NEWT · NewtekOne, Inc.
$11.27
+0.09 (+0.76%)
At close · Oct 5
Return incl. dividend (before tax)
Market Cap
$325.24M
Shares
28.88M
Volume · Oct 5
74.94K
Avg daily vol (3M)
240.16K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$11.18
Open$11.43
Day$11.15–11.57
52W close$9.61–15.56
Avg vol 30d266K
Short int3.9M · 13.4% float · 20.2d
Short vol66%
Last earningsAug 6, 2026
DataJan 2020–Oct 2026
Filing10-Q · Aug 10
Up next
Next earnings call
Nov 6, 2026
Est · unconfirmed
· in 5 wks
filed Aug 10, 2026
call held Aug 6, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
—
Trailing 12 months
Net income (TTM)
—
Trailing 12 months
Revenue growth YoY
—
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
—
Trailing earnings
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
8.5%
Trailing 12 months
Shares change YoY
—
Year over year · more shares
Price change (1Y)
-0.4%
Trailing year
Short interest
13.4%
Latest settlement · 20.2 days to cover
AI Brief
Q1 FY26 earnings call · Apr 30, 2026
Q1 FY26
TL;DR. NewtekOne reported Q1 2026 EPS of $0.43 (beating consensus by a penny, within guidance), reaffirmed 2026 EPS guidance midpoint of $2.35, and introduced new 2027 EPS guidance midpoint of $2.60; loan originations rose to 961 units ($391M) and deposits grew to 37,000 accounts, while NIM compressed due to deposit mix shift and excess cash at the Fed.
Bullish
- + Reaffirmed 2026 EPS guidance midpoint of $2.35 and introduced 2027 EPS midpoint of $2.60, above current Street consensus blend of $2.43.
- + Q1 2026 EPS of $0.43 beat Street consensus by about a penny, reflecting 19% and 23% growth over Q1 2025 basic and diluted EPS.
- + Loan originations reached 961 units in Q1 (40% YoY growth in units, $391M vs $366M), with March alone at 500 units and April up ~10% YoY.
- + Deposits more than doubled YoY to 37,000 accounts, with consumer deposits up $668M YoY and business deposits up $173M YoY; 78% insured.
- + Credit quality stabilized: delinquencies and NPL ratios (ex-government-guaranteed) declined for the third and fourth consecutive quarter respectively.
- + Successfully launched fourth C&I LA securitization in January 2026 ($295M notes sold backed by $342M of loans), 10x oversubscribed with 32 institutions.
Bearish
- − NIM compressed due to exceptional deposit growth shifting the earning asset mix, with $383-390M of excess cash at the Fed dragging on interest income.
- − Loan yields declined quarter-over-quarter (blended ~7.25%) due to timing of ALP/C&I LA securitization and late-quarter originations not earning for the full quarter.
- − SBA 7A program changes (100% U.S. citizenship requirement and restrictions on refinancing MCAs) reduced program volume 10-20% in the prior calendar year, creating industry headwinds.
- − Net charge-offs have picked up as the loan portfolio seasons (anticipated under CECL).
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceOverall
Sell
SellHoldBuy
Technical
Sell
Momentum
Very Weak
Sentiment
Neutral
Fundamentals
Fair
Quant / Vol
Moderate
Market backdrop
VIX 15.3 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
Death cross
Price vs 200-day avg
−14%
below
Price vs 50-day avg
−12%
below
RSI (14)
30
oversold
MACD trend
Positive
52-week position
26%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
−9%
trailing
6-month return
−8%
trailing
YTD return
−2%
this year
Relative strength
−20%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
Death cross
50d $13 › 200d $13 — 200d above 50d
Institutional flow
Distributing
1 of 151 funds reported for Sep 30 · net -193 sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
13.44% of float · ▼ -0.5% MoM · 20.2 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
151 holders — near 3-yr high, broad support
Squeeze score
62
elevated · 0–100
Fundamentals
EPS growth
+11%
Y/Y
Free cash flow
$-579.3M
Valuation
P/E 5.1
below peers
Balance sheet
$509.6M
net debt
Quant / Vol
risk profile
Volatility
36%
annualized · 1-yr
Max drawdown
−29%
past year
ATR
2.9%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Apr 30, 2026
2026
EPS
$2.15 – $2.55
prior FY $2.18
midpoint +7.8% Y/Y
2027
EPS
$2.40 – $2.80
prior FY $2.18
midpoint +19.3% Y/Y
Prior guidance
period ended
· from the 8-K filed Aug 6, 2026
EPS
· 2Q26
$0.42 – $0.52
Guided vs delivered
· last 2 settled
2024 annual earnings forecast per basic and diluted common share
2024 annual
guided $1.85 – $2.05
$1.96
In line
Earnings per share
full year 2023
guided $1.60 – $1.80
$1.88
Beat +10.6%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Sell
50 / 200-day cross
Death cross
Bearish
Price vs 200-day avg
−14%
Bearish
Price vs 50-day avg
−12%
Bearish
RSI (14)
30
Neutral
MACD trend
Positive
Bullish
52-week position
26%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross)
Death cross
50d $13 › 200d $13 — 200d above 50d
Institutional flow
Distributing
1 of 151 funds reported for Sep 30 · net -193 sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
13.44% of float · ▼ -0.5% MoM · 20.2 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
151 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $10
Now $11 · 26%
Range high $16
vs 200-day avg -14%
vs 50-day avg -12%
50-day below 200-day death cross
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| C&I LA Loans originated | 104M | 2Q26 | — |
| Core consumer deposits Q/Q growth | 297M | 2Q26 | — |
| Core consumer deposits Y/Y growth | 951M | 2Q26 | — |
| Efficiency ratio non-GAAP | 58.4% | 2Q26 | — |
| Insured deposits as percentage of total deposits | 81% | as of June 30, 2026 | — |
| Non-affiliate business deposits Q/Q growth | 15M | 2Q26 | — |
| Non-affiliate business deposits Y/Y growth | 103M | 2Q26 | — |
| Percentage of Newtek Bank's business lending clients that have opened a business deposit account | 54% | since the acquisition of the Bank in early 2023 | — |
| Return on average assets (ROAA) non-GAAP | 1.97% | 2Q26 | — |
| Return on average equity (ROAE) non-GAAP | 13.3% | 2Q26 | — |
| Return on average tangible common equity (ROTCE) non-GAAP | 15.7% | 2Q26 | — |
| SBA 504 loans originated | 49M | 2Q26 | — |
| SBA 7(a) loans originated | 208M | 2Q26 | — |
| Tangible book value per common share non-GAAP | $12.13 | 2Q26 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
NEWT
this stock
NewtekOne, Inc.
|
$325.24M | -1.5% | — | 5.1 | 13.4% |
|
MFG
Mizuho Financial Group Inc
|
$133.98B | +48.8% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.26B | -38.9% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +26.7% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$100.21B | -7.9% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| NEWT | -0.7% | -9.2% | -8.1% | +0.5% | -1.5% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | -0.5% | -8.7% | -20.3% | -0.5% | -14.4% |
Capital returns
Latest dividend
$0.19
/ share · ex Sep 24, 2026
Paid (TTM)
$0.95
/ share · 5 payouts
Dividend yield (TTM, derived)
8.50%
Buyback program
· as of Nov 1, 2024
Authorized
shares 1.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.