs 50-day avg
+7%
Bullish
RSI (14)
59
Neutral
MACD trend
Negative
Bearish
52-week position
87%
Bullish
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross)
No cross
50d $27 › 200d $27 — 50d above 200d
Institutional flow
Distributing
4 of 110 funds reported for Jun 30 · net -10.6K sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
2.31% of float · ▲ +21.8% MoM · 3.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
110 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $22
Now $29 · 87%
52-wk high $30
vs 200-day avg +9%
vs 50-day avg +7%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Pre-tax, pre-provision earnings | $8.5M | first quarter of 2026 | — |
| cost of funds | 2.17% | Q1 FY2026 call | — |
| net interest margin | 3.71% | Q1 FY2026 call | — |
| non-interest-bearing deposits as a percentage of total deposits | 35% | Q1 FY2026 call | — |
| non-performing assets related to single credit | $12.2M | Q1 FY2026 call | — |
| payment platform processing volume | 48B | Q1 FY2026 call | — |
| tangible book value per share | $25.98 | Q1 FY2026 call | — |
| Book value per common share | $26.26 | Q4 2025 | — |
| Classified loans as a percentage of total loans | 2.3% | Q4 2025 | — |
| Common equity to assets ratio | 10.1% | Q4 2025 | — |
| Community Bank Leverage Ratio | 11.1% | Q4 2025 | — |
| Criticized loans as a percentage of total loans | 3.6% | Q4 2025 | — |
| Equity method investment income from MVB's mortgage segment | $2.8M | Q4 2025 | — |
| MVB Bank's Total Risk-Based Capital Ratio | 14.5% | Q4 2025 | — |
| Net charge-offs | $3.9M | Q4 2025 | — |
| Net charge-offs as a percentage of total loans (annualized) | 0.68% | Q4 2025 | — |
| NIB deposits as a percentage of total deposits | 40.3% | Q4 2025 | — |
| Noninterest bearing deposits | $1.14B | Q4 2025 | — |
| Nonperforming loans | $30.7M | Q4 2025 | — |
| Nonperforming loans as a percentage of total loans | 1.3% | Q4 2025 | — |
| Payment card and service charge income | $4.5M | Q4 2025 | — |
| Tangible book value per common share non-GAAP | $26.17 | Q4 2025 | — |
| Tangible common equity ratio non-GAAP | 10.1% | Q4 2025 | — |
| Tier 1 Risk-Based Capital Ratio | 13.7% | Q4 2025 | — |
| Total deposits | $2.84B | Q4 2025 | — |
| Total loan balances | $2.34B | Q4 2025 | — |
| Yield on average earning assets | 5.94% | Q4 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
MVBF
this stock
Mvb Financial Corp
|
$374.38M | +13.5% | +51.9% | 13.4 | 2.3% |
|
HDB
Hdfc Bank Ltd
|
$134.99B | -28.3% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$129.86B | +45.6% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$105.77B | -1.3% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$102.06B | +22.7% | +7.2% | 14.8 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| MVBF | +4.0% | +1.8% | +3.4% | +0.4% | +13.5% |
| SPY | +1.3% | -0.2% | +10.1% | +1.1% | +10.7% |
| vs SPY | +2.8% | +1.9% | -6.7% | -0.7% | +2.8% |
Capital returns
Latest dividend
$0.17
/ share · ex Feb 27, 2026
Paid (TTM)
$0.51
/ share · 3 payouts
Dividend yield (TTM, derived)
1.75%
Buyback program
· as of Oct 31, 2025
Authorized
$10.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.