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NEWT · NewtekOne, Inc.

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$12.22 +0.05 (+0.41%) At close · Sep 11
Market Cap
$352.97M
Shares
28.88M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$12.22 Open$12.34 Day$12.08–12.39 52W close$9.61–15.56 Avg vol 30d264K Short int3.9M · 13.5% float · 12.6d Short vol59% Last earningsAug 6, 2026 DataJan 2020–Sep 2026 Filing10-Q · Aug 10

Up next

Next earnings call
Nov 6, 2026 Est · unconfirmed · in 8 wks
filed Aug 10, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$294.31M
Trailing 12 months
Net income (TTM)
$65.45M
Trailing 12 months
Revenue growth YoY
+7.0%
Year over year
Operating margin
Trailing 12 months
P / E (TTM)
5.5
Trailing earnings · reciprocal yield 18.1%
FCF yield
TTM · current market cap
Return on invested capital
Trailing 12 months
Net cash
−$159.19M
Latest balance sheet
Dividend yield
6.2%
Trailing 12 months
Shares change YoY
+11.7%
Year over year · more shares
Price change (1Y)
+4.4%
Trailing year
Short interest
13.5%
Latest settlement · 12.6 days to cover
View all 115 metrics

AI Brief

Q1 FY26 earnings call · Apr 30, 2026
Q1 FY26

TL;DR. NewtekOne reported Q1 2026 EPS of $0.43 (beating consensus by a penny, within guidance), reaffirmed 2026 EPS guidance midpoint of $2.35, and introduced new 2027 EPS guidance midpoint of $2.60; loan originations rose to 961 units ($391M) and deposits grew to 37,000 accounts, while NIM compressed due to deposit mix shift and excess cash at the Fed.

Bullish
  • + Reaffirmed 2026 EPS guidance midpoint of $2.35 and introduced 2027 EPS midpoint of $2.60, above current Street consensus blend of $2.43.
  • + Q1 2026 EPS of $0.43 beat Street consensus by about a penny, reflecting 19% and 23% growth over Q1 2025 basic and diluted EPS.
  • + Loan originations reached 961 units in Q1 (40% YoY growth in units, $391M vs $366M), with March alone at 500 units and April up ~10% YoY.
  • + Deposits more than doubled YoY to 37,000 accounts, with consumer deposits up $668M YoY and business deposits up $173M YoY; 78% insured.
  • + Credit quality stabilized: delinquencies and NPL ratios (ex-government-guaranteed) declined for the third and fourth consecutive quarter respectively.
  • + Successfully launched fourth C&I LA securitization in January 2026 ($295M notes sold backed by $342M of loans), 10x oversubscribed with 32 institutions.
Bearish
  • NIM compressed due to exceptional deposit growth shifting the earning asset mix, with $383-390M of excess cash at the Fed dragging on interest income.
  • Loan yields declined quarter-over-quarter (blended ~7.25%) due to timing of ALP/C&I LA securitization and late-quarter originations not earning for the full quarter.
  • SBA 7A program changes (100% U.S. citizenship requirement and restrictions on refinancing MCAs) reduced program volume 10-20% in the prior calendar year, creating industry headwinds.
  • Net charge-offs have picked up as the loan portfolio seasons (anticipated under CECL).

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating

blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Neutral Momentum Neutral Sentiment Bullish Fundamentals Fair Quant / Vol Moderate
Market backdrop VIX 15.8 · calm Equity put/call 0.58
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg −5%
below
Price vs 50-day avg −10%
below
RSI (14) 40
neutral
MACD trend Positive
52-week position 44%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Neutral
1-month return −7%
trailing
6-month return +9%
trailing
YTD return +8%
this year
Relative strength −9%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $14 › 200d $13 — 50d above 200d
Institutional flow Accumulating
+2% holders QoQ · +19 funds added
Insider flow Accumulating
Net +$234.2K over 90 days · 0% sells
Short interest Rising
13.51% of float · ▲ +15.5% MoM · 12.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
151 holders — near 3-yr high, broad support
Squeeze score 72
high risk · 0–100
Fundamentals
Fair
EPS growth +11%
Y/Y
Free cash flow $-579.3M
Valuation P/E 5.5
below peers
Balance sheet $509.6M
net debt
Quant / Vol
risk profile
Moderate
Volatility 37%
annualized · 1-yr
Max drawdown −29%
past year
ATR 3.0%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Apr 30, 2026
2026
EPS $2.15 – $2.55
prior FY $2.18 midpoint +7.8% Y/Y
2027
EPS $2.40 – $2.80
prior FY $2.18 midpoint +19.3% Y/Y
Prior guidance period ended · from the Earnings Call filed Sep 30, 2021
7(a) funding · 2021 $560M – $600M
504 funding · 2021 $125M – $150M
Q1 dividend · Q1 2022 $0.65
Adjusted NII · 2021 $3.40

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
2 · 4 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−5% Bearish
Price vs 50-day avg
−10% Bearish
RSI (14)
40 Neutral
MACD trend
Positive Bullish
52-week position
44% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross) No cross
50d $14 › 200d $13 — 50d above 200d
Institutional flow Accumulating
+2% holders QoQ · +19 funds added
Insider flow Accumulating
Net +$234.2K over 90 days · 0% sells
Short interest Rising
13.51% of float · ▲ +15.5% MoM · 12.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
151 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $10 Now $12 · 44% Range high $16
vs 200-day avg -5% vs 50-day avg -10%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
NEWT
NewtekOne, Inc.
this stock
$352.97M +7.7% 5.5 13.5%
MFG
Mizuho Financial Group Inc
$138.58B +56.4% 0.1%
HDB
Hdfc Bank Ltd
$119.92B -36.1% -3.2% 0.7%
CIXPF
CaixaBank/ADR
$107.26B +26.7% 0.1%
IBN
Icici Bank Ltd
$105.48B -1.4% 0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
151
% held
56.5%
Net QoQ
+867.8K sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
122
View
Short & Settlement
Short Interest Rising
Shares short
3.9M
Days to cover
12.6d
Change
+525.3K sh
View
Short Volume
Short vol %
59%
As of
Sep 11, 2026
Short Total
View
Fails to Deliver
FTD shares
9
Value
$139
As of
Aug 5, 2026
View
Off-Exchange
Off-exchange %
47.9%
Week of
Aug 3, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net buying
Net (90d)
+$234.2K
Buyers / Sellers
2 / 0
Buyers Sellers
View
Congressional Trades Sell
Member
Virginia Foxx
Amount
$15.0K–$50.0K
Traded
Sep 27, 2022
View
Financials
Financials
Net income (FY)
$60.5M
EPS diluted
$2.18
View
Buybacks
Authorized
shares 1.0M
View
Filings
SEC Filings
Latest
8-K
Filed
Aug 14, 2026
This year
21
View
Proposed Sales
Value
$9.4K
Shares
750
Filed
Aug 21, 2024
View
Earnings & Events
Earnings Calls
Last call
Aug 6, 2026
View
Investor Relations
Latest news
NewtekOne Repositions Earnings Gu…
Published
Aug 28, 2026
View

Performance

5D 20D 120D MTD YTD
NEWT -0.7% -6.5% +8.8% +3.7% +7.7%
SPY -1.2% -1.8% +17.8% -0.4% +12.1%
vs SPY +0.4% -4.8% -9.0% +4.0% -4.4%

Capital returns

Latest dividend
$0.19 / share · ex Jun 24, 2026
Raised 5.6%
Paid (TTM)
$0.76 / share · 4 payouts
Dividend yield (TTM, derived)
6.22%
Buyback program · as of Nov 1, 2024
Authorized
shares 1.00M
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1587987 CUSIP 652526203 13F (30d) 50 filings 50 filers Visit website Investor relations